EDUCATIONAL SYSTEMS FEDERAL CREDIT UNION - Silver Spring, MD

Welcome to Educational Systems at our Aspen Hill branch, conveniently located at 13711 Georgia Ave, Silver Spring, MD 20906. Established in 1955, we have proudly served our community for decades, supporting nearly 90,000 members with personalized financial solutions. As a trusted credit union, we understand that your financial well-being is important. That's why we focus on providing competitive rates and exceptional service. Our commitment goes beyond just numbers. With total assets of over $1.27 billion, we are equipped to offer various services designed to meet your needs whether you're looking for auto loans, mortgages, or everyday banking services. We currently hold around $68 million in deposits and have facilitated over 49,623 loans, ensuring our members can achieve their dreams and reach their financial goals. Led by our dedicated CEO, Girado Smith, and Board President, Alonia Sharps, our team of 212 employees is here to help you navigate your financial journey with confidence. We believe in creating lasting relationships with our members based on trust and transparency. While members can visit us at our branch location for in-person assistance, official correspondence should be sent to our mailing address: PO Box 179, Greenbelt, MD 20768. You can also reach out to us anytime at 301-779-8500. Explore the many ways we can support your financial journey by visiting our website at esfcu.org. Let's work together to create a brighter financial future!

Welcome to Educational Systems, a cornerstone of financial support in Silver Spring, MD since 1955. With a proud history spanning over six decades, we have grown from humble beginnings into a thriving institution that proudly serves 89,689 members. Our commitment to our community remains steadfast as we strive to empower individuals and families with the financial tools they need to succeed. Located at 13711 Georgia Ave, our branch is easily accessible and surrounded by familiar landmarks that make it a convenient stop for banking needs. Members can also send official correspondence to our mailing address: PO Box 179, Greenbelt, MD 20768. At Educational Systems, our mission is clear: we are dedicated to providing exceptional financial services while fostering community growth and support. We believe that everyone deserves access to quality banking services, which is why we offer a range of products including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our approach is centered around you our member. We aim to ensure that every interaction is positive and beneficial. Our commitment doesn't stop with financial services. We are actively involved in community outreach initiatives aimed at strengthening local ties and supporting those in need. Through partnerships with various organizations, we work tirelessly to improve the lives of our neighbors. In response to the evolving needs of our members, we've made significant investments in technology. Our online banking platform offers convenience and security, enabling you to manage your finances from anywhere. Additionally, our branch features an ATM for easy cash access and drive-thru banking for quick transactions. As we look back on our journey from 1955 to today, we are proud of what we've accomplished together with our members. With total assets exceeding $1.27 billion, we continue to grow and adapt in order to serve you better. We invite you to visit us during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM to experience firsthand the friendly service and dedication that sets us apart. Join us at Educational Systems today! Let us partner with you on your financial journey towards a brighter future. For any inquiries or assistance, feel free to call us at 301-779-8500 or explore more about membership options on our website at www.esfcu.org. Together, let's build a stronger community!

Welcome to the friendly community at Educational Systems, where we're excited to help you become a member! To join us at our branch located at 13711 Georgia Ave Silver Spring Md 20906, you'll need to meet some simple eligibility criteria. If you live, work, or go to school in the areas we serve, you're likely already qualified. We want everyone to feel included, so don't hesitate to check out our detailed eligibility guidelines at http://www.esfcu.org/about/membership/join-us . Becoming a member comes with fantastic benefits like personalized service and access to various financial products tailored just for you. Opening your account is a breeze! You can start the process easily by visiting us or checking out our account opening details here: http://www.esfcu.org/apply-for-a-loan . If you have any questions, feel free to give us a call at (301) 779-8500. We can't wait for you to join our family at Educational Systems!

At Educational Systems, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when it comes to your finances, you need a partner you can trust. With a net worth of $136,591,321, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $244,306,034 in share certificates and $114,845,216 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $285,041, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $116,288,848 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $13,255 in used auto loans and $869,532,467 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 212 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 180,061, reflecting the trust our growing member base places in us. This community commitment is foundational to everything we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Systems is your trusted partner. Visit us at 13711 Georgia Ave Silver Spring Md 20906 or call (301) 779-8500 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*