EDUCATIONAL SYSTEMS FEDERAL CREDIT UNION - Lexington Park, MD

Welcome to Educational Systems at Lexington Park, your trusted financial partner in the heart of Lexington Park, MD. Established in 1955, we have proudly served our community for over six decades, building a reputation based on trust and reliability. Our branch is conveniently located at 46320 Lexington Village Way, and we invite you to experience the personalized service that has attracted nearly 90,000 members. At Educational Systems, we believe in empowering our members with a range of financial solutions tailored to their needs. With total assets exceeding $1.27 billion and total deposits around $68 million, we are well-equipped to support your financial journey. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or mortgage options, our dedicated team is here to guide you every step of the way. Our commitment extends beyond just numbers; it's about the relationships we build within our community. Under the leadership of CEO Girado Smith and Board President Alonia Sharps, we strive to provide a welcoming environment where every member feels valued. Our team of 212 employees is dedicated to ensuring that your banking experience is smooth and enjoyable. While you can visit us at our branch for any inquiries or services, please note that official correspondence should be sent to our mailing address: PO Box 179, Greenbelt, MD 20768. For more information or to get started on your financial goals today, give us a call at 301-779-8500 or explore our offerings online at esfcu.org. Join us in experiencing what it means to be part of a community-focused credit union that puts its members first!

At Educational Systems, we believe that becoming a member is like joining a supportive family where your financial well-being is our priority. If you live, work, worship, or attend school in the area around 46320 Lexington Village Way Lexington Park Md 20653, you're likely eligible to join us! It's that simple. We welcome individuals from various backgrounds, ensuring that everyone has access to our personalized services and community-focused approach. To get started on your journey with us, visit our eligibility page at http://www.esfcu.org/about/membership/join-us for more detailed information on who can become a member. When you're ready to open an account, you can easily apply online by following the instructions at http://www.esfcu.org/apply-for-a-loan . If you have any questions or need assistance, don't hesitate to give us a call at (301) 779-8500. We're here to help you every step of the way!

At Educational Systems, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to providing exceptional service and support to our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $136,591,321, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $244,306,034 in share certificates and $114,845,216 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $285,041, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is further reflected in our $116,288,848 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $13,255 in used auto loans and $869,532,467 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 212 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 180,061, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational Systems is your trusted partner. Visit us at 46320 Lexington Village Way Lexington Park Md 20653 or call (301) 779-8500 to learn more about how we can help you achieve your financial goals.