Welcome to skypoint, where we have proudly served our community since 1968. Located in the heart of Germantown, MD, our mission is to empower individuals and families through accessible financial services tailored to meet their unique needs. Under the leadership of CEO Carla Decker and Board President Melvin Tull, we strive to create a supportive environment that prioritizes your financial well-being. Our commitment to service extends beyond traditional banking; we are dedicated to enriching the lives of military members and our local community.

As a member-focused institution, we understand the importance of trust and accessibility. That's why we offer modern banking tools designed for your convenience, including robust online banking, a user-friendly mobile application, and features such as person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. Rest assured, your deposits are safeguarded with NCUA insurance since 1/4/1971 0:00. Explore all that skypoint has to offer by visiting our website at https://www.skypointfcu.com/ or reach out to us via fax at (301) 528-8253. Join us today and experience the benefits of being part of a financial institution that puts you first!

At Skypoint, we understand that financial needs can vary significantly from one member to another. That's why we offer a comprehensive suite of services designed to meet diverse banking requirements. Whether you're looking for personal banking options like checking and savings accounts, or you're interested in financing your next vehicle with our auto loans and vehicle financing, we have you covered. Our mortgage loans and refinancing options are tailored to help you secure the perfect home, while our personal loans and debt consolidation services provide flexible solutions for managing your finances. For business owners, our merchant services and business loans are designed to support your entrepreneurial journey. All these services come with the convenience of online banking, a mobile application, and features like person-to-person transfers and mobile payments, ensuring you can manage your money anytime, anywhere.

In today’s digital age, accessibility is key to effective financial management. With Skypoint's online banking platform and mobile app, members can easily monitor their accounts, access e-statements, and utilize e-signature capabilities for hassle-free transactions. This modern approach allows you to manage your everyday banking seamlessly, whether you're planning for life milestones or growing a small business. We strive to make membership accessible to everyone; if you're interested in joining our community or want to learn more about eligibility requirements, visit https://www.skypointfcu.com/apply/become-a-member/ . Furthermore, if you're exploring loan options or wish to compare rates, check out https://www.lendmesh.com/loans/personal_loans for valuable insights. For any personalized assistance, feel free to reach out via fax at (301) 528-8253—we're here to help you every step of the way!

Skypoint has established itself as a trusted and valuable financial partner within the community, with Total Membership standing at 13,467. This strong membership base reflects the confidence and satisfaction of our members in the services we provide. With Total Assets amounting to 228,842,175, Skypoint demonstrates robust financial stability, ensuring that we are well-equipped to meet the diverse needs of our members.

Our commitment to transparency and reliability is evident in our financial performance, highlighted by a Net Worth of 28,756,259 and a commendable Net Worth Ratio of 1,254. These metrics not only signify our strong capital position but also affirm our dedication to maintaining the trust placed in us by our members. The Total Deposits of 13,204,093 further illustrate the confidence that individuals have in Skypoint as their go-to financial institution.

At Skypoint, we pride ourselves on being proactive in offering a wide range of financial solutions. Our Total Loans and Leases, which currently stand at 10,950, empower our members to achieve their personal and business aspirations. Additionally, with a Credit Card Loan Volume of 3,599 and an Auto Loan Volume of 2,074, we cater to various financing needs while ensuring competitive rates and terms.

Our team is dedicated to providing exceptional service, as reflected in our workforce of 46 employees who are committed to supporting our members every step of the way. While we continue to grow, we remain focused on providing personalized experiences that enhance member satisfaction.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore your financing options further; compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.