Student Loans in Utica, NY

Looking for the best student loan rates in Utica, NY? You're in the right place. Compare offers from local lenders who understand your needs and provide flexible options designed to fit your budget and goals.

Whether you’re starting college or continuing your education, finding the right loan can make all the difference. Explore competitive rates and personalized support from trusted Utica lenders to confidently invest in your future.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
centra
1.95 - 17.64 %
∞
hvcu
1.95 - 17.64 %
∞
jovia
2.19 - 17.99 %
∞
connexuscu
2.45 - 8.7 %
∞
cafcu
2.45 - 8.7 %
∞
navyfederal
2.67 - 6.14 %
∞
elfi
2.99 - 6.75 %
15 Yrs
∞
customchoice
3.35 - 17.64 %
7 Yrs
∞
americu
3.5 - 14.25 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Centra's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , unchanged from 7 and 30 days ago but down from 2.39% to 17.49% 60 days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.29% to 14.97% 60 days ago.

Hudson Valley's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.19% to 17.49% thirty days ago. The Medical school loan (variable) APR is 3.75% to 14.46% , up from 3.62% to 14.33% seven days ago. Jovia Financial's Fixed Rate student loans range from 2.19% to 17.99% today, which is up from 1.97% to 17.99% 30 days ago but down from 2.39% to 17.99% 60 days ago. The Variable Rate loans remain unchanged at 3.89% to 17.99% compared to both 30 and 60 days ago.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union has fixed APR student loans at 2.67% , unchanged from 7 and 30 days ago. Their fixed refinance loans have a 4.2% APR, also steady over the past month. Variable refinance loans carry a 4.52% APR, with no change from 7 or 30 days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, while the Undergraduate Student Loans fixed rate is also 2.99% , steady from 7 and 60 days ago. For variable rates, both Graduate and Undergraduate Student Loans are at 6.75% , with no change from 7 and 30 days ago for Graduate and from 7 and 60 days ago for Undergraduate. Custom–Choice has a Fixed Student Loan with rates ranging from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Its Variable Student Loan ranges from 3.65% to 17.64% , which is steady from 7 days ago but up from 30, 60, and 90 days ago.

Americu's Undergraduate Variable Rates range from 3.5% to 12.25% , unchanged from 60 days ago. The Student Loan Refinance fixed rates are between 5.25% and 11.74% , also unchanged from 7 and 60 days ago.

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