Filters
The table below shows personal loan interest rates today in Dayton OH from lenders with a branch in the area. Day Air Credit Union is the only institution with a branch in Dayton, Montgomery County, and appears in the local lender directory here alongside any rates it publishes.
Choosing a longer loan term lowers the monthly payment but increases the total interest paid over the life of the loan. This relationship is important to consider when reviewing personal loans in Dayton, OH 45428, as it affects the overall cost beyond just the monthly amount.
Today’s Personal Loan Rates & Analysis - Updated on 2026-OCT-01
Credit Union Loan Rates - Trends & Analysis:
Pentagon's Personal loans have a fixed APR of 6.09% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Baxter's personal loan has a 7.49% APR today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The personal line of credit rate is steady at 8.49% with no change in the past 90 days. Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 90 days. Its Holiday loan APR is 6.49% , up from 6.24% seven and 30 days ago. The Personal line of credit rate is 15.49% , slightly higher than it was a week and a month ago.
Nasa's Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when the rate was 7.69% . These rates have stayed steady over the past week and month. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.
Together's Personal loan has an APR of 8.64% today, unchanged from it was 7, 30, and 60 days ago. The rate has stayed steady over the past two months. Kemba Financial's personal loans with an Everyday rate APR of 9.16% and a Kemba advantage APR of 8.74% . Both rates have stayed the same over the past 7, 30, 60, and 90 days. These fixed rates provide clear terms for borrowers considering their. Navy Federal Credit Union's personal loans like the Debt consolidation loan and Home improvement loan with an APR of 8.74% . These rates have stayed the same over the past 7, 30, 60, and 90 days. The Personal expense loan also has a steady APR of 8.74% during this time.
Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Seven Seventeen's personal loans have a 8.76% APR today, which is higher than the 7.5% rate from 7 and 30 days ago. The rate is the same as it was 60 and 90 days ago.