Day Air Credit Union Dayton OH | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Day Air, your trusted partner in financial growth and community support, located at 4100 W 3Rd St, Dayton, OH 45428. Since our establishment in 1944, we have dedicated ourselves to providing top-notch banking services tailored for our members. With a total membership of over 52,000 individuals, we pride ourselves on being a cornerstone of financial well-being in the Dayton area. At Day Air, we understand that every dollar counts. That's why we manage assets totaling an impressive $826,097,745 and maintain total deposits of $36,442,721. Our commitment to you is reflected in our robust offerings ranging from personal banking solutions like checking and savings accounts to auto loans and mortgages. With over 34,975 loans and leases issued, we're here to help you reach your financial goals. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 4100 W 3rd St, Dayton, OH 45428-9000. If you have any questions or need assistance, please don't hesitate to contact us at 937-610-1505. Led by our CEO, William Burke, and Board President Brian Hayes, our team of 109 employees is always ready to assist you with friendly service and expert advice. We believe in making banking accessible and convenient for everyone this includes providing mobile banking options and a user-friendly website at dayair.org. Join us today and experience the difference that a member-focused credit union can make. Whether you're looking to open an account or explore loan options, we're here for you every step of the way!

Branch History & Mission

Community Focus

We understand that strong communities build strong credit unions. That's why partnerships with local organizations are integral to our approach. We strive to contribute positively through initiatives that uplift those around us. While members can visit us at 4100 W 3Rd St, official correspondence should be sent to 4100 W 3rd St, Dayton, OH 45428-9000 if you need to reach out via mail.

Join Us

With operating hours from Monday to Friday between 8:30 AM and 4:30 PM, we're here when you need us most! Whether you're looking for an ATM (which is readily available) or simply want advice on your next financial steps, Day Air is here for you. If you're ready to experience the benefits of being part of a supportive community-focused credit union, we invite you to join us today! Visit our website or call us at 937-610-1505 for more information on how you can become a member of Day Air Credit Union!

Our Journey

Our journey began with a commitment to serving our members with integrity and care. Over the years, we have achieved significant milestones, including reaching total assets of $826,097,745 and offering a wide range of services tailored to meet the needs of our diverse membership. Our focus has always been on empowering individuals and families through responsible financial solutions like auto loans, mortgages, and personal loans. As we've evolved, we've embraced technology to enhance our member experience. We offer online banking, mobile payments, and e-statements to ensure that managing finances is easier than ever. Despite these advancements, our core mission remains unchanged: to provide exceptional financial services while supporting our local community.

Our Mission

At Day Air, our mission is clear: we exist to help our members achieve their financial goals while fostering a sense of community. We believe that everyone deserves access to affordable financial products and education. Whether it's through personal banking services or business loans, we're here to support our members every step of the way. We take pride in being more than just a credit union; we are your neighbors. Our commitment extends beyond banking as we actively engage in various community outreach programs aimed at improving lives and promoting financial literacy.

Branch Location & Accessibility

A Convenient Spot for All Your Banking Needs

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and parking options. We ensure that everyone can enjoy our services without hassle. Plus, there's plenty of parking available, so you can visit us without worrying about finding a spot.

ATM Access and Shared Services

For those times when you need cash quickly, we offer ATM access right here at our branch. While we don't have drive-thru service available, we do provide shared services that allow members of partner credit unions to complete basic transactions like deposits and withdrawals seamlessly. While members can visit us at 4100 W 3Rd St Dayton Oh 45428, official correspondence should be sent to 4100 W 3rd St, Dayton, OH 45428-9000. If you have any questions or need assistance, feel free to give us a call at (937) 610-1505. We invite you to stop by Day Air today! Our dedicated staff is here to help you navigate your financial journey with ease and confidence. Visit us soon and discover the many ways we can support your financial goals!

Operating Hours Tailored for You

Day Air is open Monday through Friday from 8:30 AM to 4:30 PM, making it easy to drop by during your lunch break or after work. Our friendly team is ready to assist you with personal banking needs like checking and savings accounts, auto loans, mortgage loans, and more.

Member Eligibility

Joining the family at Day Air is like stepping into a warm, welcoming community where your financial needs come first. If you're interested in becoming a member, you'll be glad to know that eligibility is open to those who live, work, worship, or attend school in our service areas. It's all about building connections and supporting each other! To see if you qualify, feel free to visit our detailed eligibility page at https://forms.joinmycu.com/mop/227/mop3/eligibility . The process of opening an account is simple and straightforward, making it easy for you to start enjoying the benefits of membership. If you have any questions or need assistance, don't hesitate to call us at (937) 610-1505. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments from customers effortlessly. Our merchant services simplify transactions so you can focus on what you do best running your business. From easy payment processing solutions to support with cash flow management, we equip you with the tools needed to thrive in today's competitive market. Visit us at 4100 W 3Rd St Dayton Oh 45428 in Dayton, OH, or call us at (937) 610-1505 to learn how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $136 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $43,033,173, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, Day Air provides robust Business Banking solutions, including Merchant Services and Business Loans. We understand that running a business requires financial flexibility, so we offer loans tailored to help you grow and succeed.

Connect With Us

Our friendly staff is here to assist you during lobby hours from Monday to Friday between 8:30 AM and 4:30 PM. If you have any questions or need assistance with any of our services, please feel free to call us at 937-610-1505. We invite you to visit us at Day Air in Dayton or explore more about our services online at dayair.org. Your financial well-being is our priority!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we have made sure our members enjoy exceptional Online & Mobile Banking features. With mobile payments, online banking access, e-statements, and person-to-person transfers at your fingertips, managing your finances has never been easier. You can easily withdraw cash or check balances with our available ATMs in the area. Plus, as a member of Day Air, if you're visiting other partner credit unions, basic shared branch transactions like deposits and withdrawals are simple and efficient.

Personal Banking Solutions

Our personal banking offerings start with Checking and Savings Accounts that help you manage your everyday expenses while saving for the future. Imagine having a checking account that not only makes transactions easy but also earns you interest! Our savings accounts provide a safe place for your funds, encouraging you to save more effectively. If you're in the market for a vehicle, our Auto Loans and Vehicle Financing options are designed to get you behind the wheel quickly and affordably. Picture yourself driving off in your dream car without the stress of complicated financing options. We offer competitive rates and flexible terms tailored to fit your budget. Homeownership is within reach with our Mortgage Loans and Refinancing services. Whether you're buying your first home or looking to refinance your current mortgage, we can guide you through the process smoothly. We understand how important it is to find the right loan that fits your financial situation. For those unexpected expenses or consolidating debt, consider our Personal Loans and Debt Consolidation services. Life can throw surprises at us, and having access to funds when needed can make all the difference. Don't forget about our Credit Cards with Rewards! They offer not just a way to make purchases but also rewards that can lead to exciting perks like cash back on your everyday spending.

Digital & Online Banking

Accessibility and Ease of Use

With mobile payments now part of our offerings, you can make purchases directly from your smartphone no cash or cards needed! This feature adds an extra layer of ease when shopping or dining out. All these tools combine to create a flexible banking experience that puts you in control. In short, whether you're using our website or mobile app, Day Air ensures that managing your finances is as easy and secure as possible. Dive into the world of digital banking today at https://dayair.org/ and experience the freedom of financial management at your fingertips!

Key Features of Our Digital Banking Services

Our online banking services are available 24/7, allowing you to check your account balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, accessing your accounts is just a click away. Plus, with our electronic signature authorization feature, you can complete transactions securely without needing to visit the branch. For those who prefer to manage their finances from their mobile devices, our user-friendly mobile application is here to help. The app allows you to make person-to-person transfers effortlessly, so sending money to friends or family is simple and quick. And if you're looking to streamline your paperwork, enjoy the convenience of e-statements, which provide you with easy access to your financial documents anytime you need them.

Security You Can Trust

At Day Air, we prioritize your security. Our digital banking features include top-notch security measures to protect your personal information and transactions. You can bank with confidence knowing that we are committed to keeping your data safe.

Financial Strength

Commitment to Growth

With $96,589,803 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $12,168 in used auto loans and $663,965,102 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 106,717, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $171,384,932. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Day Air is your trusted partner. Visit us at 4100 W 3Rd St Dayton Oh 45428 or call (937) 610-1505 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $8,890,881 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 102 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $171,291,564 in share certificates and $27,420,637 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,382,799, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $109,028,201, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,318 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $193,625,544 in used vehicle loans and $128,364,834 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to ensure you can drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $43,033,173 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to providing solutions that help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,366,703, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans whether it's your auto loan or mortgage we encourage you to reach out. Our team can help assess your current situation and determine if refinancing could save you money or improve your financial flexibility. For more information on eligibility and how we can assist you further, feel free to contact us at 937-610-1505 or visit our branch located at 4100 W 3Rd St Dayton Oh 45428. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,770,240 in loans helping members manage their finances effectively. This is an excellent option if you're looking for an easy way to handle everyday expenses or unexpected costs without tying up your savings.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency ensures you can make informed decisions without confusion or hidden details. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that all loan offers are fair and transparent, giving users confidence in their choices. One of the standout features of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring that users receive trustworthy information. Additionally, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. This means that every user receives unbiased results tailored to their needs. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This allows users to see current offers and make well-informed decisions quickly. Thousands of users trust LendMesh for loan comparisons, with one member sharing their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a reliable way to compare loans, look no further. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DAY AIR CREDIT UNION