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The table below shows personal loan interest rates today in Dayton OH from lenders with a branch in the area. Day Air Credit Union is the only institution with a branch in Dayton, Montgomery County, and appears in the local lender directory here alongside any rates it publishes.
Choosing a longer loan term lowers the monthly payment but increases the total interest paid over the life of the loan. This relationship is important to consider when reviewing personal loans in Dayton, OH 45428, as it affects the overall cost beyond just the monthly amount.
Today’s Personal Loan Rates & Analysis - Updated on 2026-OCT-01
Credit Union Loan Rates - Trends & Analysis:
Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. University's personal loans with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.
Connexus's personal loans with an APR of 9.49% today, unchanged from it was 7 and 90 days ago. There is no change in the rate compared to these past periods. Northrop Grumman has a Personal signature loan with an APR of 9.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The Moneymaster personal line of credit has a 12% APR, also unchanged during those same periods. Wright–Patt Credit Union, Inc. has a Readyline line of credit with an APR of 9.75% , which has stayed the same over the past 7 and 30 days. Their Signature loan for up to 60 months has a fixed APR of 11.99% , also unchanged from one week and one month ago. Both rates have remained steady over the last 90 days.
Dupaco Community has a personal loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Clearview's Signature personal loan has an APR of 10.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The Powerline line of credit has a fixed APR of 14.99% , also unchanged during those periods.
Affinity's personal loans with an APR of 11.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their debt consolidation loan has a fixed APR of 12.75% , also unchanged during these periods.