Personal Loans in Amherst, NY

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Whether it’s an emergency or a planned expense, Amherst residents can access no interest loan options designed with the community in mind. Start comparing today to secure cash fast and enjoy friendly, supportive service that helps you reach your financial goals.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.

Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, and 60 days. The share–secured personal loan has a lower APR of 4.49% , also unchanged from 7 and 30 days ago. Greylock s an unsecured personal loan up to $25, 000 with an APR of 7.75% , which has stayed the same over the past 7 and 30 days. For smaller amounts, personal loans up to $2, 500 have an APR of 9.99% , also unchanged from a week and a month ago.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Empower Personal loans have a 6.49% APR today, unchanged from 7 and 30 days ago but higher than 30 days ago when the rate was 5.49% . There are no other products listed for comparison. The Summit has a Personal loan with an APR of 6.95% , which is unchanged from both 7 and 30 days ago. The Consolidation loan has a rate of 9.25% , also steady compared to the past week. Both rates have remained stable over the recent period.

Mid–Hudson Valley s personal loans and debt consolidation loans with an APR of 7.49% today, which has not changed from 7 or 30 days ago. Their line of credit has a 12.99% APR, also steady over the same periods. Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago.

Municipal has a Direct deposit loan with an APR of 7.99% today, unchanged from it was 7 days ago. There’s no change in the rate compared to the previous week. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. United Nations has a line of credit with an APR of 14% , down from 14.25% over the past 7, 30, 60, and 90 days. Their unsecured personal loan has an APR of 8.45% , which is also lower than the 8.7% rate seen during the same periods.

Broadview personal loans have an APR of 8.49% for terms up to 1 year, which is unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. For a 2–year term, the APR is 8.74% , steady from a week ago and down from rates seen 60 and 90 days earlier.

🏦 All Local Lenders in Amherst, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
NIAGARA FALLS A F FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ Monday-Friday 7:00 - 7:00 P.M. 📞 7166363700 📠 7162971223	ATM Services Only	P2P E-Statements	Assets: $19,767,545 Deposits: $940,466 Net Worth: $2,369,324 Employees: 4 Members: 1,711
SWEET HOME FEDERAL CREDIT UNION	1960 SWEET HOME RD AMHERST NY 14228	⏰ Normal Business Hours Monday, Tuesday and Thursday 9:00 AM to 4:00 PM, Wednesday 9:00 AM to 3:00 PM, Friday 9:00 AM to 5:00 PM 📞 7166919187 📠 7166910175	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $42,742,857 Deposits: $2,935,390 Net Worth: $4,637,044 Employees: 8 Members: 2,918
BOULEVARD FEDERAL CREDIT UNION	2787 NIAGARA FALLS BLVD AMHERST NY 14228	⏰ Mon - Wed 9:00 to 4:00Thu & Fri 9:00 to 5:30 📞 7166916727 📠 7166916860	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $42,778,373 Deposits: $2,117,816 Net Worth: $5,876,278 Employees: 8 Members: 3,655
BOULEVARD FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ 7:00 A.M. to 6:00 P.M. 📞 7166363700 📠 7166916860	ATM Services Only	P2P E-Statements	Assets: $42,778,373 Deposits: $2,117,816 Net Worth: $5,876,278 Employees: 8 Members: 3,655
YOUR CHOICE FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ Monday - Thursday 9:00 A.M. - 4:30 P.M. Friday 9:00 A.M. - 5:30 P.M. 📞 8149461293 📠 8149464084	ATM Services Only	P2P E-Statements	Assets: $12,786,874 Deposits: $631,608 Net Worth: $1,626,009 Employees: 4 Members: 1,510
ARMSTRONG CO. FEDERAL EMP. FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ 8;oo-5;00 📞 8002959100 📠 7245451899	ATM Services Only	P2P	Assets: $17,358,358 Deposits: $1,585,152 Net Worth: $2,528,794 Employees: 4.0 Members: 2,145
CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ Monday - Friday 8:00 to 5:00 📞 8002959100 📠 6175477969	ATM Services Only		Assets: $10,751,352 Deposits: $1,681,275 Net Worth: $2,154,995 Employees: 4 Members: 1,331
BROADVIEW FEDERAL CREDIT UNION	3155 NIAGARA FALLS BLVD AMHERST NY 14228	⏰ M-W 830am-5pm Th-F 830am-6pm Sa 830am-2pm 📞 5184528234 📠 5184582261	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $8,945,023,510 Deposits: $550,025,253 Net Worth: $748,058,930 Employees: 1467 Members: 496,735
BROADVIEW FEDERAL CREDIT UNION	520 LEE ENTRANCE STE 101A AMHERST NY 14228	⏰ Mon - Fri 9am - 3pm 📞 5184528234 📠 5184582261	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $8,945,023,510 Deposits: $550,025,253 Net Worth: $748,058,930 Employees: 1467 Members: 496,735
C S P EMPLOYEES FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ M-F 8-5 📞 7166363700 📠 8607633593	ATM Services Only	P2P E-Statements	Assets: $10,246,727 Deposits: $1,985,563 Net Worth: $1,223,433 Employees: 3 Members: 1,241
HAVERHILL FIRE DEPARTMENT CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ 24/7 📞 8002959100 📠 9783727782	ATM Services Only	P2P E-Statements	Assets: $24,555,948 Deposits: $2,586,477 Net Worth: $2,473,022 Employees: 5 Members: 1,255
WILLIAMSVILLE FEDERAL CREDIT UNION	656 N FRENCH RD STE 7 AMHERST NY 14228	⏰ Monday & Wednesday 9:00 to 4:00 pm Thursday 12:00 to 4:00 pm Friday 9:00 to 5:00 pm 📞 7166913110 📠 7166911785	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services		Assets: $11,298,612 Deposits: $1,474,871 Net Worth: $1,339,751 Employees: 4 Members: 1,956
WILLIAMSVILLE FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ Monday through Friday 9:00 to 5:00 📞 7166262300 📠 7166911785	ATM Services Only		Assets: $11,298,612 Deposits: $1,474,871 Net Worth: $1,339,751 Employees: 4 Members: 1,956
WILLIAMSVILLE FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ Monday through Friday 9:00 to 5:00 pm 📞 7166262300 📠 7166911785	ATM Services Only		Assets: $11,298,612 Deposits: $1,474,871 Net Worth: $1,339,751 Employees: 4 Members: 1,956
UKRAINIAN FEDERAL CREDIT UNION	2882 NIAGARA FALLS BLVD AMHERST NY 14228	⏰ Closed MondaysTu-Th 9:30 AM-5:00 PMF 9:30 AM - 6:00 PMSat 9:00 AM - 1:00 PM 📞 7167998385 📠 5853382980	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $389,990,963 Deposits: $10,915,646 Net Worth: $32,778,095 Employees: 92 Members: 28,417
HOLY FAMILY PARMA FEDERAL CREDIT UNION	110 JOHN MUIR DR AMHERST NY 14228	⏰ Monday thru Friday 7:00 a.m. to 9 p.m. Emergency Hours: anytime 📞 8002959100 📠 4408428586	ATM Services Only	P2P E-Statements	Assets: $17,340,018 Deposits: $347,983 Net Worth: $3,337,535 Employees: 13 Members: 1,212

🏘️ All the Lenders Available in Erie County, NY

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✅BUFFALO POLICE FEDERAL CREDIT UNION

✅BUFFALO METROPOLITAN FEDERAL CREDIT UNION

✅BROADVIEW FEDERAL CREDIT UNION

✅ERIE COUNTY EMPLOYEES CREDIT UNION

✅ST JOHN UNITED CREDIT UNION

✅UKRAINIAN FEDERAL CREDIT UNION

✅EMPIRE ONE FEDERAL CREDIT UNION

✅BUFFALO CONRAIL FEDERAL CREDIT UNION

✅RADIUS CREDIT UNION

✅KALEIDA HEALTH FEDERAL CREDIT UNION

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✅SISTERS HOSPITAL EMPLOYEES CREDIT UNION

✅GREATER WOODLAWN FEDERAL CREDIT UNION

✅WESTERN DIVISION FEDERAL CREDIT UNION

✅AMHERST FEDERAL CREDIT UNION

✅MORTON LANE FEDERAL CREDIT UNION

✅MARYVALE SCHOOLS FEDERAL CREDIT UNION

✅AFGM ENTERPRISES FEDERAL CREDIT UNION

✅EMPOWER 3025 CREDIT UNION

✅WESTERN NEW YORK FEDERAL CREDIT UNION

✅TONAWANDA COMMUNITY FEDERAL CREDIT UNION

✅SJP FEDERAL CREDIT UNION

✅KENMORE N Y TEACHERS CREDIT UNION

✅CIRCUIT FEDERAL CREDIT UNION

✅SLOAN PUBLIC SCHOOLS FEDERAL CREDIT UNION

✅TOWN OF CHEEKTOWAGA FEDERAL CREDIT UNION

✅NIAGARA FALLS A F FEDERAL CREDIT UNION

✅SWEET HOME FEDERAL CREDIT UNION

✅BOULEVARD FEDERAL CREDIT UNION

✅YOUR CHOICE FEDERAL CREDIT UNION

✅ARMSTRONG CO FEDERAL EMP CREDIT UNION

✅CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅C S P EMPLOYEES FEDERAL CREDIT UNION

✅HAVERHILL FIRE DEPARTMENT CREDIT UNION

✅WILLIAMSVILLE FEDERAL CREDIT UNION

✅HOLY FAMILY PARMA FEDERAL CREDIT UNION

✅AKRON SCHOOL EMPLOYEES FEDERAL CREDIT UNION

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