Personal Loans in Merced, CA 95341

Looking for a personal loan in Merced, CA? Compare offers from trusted lenders right here to find the best rates and terms tailored to your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, we make it simple to explore your options.

Merced residents deserve quick, clear, and affordable loan choices. By comparing personal loan offers locally, you can secure flexible financing with confidence—no hassle, just friendly support from lenders who understand our community. Start your search today and take control of your financial future.

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APR

Term

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8.99 - 19.74 %

2 - 7 Yrs

500 - $10,000

∞

9 - 18 %

2 - 5 Yrs

∞

9 - 26 %

1 - 5 Yrs

$20,000

∞

9.04 - 16.04 %

1 - 5 Yrs

1,000 - $20,000

∞

9.25 - 9.5 %

3 - 5 Yrs

$25,000

∞

9.39 - 11.99 %

1 - 5 Yrs

∞

9.49 %

$25,000

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.5 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Redwood's Signature loan rates have an APR of 8.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months. Rize's credit builder loans have a fixed APR of 5.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their lines of credit carry a 14% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Valley Strong's Personal loan has an APR of 11% , which is unchanged from 7, 30, 60, and 90 days ago. The Personal plus loan has a 9% APR, also steady compared to 7 and 30 days ago.

Safe has a Personal use loan with an APR of 9.04% today. The Quick access loan has a 12% APR, which is unchanged from 60 and 90 days ago. Both rates provide clear terms for borrowers. San Francisco Fire has a personal loan with an APR of 9.25% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of the loan's cost over time. Chevron has a personal loan with an APR of 9.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has an APR of 11.99% , also unchanged from 7, 30, and 60 days ago. Both rates have remained steady during these periods.

Hanscom has a Signature personal loan with an APR of 9.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Citizens Equity First has a Personal (unsecured) loan with an APR of 9.5% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Merced, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION	2121 E CHILDS AVE MERCED CA 95341	⏰ Limited Service, open less than 10 hours a week. 📞 2093544044 📠 2093834259	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $784,986,177 Deposits: $94,946,671 Net Worth: $87,250,117 Employees: 133 Members: 49,435

🏘️ All the Lenders Available in Merced County, CA

✅MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION

✅EDUCATIONAL EMPLOYEES CREDIT UNION

✅MERCO CREDIT UNION

✅TRAVIS CREDIT UNION

✅FARMERS INSURANCE FEDERAL CREDIT UNION

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