MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Welcome to Merced School Employees, a trusted financial partner in the heart of Merced, California. Since our establishment in 1954, we have dedicated ourselves to serving our community with integrity and care. Located at 2121 E Childs Ave, Merced, CA 95341, our branch is more than just a place for transactions it's a hub for building relationships and supporting our members' financial journeys. At Merced School Employees, we proudly serve 49,435 members with a commitment to their financial well-being. Our total assets have grown to an impressive $784,986,177, allowing us to offer a range of services tailored to meet your needs. Whether you're looking for checking accounts, auto loans, or even mortgage refinancing, we have options that fit every lifestyle. With $94,946,671 in total deposits and a robust net worth of $87,250,117, you can trust that your money is safe with us. Our leadership team is dedicated to fostering a supportive environment. CEO Nancy Deavours and Board President Terry Silva work tirelessly to ensure that we provide not only excellent service but also innovative solutions that help you achieve your financial goals. Our team of 133 employees is here to guide you every step of the way. While members can visit us at our branch location for personalized service, official correspondence should be sent directly to our mailing address if it differs from our branch address. For any questions or assistance, feel free to reach out by calling us at (209) 354-4044. Join us today and discover how we can empower you on your financial journey! For more information about our services or to become a member, visit our website at mercedschoolcu.org. We look forward to welcoming you into the Merced School Employees family!

At Merced School Employees, we take pride in our rich history and unwavering commitment to our community. Established in 1954, our branch, known as the Golden Valley High Cougar Branch, has been a cornerstone for financial growth and support in Merced, California. With a legacy of serving educators and their families, we've grown alongside our members, adapting to their needs while maintaining our core values. Located at 2121 E Childs Ave, Merced, CA 95341, our branch is easily accessible and surrounded by familiar landmarks that many in the community know well. For any official correspondence, please note that while you can visit us at this address, we don't have a separate mailing address listed. Over the years, we have welcomed over 49,435 members into the Merced School Employees family. Today, we proudly manage assets totaling $784,986,177, reflecting the trust and investment our community places in us. Our evolution includes offering a range of personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our mission is clear: to provide exceptional financial services while fostering a sense of belonging and support within our community. We strive to empower our members through education about financial wellness and responsible money management. This commitment extends beyond just banking; we actively engage in community outreach efforts to uplift local organizations and initiatives. As part of our dedication to accessibility and innovation, we offer digital banking solutions including online banking and mobile payments. We ensure that all members can access their accounts conveniently from anywhere. While we currently do not have ATM or drive-thru services available at this branch location, we are focused on providing quality service during our limited operating hours. Under the leadership of Nancy Deavours as CEO and Terry Silva as Board President, we continue to explore new ways to serve you better. Join us on this journey experience firsthand how Merced School Employees is not just a credit union but a dedicated partner in your financial journey. We invite everyone in Merced to become part of our growing family! Visit us today or check out more information about membership here. Together, let's build a brighter financial future!

At Merced School Employees, we believe that joining our community is a step toward better financial support and opportunities. We welcome individuals who work or live in Merced County, as well as their family members, to become part of our growing family. Our membership is designed to be inclusive, ensuring that everyone can benefit from our range of services tailored for your needs. By becoming a member, you'll gain access to competitive rates on loans, personalized service, and a supportive environment where your financial goals matter. To learn more about the specific eligibility requirements and find out if you qualify, please check out the details at http://mercedschoolcu.org/our-info/membership/become-a-member . Once you're ready to take the next step, opening an account is easy! Just visit us online at https://my.mercedschoolcu.org/enroll or give us a call at (209) 354-4044. We look forward to welcoming you to Merced School Employees at 2121 E Childs Ave Merced Ca 95341, where your financial journey can truly begin!

At Merced School Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to serving you with excellence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $87,250,117, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $143,044,212 in share certificates and $80,863,800 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $83,451,708 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity is significant; with $5,789 in used auto loans and $315,012,251 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 111 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) stand at $472,293, while the total number of share accounts has reached an impressive 100,696, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merced School Employees is your trusted partner. Visit us at 2121 E Childs Ave Merced Ca 95341 or call (209) 354-4044 to learn more about how we can help you achieve your financial goals.