Personal Loans in Merced, CA

Looking for a personal loan in Merced, CA? Compare offers from trusted lenders right here to find the best rates and terms tailored to your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, we make it simple to explore your options.

Merced residents deserve quick, clear, and affordable loan choices. By comparing personal loan offers locally, you can secure flexible financing with confidence—no hassle, just friendly support from lenders who understand our community. Start your search today and take control of your financial future.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
sffcu
4.99 - 17.99 %
0.1 - 7 Yrs
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
patelco
6.99 - 17.9 %
0.5 - 7 Yrs
$100,000
firstent
7.19 - 18 %
3 - 5 Yrs
$30,000
bayfed
7.49 - 8.99 %
2 - 5 Yrs
$50,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
safe1
7.9 - 25.49 %
1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. San Francisco's personal loans with an APR of 4.99% today, which has not changed in the past 7 or 30 days. Their debt consolidation loans have a fixed APR of 7.99% , also steady over the same periods. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Patelco's Personal loan has a 6.99% APR today, unchanged from it was 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when the APR was 9.3% . First Entertainment's personal loan has an APR of 7.19% , which is unchanged from 7 and 30 days ago. The personal line of credit has a steady APR of 12.24% , the same as it was 7, 30, 60, and 90 days ago. Bay has a personal loan with an APR of 7.49% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of borrowing costs over time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Safe 1 has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has a fixed APR of 14.49% , also unchanged during those periods.

🏦 All Local Lenders in Merced, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION
2121 E CHILDS AVE MERCED CA 95341
P2P
E-Statements
E-Signature
Assets: $784,986,177
Deposits: $94,946,671
Net Worth: $87,250,117
Employees: 133
Members: 49,435

🏘️ All the Lenders Available in Merced County, CA

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