Personal Loans in San Jose, CA

Looking for a personal loan in San Jose, CA? Compare offers from trusted local lenders to find the best rates and terms that fit your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you have options tailored to your financial goals.

Start your loan journey with confidence by exploring flexible repayment plans and quick approval processes available right here in San Jose. Unlock affordable financing that works for you, backed by lenders who understand our community and your unique situation.

Filters

Lender
APR
Term
Amount
Link
Info
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
providentfcu
8.75 %
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
noblecu
8.9 - 11.4 %
5 - 7 Yrs
$25,000
ccu
8.99 %
1 - 10 Yrs
$50,000
myconsumers
8.99 %
wescom
8.99 %
6 Yrs
$100,000
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
pacificservice
8.99 - 18.99 %
5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Provident's Personal loans have a fixed APR of 8.75% , which has stayed the same over the past 7 and 30 days. There are no changes in the rate during this period. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

Noble's Personal loan has an APR of 8.9% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months. California has a Personal loan with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Wescom Central's personal loan has an APR of 8.99% today, unchanged from it was 7 and 30 days ago. The rate has also stayed steady compared to 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

Pacific Service has a Personal closed end loan with an APR of 8.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in San Jose, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
CITIZENS EQUITY FIRST CREDIT UNION
2980 E CAPITOL EXPY STE 90 SAN JOSE CA 95148
ATM
E-Statements
E-Signature
Assets: $7,768,682,749
Deposits: $357,663,736
Net Worth: $941,559,727
Employees: 1022
Members: 402,409

🏘️ All the Lenders Available in Santa Clara County, CA

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