Personal Loans in San Jose, CA

Searching for the best personal loan rates in San Jose? Compare offers from trusted local credit unions to find low rates and flexible terms that fit your needs. Whether it’s debt consolidation or a big purchase, you’ll get clear options tailored to your financial goals.

Join your neighbors in San Jose who rely on community-focused lenders offering fast approvals and friendly service. With personalized support and competitive rates, you can confidently choose a loan that helps you move forward without the hassle.

Filters

Lender
APR
Term
Amount
Link
Info
dcu
11.99 %
5 Yrs
coastccu
12 %
5 Yrs
$50,000
lafcu
12 %
4 - 5 Yrs
5,000 - $50,000
americafirst
12.49 - 16.49 %
1 Yrs
orangecountyscu
12.5 - 17.99 %
1 - 5 Yrs
1,000 - $5,000
calcoastcu
12.88 %
1 - 5 Yrs
$30,000
skyone
13.5 - 13.99 %
$50,000
globalcu
13.5 - 14.9 %
0.5 - 5 Yrs
sdccu
15.5 %
0.1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time. Coast Central's an open line of credit with an APR of 12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Los Angeles's personal unsecured ("signature") loans and debt consolidation loans with an APR of 12% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain a consistent rate of 12% APR.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Orange County'S Personal loan has an APR of 12.5% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. California Coast's Secured signature loan has a 3% APR today, unchanged from 7 and 30 days ago but down from 14.5% sixty days ago. The Signature loan rate is 12.88% APR now, steady over the past 7, 30, and 60 days, though it's higher than 10.88% ninety days ago.

Skyone's Personal line of credit has an APR of 13.5% today, which is up from 13% seven and 30 days ago. The Personal loan rate is 13.99% and has stayed the same over the past 90 days. Global has a Credit line with an APR of 13.5% , which has stayed the same over the past 7 and 30 days. The Signature (unsecured) loan has a fixed APR of 14.9% , also unchanged from one week and one month ago. San Diego County has a Signature personal loan with an APR of 15.5% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate means borrowers can expect stability in their loan costs over time.

🏦 All Local Lenders in San Jose, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
STAR ONE CREDIT UNION
3136 STEVENS CREEK BLVD SAN JOSE CA 95117
ATM
P2P
E-Statements
E-Signature
Assets: $9,754,304,816
Deposits: $612,926,883
Net Worth: $1,308,118,583
Employees: 260
Members: 128,165

🏘️ All the Lenders Available in Santa Clara County, CA

Compare other loan types in San Jose, CA

Why compare Personal Loans in San Jose, CA on LendMesh

If you’re searching for the credit union with the best personal loan rates in San Jose, CA, it’s a good idea to keep exploring and comparing lenders on LendMesh. Our platform lets you easily review multiple options side by side, helping you find competitive rates and terms that fit your needs without any pressure. Taking the time to compare can lead to smarter borrowing and better savings.

To stay informed without the hassle, consider subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and we’ll notify you as soon as loan offers dip below that threshold. You’ll also get expert insights, rate trends, and carefully selected loan deals delivered weekly or monthly to your inbox. Join fellow San Jose borrowers who trust LendMesh to keep them ahead of the curve and ready for life’s financial moments.

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