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The table below shows personal loan rates for Benicia, CA 94510, including offers from the two institutions with branches here: 1st Northern California Credit Union and Travis Credit Union. These lenders appear in the local directory alongside all others publishing rates in Solano County.
Choosing a longer term on a personal loan reduces the monthly payment but increases the total interest paid over the life of the loan. This trade-off affects the overall cost and should be considered when evaluating the top loan in Benicia CA.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Lbs Financial has a Signature loan (unsecured) with an APR of 9.79% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 10.99% APR, also unchanged during those time frames. Farmers Insurance's Signature loan has a 9.99% APR today, unchanged from 7, 30, 60, and 90 days ago. The Signature line of credit is at 10.74% APR, steady over the past 7, 30, and 60 days but lower than 90 days ago when it was 11.24% .
Altura's Signature loan rates start at 9.99% APR for 24 months and 12.49% APR for 60 months. These rates have stayed the same compared to 7 and 30 days ago, though the 60–month rate is lower than it was 90 days ago. Other terms like 36 and 48 months also hold steady at 10.49% and 11.49% APR. Dupaco Community has a personal loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time.
California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Altaone has a Signature/personal loan with an APR of 10% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Blupeak has a Choice line of credit with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature loan has a fixed APR of 10.49% , also unchanged during these time frames.
Sandia Laboratory has a Signature loan with an APR of 10% today, which is unchanged from 7, 30, 60, and 90 days ago. The Signature creditline 1 has a slightly higher APR at 10.5% , also steady over the same time periods. Valley First has a personal loan unsecured with an APR of 10.12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies across all recent time frames.