Travis Credit Union Benicia CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Travis Credit Union at 812 Southampton Rd, Benicia, CA 94510 a trusted partner in your financial journey since 1951. With a strong commitment to serving our community, we proudly support over 257,705 members and manage assets totaling an impressive $5,208,699,637. Our mission is simple: to provide personalized banking solutions that empower you to achieve your financial goals. At Travis, we understand that every member's needs are unique. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking services, our dedicated team is here to help. Under the leadership of CEO Kevin Miller and Board President Debbie Aspling, our staff of 618 employees works tirelessly to ensure you receive top-notch service tailored to your individual requirements. While members can visit us at our Benicia branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 2069, Vacaville, CA 95696. Our branch is equipped with an ATM for your convenience and offers online and mobile banking services so you can manage your finances anytime, anywhere. As part of our commitment to transparency and community impact, we invite you to explore our robust financial standing: we have $462,291,807 in total deposits and a net worth of $565,098,344, reflecting our stability and dedication to serving you better. Ready to take the next step in your financial journey? Visit us today or call us at (925) 682-6650. We look forward to welcoming you into the Travis family!

Branch History & Mission

Travis Credit Union has a rich history that dates back to 1951, when it first opened its doors in Benicia, CA. Over the decades, we have grown and evolved, now proudly serving over 257,000 members and managing total assets of more than $5.2 billion. Located at 812 Southampton Rd, Benicia, CA 94510, our branch is easily accessible for those in the area, welcoming everyone who seeks reliable financial services. At Travis Credit Union, our mission is simple yet powerful: we aim to provide exceptional financial services while making a positive impact in our community. We believe that by supporting our members with personalized banking solutions from checking and savings accounts to auto loans and mortgages we can help them achieve their financial goals. Our commitment extends beyond banking; we actively engage in community outreach programs to uplift those around us. With our headquarters situated in Vacaville, CA, we are proud to be a part of Solano County's vibrant community. While members can visit us at our branch address for their banking needs, official correspondence should be sent to PO Box 2069, Vacaville, CA 95696 if different from the branch address. Our operating hours are designed for your convenience: open from 9:00 am to 5:00 pm Monday through Friday. Though we currently do not offer drive-thru services, we provide ATM access for cash withdrawals and balance checks ensuring that our members have the flexibility they need. In addition to traditional banking services, we've embraced digital advancements to enhance member experiences. Our online and mobile banking platforms allow you to manage your finances from anywhere at any time. You can also take advantage of features like person-to-person payments and e-statements. Travis Credit Union stands out not just for our financial strength but also for our community-focused initiatives. We form partnerships with local organizations and participate in events that support education, health, and welfare in Solano County. We invite you to join Travis Credit Union today! Experience firsthand the benefits of being part of a member-owned institution that truly cares about your financial well-being and the community we all call home. For more information or assistance, feel free to contact us at 925-682-6650. Together, let's build a brighter future!

Branch Location & Accessibility

Operating Hours

Visit us during our friendly lobby hours from 9:00 am to 5:00 pm, Monday through Friday. We strive to be available when you need us most, whether you're looking to open a new account or inquire about a loan. Feel free to call us at 925-682-6650 for any questions or assistance.

Parking and Accessibility

We understand how important convenience is for our members. Our branch offers ample parking with accessible options for everyone, including those who may need extra support. We are committed to ensuring our facilities meet ADA compliance standards so that all members can bank comfortably.

Services Offered

At Travis Credit Union, we provide a range of services designed to meet your banking needs. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks. While visiting our branch, you'll also notice that we do not offer drive-thru services; however, our friendly staff is always ready to help you inside. If you need to send official correspondence, please note that it should be directed to our mailing address at PO Box 2069, Vacaville, CA 95696. We invite you to come see how we can help with your financial journey! Stop by today or give us a call; we look forward to serving you!

Member Eligibility

At Travis, we believe that becoming a member means joining a welcoming community where your financial well-being is our priority. To become part of our family, you'll need to meet some simple eligibility criteria. Generally, membership is open to anyone who lives, works, or worships in the areas we serve. This includes those connected to certain organizations or associations that partner with us. If you're curious about the specific details, feel free to check out our comprehensive guidelines at this link. Joining is easy and comes with numerous benefits like competitive loan rates and personalized service that puts you first. Plus, opening an account at our branch located at 812 Southampton Rd, Benicia, CA 94510 is straightforward just give us a call at 925-682-6650 if you have any questions or need assistance! We're here to help you take this important step towards better financial health.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $160,805,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools that make everyday transactions easier for you and your customers. Our merchant services simplify payment processing, allowing you to focus on what truly matters growing your business. From credit card processing to online payment solutions, we ensure you can cater to your customers' needs efficiently. Visit us at 812 Southampton Rd Benicia Ca 94510 in Benicia, CA, or call us at (925) 682-6650 to learn how our tailored financial solutions can help your business thrive!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to support your growth. Whether you need help managing cash flow or financing an expansion, we're here to assist you every step of the way.

Credit Cards and Rewards

For those who enjoy rewards for their spending, our credit cards with rewards can add extra value to your purchases. You can earn points on everyday spending that can be redeemed for cash back, travel, or other perks.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. You can access your accounts, transfer funds, pay bills, and even use our ATM services for withdrawals and balance checks without stepping into the branch.

Easy Access

For those who prefer in-person assistance, feel free to visit us during our lobby hours from 9:00 AM to 5:00 PM on weekdays. Our friendly staff is ready to assist you with any inquiries or transactions you may have. At Travis, we aim to make banking simple and accessible for everyone in our community. If you're interested in learning more about our services or would like assistance, don't hesitate to reach out at (925) 682-6650. Join us today and experience personalized service tailored just for you! Explore all that we have to offer by visiting our website at Benicia. Your financial journey starts here!

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer a variety of personal banking options designed to simplify your life. Our checking and savings accounts help you manage your daily expenses and save for future goals, all while offering competitive interest rates. If you're thinking about buying a car, our auto loans and vehicle financing options make it easy to hit the road with confidence. When it comes to home ownership, we provide mortgage loans and refinancing solutions tailored to fit your budget. We also offer personal loans and debt consolidation services to help you achieve financial freedom, whether it's consolidating debt or funding a major purchase.

Digital & Online Banking

At Travis, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances as easy as possible. With our 24/7 online banking, you can access your accounts anytime, anywhere, allowing you to take control of your financial journey. Explore our user-friendly online banking platform at https://www.traviscu.org/. Here, you can easily check your account balances, pay bills, and transfer money all from the comfort of your home or on the go. Plus, with our e-statements feature, you can keep track of your transactions without the clutter of paper statements. Just log in to view or download your statements whenever you need them. Need to send money to a friend or family member? Our person-to-person transfer service makes it simple and quick to send funds directly from your account to theirs. And if you're out and about, don't forget about our mobile application! It's packed with features like mobile payments, letting you make secure purchases right from your smartphone. While we don't currently offer electronic signature authorization for documents, we prioritize keeping your information safe through other means. Rest assured that every transaction you make is protected with robust security measures. Our digital services are all about accessibility and ease-of-use. Whether you're checking your balance during lunch or paying bills late at night, Travis is here for you every step of the way. Experience modern banking made simple today!

Financial Strength

At Travis, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength ensures we can serve you effectively and reliably. With a net worth of $565,098,344, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,009,577,789 in share certificates and $1,108,161,558 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $225,748,417, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is further highlighted by our $558,042,232 in undivided earnings, which we reinvest in innovative banking tools and stronger lending options to serve our members better. With $48,875 in used auto loans and over $4 billion in total loans and leases across various sectors, our lending capacity supports your financial goals. Despite the challenges faced this year, our operations remain efficient with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 601 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With total share accounts at 469,882, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $1,234,975. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Travis is your trusted partner. Visit us at 812 Southampton Rd Benicia Ca 94510 or call 925-682-6650 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $991,060,789 in used vehicle loans and $748,924,404 in new vehicle loans already helping members get on the road. Whether you're considering a new model or a reliable used vehicle, our financing solutions can make it happen.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $160,805,356 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs with tailored financing solutions. At Travis, we also prioritize making sure you understand your options regarding refinancing or eligibility. If you're interested in exploring these possibilities further, don't hesitate to ask our team for details. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're excited to assist you on your financial journey visit us today!

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing expenses, we offer competitive credit lines totaling $1,050,913,226 as well as unsecured credit card loans amounting to $163,319,594. These products are designed to help you maintain control over your finances while enjoying benefits such as rewards and easy access to cash when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $195,645,915, make buying or refinancing simple. We provide guidance throughout the process and ensure you have the right plan in place for your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent, allowing you to compare options without confusion or hidden terms.

Travis

Type of Loan Offerings

Personal Loans

Vehicle Loans