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The table below shows personal loan rates for Benicia, CA 94510, including offers from the two institutions with branches here: 1st Northern California Credit Union and Travis Credit Union. These lenders appear in the local directory alongside all others publishing rates in Solano County.
Choosing a longer term on a personal loan reduces the monthly payment but increases the total interest paid over the life of the loan. This trade-off affects the overall cost and should be considered when evaluating the top loan in Benicia CA.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Star One's Personal loans have a fixed APR of 10.25% , which is unchanged from 7 and 30 days ago. The Personal line of credit also holds steady at 10.75% APR over the same periods and through 60 days. Ventura County has a Signature/lifestyle loan with an APR of 10.7% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Technology loan has a 7% APR, unchanged from 7 and 30 days ago. Certified has a Signature loan with an APR of 10.9% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.
Usc has a Personal line of credit with an APR of 11.35% and a Personal loan at 11.49% . Both rates have stayed the same over the past 7, 30, 60, and 90 days. The Ready funds program has a higher APR of 19.5% , which has also remained steady during this time. Credit Union Of Southern California has a Credit builder loan with an APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature loan has an APR of 11.49% , and the Line of credit is at 12.49% , both unchanged from a week ago and the last three months.
Nuvision's closed–end personal loan has an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The line of credit for overdraft protection carries a 12.65% APR, also unchanged during those time frames. Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from one week and one month ago. Both rates have remained steady compared to 60 and 90 days ago.
Affinity's personal loans with an APR of 11.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their debt consolidation loan has a fixed APR of 12.75% , also unchanged during these periods. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time.