1ST NORTHERN CALIFORNIA CREDIT UNION - Benicia, CA

Welcome to 1st Northern California, your trusted partner in financial well-being since 1949. Located at 560 1St St Ste B106, Benicia, CA 94510, our branch is more than just a place to manage your money it's a community hub dedicated to empowering our members and enhancing their lives. With a total membership of 32,319 individuals and assets exceeding $823,837,786, we are committed to providing personalized service and competitive financial solutions tailored to your needs. At 1st Northern California, we believe in the power of community. Our experienced team of 91 employees, led by CEO David Green and Board President Stephen Ybarra, works tirelessly to ensure that every member feels valued and supported. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking services, we have you covered. We currently hold over $45,092,533 in deposits and have facilitated nearly 10,969 loans and leases, showcasing our dedication to helping you achieve your financial goals. While members can visit us at our Benicia branch, official correspondence should be sent to the same address: 560 1st St Ste B106, Benicia, CA 94510-3579. If you have any questions or need assistance, don't hesitate to call us at 925-228-7550 during our lobby hours from Monday to Friday. Join us today and discover how we can help you reach new heights in your financial journey. Visit our website at 1st Northern California for more information about our services!

Welcome to 1st Northern California, your friendly neighborhood credit union located at 560 1St St Ste B106, Benicia, CA 94510. Our branch is nestled in the heart of beautiful Benicia, making it easy for you to access our services. Whether you're popping in after visiting the nearby Benicia State Recreation Area or on your way back from a stroll through downtown, we're here to support your financial needs. At 1st Northern California, we prioritize convenience and accessibility for all our members. Our branch features ADA-compliant entrances and ample parking, ensuring that everyone can visit us with ease. Although we do not have a drive-thru service, we offer an ATM for quick cash withdrawals and balance checks right at our location. Our operating hours are designed to fit your busy schedule: we're open Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 6:00 PM, and Friday from 9:00 AM to 5:00 PM. Feel free to stop by during these hours or give us a call at 925-228-7550 if you have any questions about our services or need assistance. While members can visit us at 560 1St St Ste B106, official correspondence should be sent to the same address as our mailing address is the same. We invite you to explore our wide range of offerings, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. We look forward to welcoming you into our branch soon! Come by and see how we can help you achieve your financial goals.

Joining the 1st Northern California community is a warm and welcoming experience, where you're not just another member but part of a supportive family. To become a member at our Benicia branch, located at 560 1St St Ste B106, Benicia, CA 94510, you'll find that eligibility is straightforward and inviting. We aim to serve individuals who live, work, or worship in the area, as well as their family members. This means if you're looking for a place that values personal relationships and offers tailored financial solutions, you've come to the right spot! The benefits of being a member go beyond just having access to fantastic financial products; you'll enjoy competitive rates on loans and savings accounts, personalized service from our dedicated staff, and a sense of belonging in your community. Opening an account is easy and can be done by visiting our website or giving us a call at 925-228-7550 for more details. For specific eligibility criteria, feel free to check out this resource: Membership Eligibility. We're excited to welcome you aboard!

At 1st Northern California in Benicia, CA, we understand that running a business comes with unique challenges and opportunities. That's why we provide tailored business banking and commercial services to help you thrive. Imagine being able to secure the funding you need to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no commercial loans issued, we are eager to partner with local businesses when the time is right. In addition, our merchant services simplify payment processing, allowing you to focus on what you do best growing your business. With tools designed for efficiency and ease, you can accept payments from customers seamlessly, whether online or in-person. If you're looking for a partner that prioritizes your success, visit us at 560 1St St Ste B106 Benicia Ca 94510 or give us a call at (925) 228-7550. Let's explore how we can support your business goals together!

At 1st Northern California, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your needs. With a net worth of $89,703,902, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,089 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $81,969,334 in share certificates and $165,594,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,716,033 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $3,472 in used auto loans and $344,300,531 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments at $568,468, we have the capacity to meet your financial needs. The trust placed in us by our growing member base is evident with 60,407 total share accounts. This shows that more people are choosing 1st Northern California as their reliable partner for their banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Northern California is your trusted partner. Visit us at 560 1St St Ste B106 Benicia Ca 94510 or call (925) 228-7550 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.