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The table below shows personal loan rates for Benicia, CA 94510, including offers from the two institutions with branches here: 1st Northern California Credit Union and Travis Credit Union. These lenders appear in the local directory alongside all others publishing rates in Solano County.
Choosing a longer term on a personal loan reduces the monthly payment but increases the total interest paid over the life of the loan. This trade-off affects the overall cost and should be considered when evaluating the top loan in Benicia CA.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Schoolsfirst has a personal loan with an APR of 7.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies to all terms available for this loan. Sierra Central has a personal loan with an APR of 8.24% , which has stayed the same over the past 7, 30, and 90 days. Their line of credit has a fixed APR of 14.74% , unchanged from 7, 30, and 60 days ago. 1St United's Personal loan has an APR of 8.39% today, unchanged from 7 and 30 days ago but higher than 90 days ago when it was 7.99% . The Personal line of credit rate is steady at 11.4% , with no change over the past 90 days.
Community First has a member exclusive personal loan rate of 8.49% APR today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. America'S Christian has a Signature loan with an APR of 8.5% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.
Valley Strong has a Personal loan with an APR of 8.5% today, down from 11% seven and thirty days ago. The Personal plus loan has a steady APR of 9% , unchanged over the past 90 days. Together's Personal loan has an APR of 8.64% today, unchanged from it was 7, 30, and 60 days ago. The rate has stayed steady over the past two months. Firefighters First has a Signature loan with an APR of 8.74% . This rate has stayed the same compared to 7, 30, and 90 days ago. No changes have been made to the rate during this time.
The Golden 1 has a personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 11.29% , also unchanged from 7, 30, and 60 days ago. The credit starter loan carries an APR of 16.25% , with no change in the last 7, 30, or 60 days.