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The table below shows personal loan rates for Benicia, CA 94510, including offers from the two institutions with branches here: 1st Northern California Credit Union and Travis Credit Union. These lenders appear in the local directory alongside all others publishing rates in Solano County.
Choosing a longer term on a personal loan reduces the monthly payment but increases the total interest paid over the life of the loan. This trade-off affects the overall cost and should be considered when evaluating the top loan in Benicia CA.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Sesloc's personal loans with an APR of 4% . Its Life event loan has a fixed rate of 18% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature loan APR is 10.95% , also unchanged during those periods. Baxter has a personal loan with an APR of 7.49% , which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , remaining the same over the past 90 days. Pentagon's personal loans have an APR of 6.09% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.
Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 30 days. Their Homeowner debt consolidation loan has an APR of 7.49% , unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit rate is 15.24% , steady across the last 7 and 30 days. Patelco's Personal loan has an APR of 6.99% today, unchanged from it was 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.3% .
First Entertainment's personal loan has an APR of 7.19% , which is unchanged from 7 and 30 days ago but lower than 90 days ago when it was 10.4% . The personal line of credit has an APR of 12.49% , up from 12.24% over the past 7, 30, and 60 days. Bay has a personal loan with an APR of 7.49% today. This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of borrowing costs over the past two months. Nasa's Cashline line of credit has an APR of 11.74% today, which is up from 11.49% seven and 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR now, unchanged from seven and 30 days ago but higher than 7.69% sixty days ago and 7.44% ninety days ago.
Safe 1 has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has a fixed APR of 14.49% , also unchanged during those periods. Justice has a personal loan with an APR of 7.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate makes it easy to understand the cost of borrowing.