Personal Loans in Torrance, CA

Looking for the best APR rates on personal loans in Torrance, CA? Compare offers from trusted lenders in your area to find a loan that fits your budget and goals. It’s easy to get started and see your options side-by-side.

Whether you need funds for home improvements, debt consolidation, or unexpected expenses, local lenders offer competitive rates and flexible terms. Take a moment to explore personalized loan options designed to support your financial future right here in Torrance.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
sffcu
4.99 - 17.99 %
0.1 - 7 Yrs
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
patelco
6.99 - 17.9 %
0.5 - 7 Yrs
$100,000
firstent
7.19 - 18 %
3 - 5 Yrs
$30,000
bayfed
7.49 - 8.99 %
2 - 5 Yrs
$50,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
safe1
7.9 - 25.49 %
1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. San Francisco's personal loans with an APR of 4.99% today, which has not changed in the past 7 or 30 days. Their debt consolidation loans have a fixed APR of 7.99% , also steady over the same periods. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Patelco's Personal loan has a 6.99% APR today, unchanged from it was 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when the APR was 9.3% . First Entertainment's personal loan has an APR of 7.19% , which is unchanged from 7 and 30 days ago. The personal line of credit has a steady APR of 12.24% , the same as it was 7, 30, 60, and 90 days ago. Bay has a personal loan with an APR of 7.49% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of borrowing costs over time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Safe 1 has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has a fixed APR of 14.49% , also unchanged during those periods.

🏦 All Local Lenders in Torrance, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
UNIFY FINANCIAL FEDERAL CREDIT UNION
2305B W 190TH ST TORRANCE CA 90504
P2P
E-Statements
E-Signature
Assets: $3,509,573,656
Deposits: $193,298,017
Net Worth: $280,101,782
Employees: 474
Members: 252,114

🏘️ All the Lenders Available in Los Angeles County, CA

Compare other loan types in Torrance, CA

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