Unify Financial Torrance CA Credit Union

Introduction

Welcome to Unify Financial, your trusted partner in navigating the world of finance right here in Torrance, CA. Located at 2305B W 190Th St, we have been serving our community since 1963, making us a cornerstone of financial support for over six decades. With a robust membership base of 252,114 individuals and families, we are proud to offer services that truly cater to our members' needs. At Unify Financial, we understand that every financial journey is unique. That's why we manage total assets of an impressive $3,509,573,656, ensuring that we have the resources to help you achieve your goals be it through loans or savings. Our commitment to our members is reflected in our total deposits of $193,298,017 and a solid net worth of $280,101,782. With cash on hand amounting to $22,599,827, we are well-equipped to provide immediate assistance whenever you need it. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 10018, Manhattan Beach, CA 90267. This ensures that all communications are handled efficiently and effectively. Our leadership team is dedicated to fostering a supportive environment for our members. Under the guidance of CEO Gordon Howe and Board President Tony Tam, we strive to create lasting relationships built on trust and mutual benefit. Our team of 474 employees works diligently every day to ensure you receive the best possible service. Whether you're looking for guidance on loans where we currently manage over 122,006 loans or exploring options for saving and investment opportunities, we're here to assist you every step of the way. Ready to take the next step towards your financial future? Give us a call at 877-254-9328 or visit us online at Unify Financial. Let's embark on this journey together!

Branch History & Mission

Join Us

As we look toward the future, Unify Financial remains dedicated to serving you with integrity and compassion. We invite you to become part of our growing family and experience the benefits that come with membership. Explore what Unify Financial has to offer by visiting our website at unifyfcu.com or call us at 877-254-9328 today!

Our Evolution

Since opening in 1963, Unify Financial has continually adapted to meet the needs of our members. Our commitment to providing accessible and affordable financial services has been unwavering. Over the decades, we've embraced advancements in technology while maintaining a personal touch that sets us apart. Although we currently do not offer drive-thru banking or ATMs at this branch, we remain dedicated to delivering high-quality service through various channels. Our headquarters is located in Manhattan Beach, CA, where our core values guide every decision we make. We focus on building lasting relationships with our members by offering a wide range of products and services designed to help them achieve their financial goals.

Our Mission

At Unify Financial, our mission is clear: we strive to empower our members through financial education and support. We believe that everyone deserves access to resources that can improve their lives. Whether it's through loans for a new vehicle or educational programs about managing finances, we are here to help. We are also deeply committed to giving back to the communities we serve. Through partnerships with local organizations and outreach initiatives, we aim to create positive change and foster growth within Torrance and beyond. While members can visit us at 2305B W 190Th St, official correspondence should be sent to PO BOX 10018, Manhattan Beach, CA 90267.

Branch Location & Accessibility

Accessibility Features

At Unify Financial, we prioritize accessibility. Our branch features ADA-compliant entrances and ramps to ensure everyone can easily access our services. There's also ample parking available, making it convenient for you to stop by whether you're running errands or just need to take care of your banking needs.

Operating Hours & Services

Although we are currently closed to the public, we encourage you to reach out with any questions or inquiries! You can contact us at 877-254-9328 for assistance. Our dedicated team is here to help you navigate your financial journey. While visiting our branch may not be an option right now, we do offer ATM services nearby for your convenience. Although there's no drive-thru or shared service center available at this location, our online banking options allow you to manage your accounts from anywhere making it easier than ever to stay on top of your finances. We invite you to explore what Unify Financial has to offer when we open our doors again. Your financial wellbeing is our priority, and we look forward to serving you soon!

Member Eligibility

At Unify Financial, we believe that everyone deserves a welcoming financial community. Becoming a member is simple and open to individuals who live, work, or worship in our local area, as well as their family members. This means that if you're part of our vibrant community around 2305B W 190Th St Torrance Ca 90504, you can easily join us and enjoy all the benefits we offer! By choosing Unify Financial, you gain access to personalized service, competitive rates, and a supportive environment focused on your financial well-being. To start your membership journey, just visit our website at http://www.unifyfcu.com/unify-membership for detailed eligibility criteria. Once you're ready to open an account, the process is quick and straightforward. You can find all the information you need about account opening right here: https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e . If you have any questions or need assistance, feel free to call us at (877) 254-9328. We're excited to welcome you to our family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business smoothly while having reliable payment processing at your fingertips. Our merchant services allow you to accept payments easily, making transactions hassle-free for both you and your customers. This means more time focusing on what you love growing your business while we take care of the financial details. Whether you're just starting or looking to expand, Unify Financial is here to provide the tools and resources you need to succeed. Let's build your business together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Call to Action

We invite you to explore all that Unify Financial has to offer and see how we can support your financial journey. Visit us at 2305B W 190Th St Torrance Ca 90504 or give us a call today at (877) 254-9328. Let us help you take the next step toward achieving your financial goals!

Diverse Financial Solutions

Whether you are looking for basic banking services or more specialized financial products, Unify Financial has you covered. For those who frequently use ATMs, we provide ATM Services Only, ensuring that you have easy access to your funds wherever you are. Imagine being able to withdraw cash or check your balance without any hassle, no matter where you find yourself in town.

Emphasis on Digital Banking

In today's world, convenience is key. That's why we prioritize digital banking features that allow you to manage your accounts with ease. With options like online banking and mobile applications, you can check balances, transfer funds, and even make payments right from your smartphone or computer. You don't have to worry about long lines or limited hours we're here for you when you need us.

Personalized Support

Our dedicated team is always ready to assist you with any questions or concerns about our services. Whether you're a long-time member or new to Torrance Ops, we strive to create a welcoming environment where your financial well-being is our top priority. If you're considering becoming a member or want more information about our offerings, don't hesitate to reach out at (877) 254-9328.

Digital & Online Banking

Key Services

Access your accounts effortlessly through our online banking portal at http://www.unifyfcu.com . Whether you're checking your balance, paying bills, or transferring money, everything is just a click away. You can also enjoy the convenience of e-statements, which allow you to view and manage your financial documents without the clutter of paper. Security is a top priority for us. Our electronic signature authorization feature makes signing documents easy while ensuring that your information is protected. Plus, if you're on the go, our mobile application lets you handle transactions right from your smartphone, giving you real-time control over your finances.

More Features

Need to send money to friends or family? Our person-to-person transfer feature allows you to do just that with ease. And if you prefer mobile payments, we've got you covered! You can make purchases directly from your phone using our mobile payments option. With 24/7 online banking services available at Unify Financial, you'll never have to worry about accessing your account during business hours. We're here for you whenever you need us, ensuring that managing your money is not only simple but also secure. Discover how easy banking can be by exploring all our digital services today!

Financial Strength

Commitment to Member Service

With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $23,905 in used auto loans and $2,942,195,674 in total loans and leases.

Growing Member Base

Total Share Accounts stand at 479,637, showcasing a strong and growing member base that trusts us with their finances. This trust drives us to work harder every day to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 2305B W 190Th St Torrance Ca 90504 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our robust operational efficiency is reflected in our $8,660,810, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 473 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Your savings are safeguarded through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $280,101,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Unify Financial, we understand that financial needs vary, and that's why we offer a diverse range of loan products tailored to help our members achieve their goals. Whether you're looking to buy a new car, purchase your dream home, or manage your finances more effectively, we have solutions for you. With over 122006 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $397,541,408 in used vehicle loans and $250,634,432 in new vehicle loans already helping members get on the road. We take pride in making car ownership accessible and affordable. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $118,573,600, making buying or refinancing simple. We guide you through the process so you can focus on what really matters: creating a space to call your own. For those managing everyday expenses or planning for unexpected costs, we also provide flexible terms on unsecured credit card loans. With a total of $93,657,378 in unsecured credit card loans helping members manage their finances effectively, you can feel confident knowing you have support when you need it most. Business owners can benefit from our outstanding commercial loans totaling $1,070,153,429, providing the capital needed to grow and expand your business operations. We understand that every business is unique and work closely with our members to find the right financing solution. If you're considering refinancing your current loan or exploring eligibility options for any of our products, we're here to help. Our knowledgeable team can assist you in understanding your options and finding the best fit for your financial situation. For more information about our loan offerings or to discuss how we can support your financial journey, please don't hesitate to reach out at 877-254-9328. You can also visit us at 2305B W 190Th St Torrance Ca 90504. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial dreams!

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UNIFY FINANCIAL FEDERAL CREDIT UNION - Torrance, CA

Type of Loan Offerings

Vehicle Loans

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