Personal Loans in Santa Monica, CA 90403

Looking for personal loan options in Santa Monica, CA? Compare offers from trusted local lenders to find flexible terms and fast approvals that suit your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you’ve got choices nearby.

Take control of your finances with personalized loan solutions designed for Santa Monica residents. Exploring multiple offers helps you secure the best rate and payment plan, making borrowing simple and stress-free in your own community.

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APR

Term

Amount

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10.25 - 10.75 %

5 Yrs

$40,000

∞

10.7 %

5 Yrs

$30,000

∞

10.9 %

4 Yrs

$50,000

∞

10.95 - 18 %

1 - 5 Yrs

$2,500

∞

11.35 - 19.5 %

1,500 - $25,000

∞

11.49 - 17.49 %

2 - 5 Yrs

$30,000

∞

11.49 - 18 %

0.1 - 5 Yrs

∞

11.49 - 27.49 %

2 - 6 Yrs

$50,000

∞

11.5 - 16.84 %

1 - 5 Yrs

2,500 - $40,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Star One's personal loans have a fixed APR of 10.25% , which is unchanged from both 7 and 30 days ago. The personal line of credit carries an APR of 10.75% , also steady over the same periods. Ventura County has a Signature/lifestyle loan with an APR of 10.7% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Technology loan has a 7% APR, unchanged from 7 and 30 days ago. Certified has a Signature loan with an APR of 10.9% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Sesloc has a Signature loan with an APR of 10.95% , which has stayed the same over the past 7 and 30 days. Their Line of credit has a fixed APR of 11.95% , also unchanged from one week and one month ago. The Life event loan carries an 18% APR, consistent across 7, 30, 60, and 90 days. Usc's Life flex loan has an APR of 19.5% today, which is up from 18.5% seven and 30 days ago. The Personal line of credit remains steady at 11.35% , with no change over the past 90 days.

Credit Union Of Southern California has a Credit builder loan with an APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has an APR of 12.49% , unchanged from 7 and 30 days ago but higher than 90 days ago. Nuvision's closed–end personal loan has an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The line of credit for overdraft protection carries an APR of 12.65% , also unchanged during those time frames.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Santa Monica, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
KINECTA FEDERAL CREDIT UNION	3027 WILSHIRE BLVD SANTA MONICA CA 90403	⏰ Monday - Friday: 9:00am - 6:00pm;Saturday: 9:00am - 2:00pm;Sunday: Closed 📞 3102974350 📠 3107278220	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $6,748,872,512 Deposits: $206,113,615 Net Worth: $551,264,425 Employees: 695 Members: 251,834

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