Personal Loans in Santa Monica, CA 90403

Looking for personal loan options in Santa Monica, CA? Compare offers from trusted local lenders to find flexible terms and fast approvals that suit your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you’ve got choices nearby.

Take control of your finances with personalized loan solutions designed for Santa Monica residents. Exploring multiple offers helps you secure the best rate and payment plan, making borrowing simple and stress-free in your own community.

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APR

Term

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9.74 - 10.99 %

3 - 5 Yrs

∞

9.79 %

1 - 5 Yrs

$40,000

∞

9.99 - 10.99 %

∞

9.99 - 11.74 %

1 - 5 Yrs

$40,000

∞

9.99 - 12.49 %

2 - 5 Yrs

∞

9.99 - 13.99 %

∞

10 %

6 Yrs

$25,000

∞

10 - 10.49 %

8 Yrs

30,000 - $75,000

∞

10 - 10.5 %

4.1 - 5 Yrs

∞

10.12 %

1 - 5 Yrs

$50,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Partners's personal loans with an APR of 9.74% today, which has stayed the same over the past 7, 30, 60, and 90 days. The repayment period depends on the loan amount, and the rate has been steady throughout this time. Lbs Financial has a Signature loan (unsecured) with an APR of 9.79% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 10.99% , also unchanged during these time frames.

Farmers Insurance has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature line of credit has a 10.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago. Altura's Signature loan rates start at 9.99% APR for 24 months and 12.49% APR for 60 months. The 24–month rate has stayed the same over the past 7 and 30 days, while the 60–month rate is steady compared to 7 and 30 days ago but lower than it was 60 and 90 days ago.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Altaone's Signature/personal loan has an APR of 10% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Blupeak has a Choice line of credit with an APR of 10% , which has stayed steady over the past 7, 30, 60, and 90 days. Their Signature loan has a fixed APR of 10.49% , also unchanged during the same time periods.

Sandia Laboratory has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature creditline 1 has a fixed APR of 10.5% , also unchanged during these periods. Valley First has a personal loan unsecured with an APR of 10.12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies across all recent time frames.

🏦 All Local Lenders in Santa Monica, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
KINECTA FEDERAL CREDIT UNION	3027 WILSHIRE BLVD SANTA MONICA CA 90403	⏰ Monday - Friday: 9:00am - 6:00pm;Saturday: 9:00am - 2:00pm;Sunday: Closed 📞 3102974350 📠 3107278220	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $6,748,872,512 Deposits: $206,113,615 Net Worth: $551,264,425 Employees: 695 Members: 251,834

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