Personal Loans in Santa Monica, CA 90403

Looking for personal loan options in Santa Monica, CA? Compare offers from trusted local lenders to find flexible terms and fast approvals that suit your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you’ve got choices nearby.

Take control of your finances with personalized loan solutions designed for Santa Monica residents. Exploring multiple offers helps you secure the best rate and payment plan, making borrowing simple and stress-free in your own community.

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APR

Term

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11.99 %

5 Yrs

∞

12 %

5 Yrs

$50,000

∞

12 %

4 - 5 Yrs

5,000 - $50,000

∞

12.49 - 16.49 %

1 Yrs

∞

12.5 - 17.99 %

1 - 5 Yrs

1,000 - $5,000

∞

12.88 %

1 - 5 Yrs

$30,000

∞

13.5 - 13.99 %

$50,000

∞

13.5 - 14.9 %

0.5 - 5 Yrs

∞

15.5 %

0.1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Coast Central's an open line of credit with an APR of 12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Los Angeles's personal unsecured ("signature") loans and debt consolidation loans with an APR of 12% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain a consistent rate of 12% APR.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Orange County'S Personal loan has an APR of 12.5% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. California Coast has a Secured signature loan with a 3% APR today, unchanged from 7 and 90 days ago but lower than 60 days ago when it was 14.5% . Their Signature loan has a 12.88% APR now, steady compared to 7 and 60 days ago but higher than 90 days ago at 10.88% .

Skyone's Personal line of credit has an APR of 13.5% today, which is up from 13% seven and 30 days ago. The Personal loan rate is 13.99% and has stayed the same over the past 90 days. Global has a Credit line with an APR of 13.5% , which has stayed the same over the past 7 and 30 days. The Signature (unsecured) loan has a fixed APR of 14.9% , also unchanged from one week and one month ago. San Diego County has a Signature personal loan with an APR of 15.5% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate means borrowers can expect stability in their loan costs over time.

🏦 All Local Lenders in Santa Monica, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
KINECTA FEDERAL CREDIT UNION	3027 WILSHIRE BLVD SANTA MONICA CA 90403	⏰ Monday - Friday: 9:00am - 6:00pm;Saturday: 9:00am - 2:00pm;Sunday: Closed 📞 3102974350 📠 3107278220	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $6,748,872,512 Deposits: $206,113,615 Net Worth: $551,264,425 Employees: 695 Members: 251,834

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