Personal Loans in Smithfield, UT 84335

Looking for a loan in Smithfield, UT but worried about your credit? You’re not alone. Compare personalized loan offers from trusted local lenders who understand your situation and can help you get the funds you need—quickly and without the usual credit hurdles.

Whether it’s an unexpected bill or a new opportunity, Smithfield neighbors are here to support you. Explore flexible personal loan options designed to fit your life, with fast approvals and friendly service that makes borrowing simple and stress-free.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.24 - 12.24 %

1 - 5 Yrs

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Chartway's Signature loan has an APR of 8.24% , which is unchanged from 7, 30, 60, and 90 days ago. The Line of credit loan also holds steady at 12.24% APR across the same time periods. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Smithfield, UT

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
GOLDENWEST FEDERAL CREDIT UNION	890 S MAIN ST SMITHFIELD UT 84335	⏰ M-Fri 9-6, Sat 10-2 📞 4357534080	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $3,386,924,532 Deposits: $296,597,567 Net Worth: $444,742,290 Employees: 765 Members: 193,174
AMERICA FIRST FEDERAL CREDIT UNION	850 S MAIN ST SMITHFIELD UT 84335	⏰ M-F 9 am - 6pmSat 9 am - 5pm 📞 4357927500 📠 8018278342	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $21,352,783,826 Deposits: $2,179,824,396 Net Worth: $2,277,865,463 Employees: 3368 Members: 1,470,249

🏘️ All the Lenders Available in Cache County, UT

✅GOLDENWEST FEDERAL CREDIT UNION

✅AMERICA FIRST FEDERAL CREDIT UNION

✅MEMBERS FIRST 67153 CREDIT UNION

✅PRESTO LEWISTON EMPLOYEES CREDIT UNION

✅LOGAN MEDICAL FEDERAL CREDIT UNION

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION

✅DESERET FIRST FEDERAL CREDIT UNION

✅NEW HEIGHTS FEDERAL CREDIT UNION

✅ELEVATE FEDERAL CREDIT UNION

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