Goldenwest Credit Union Smithfield UT | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Goldenwest, your trusted credit union located at 890 S Main St, Smithfield, UT 84335. Established in 1936, we have proudly served our community for decades, growing alongside our members to provide the financial support they need. With a total membership of 193,174 and assets amounting to an impressive $3,386,924,532, we are committed to helping you achieve your financial goals. At Goldenwest, we understand that every member's journey is unique. That's why we offer a range of services tailored to meet diverse needs, from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team is here to help you navigate your options and find the best fit for your financial situation. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 446, Logan, UT 84321. With over 765 employees ready to assist you and a strong net worth of $444,742,290, we strive to create a supportive environment where your financial well-being comes first. Led by our CEO Kerry Wahlen and Board President Dan Musgrave, we are passionate about making a positive impact in the community. We take pride in not only serving our members but also reinvesting in local initiatives that foster growth and opportunity for everyone. If you're looking for a reliable partner in your financial journey or want to learn more about how we can help you thrive, don't hesitate to reach out! Call us at (435) 753-4080 or visit us online at Goldenwest Credit Union. Let's work together towards a brighter financial future!

Branch History & Mission

Community Commitment

Our mission extends beyond just banking; it's about fostering community connections. We believe in giving back through various outreach programs and partnerships that support local initiatives. Whether it's sponsoring youth sports teams or participating in community events, we are committed to making a positive impact in Smithfield and surrounding areas.

Join Us

We invite you to be part of this incredible journey at Goldenwest. Experience firsthand how we can help you achieve your financial goals while supporting your community. While members can visit us at 890 S Main St, official correspondence should be sent to P O Box 446, Logan, UT 84321. If you're ready to join or learn more about what we offer, call us at 435-753-4080 or visit our website at Goldenwest. Together, let's build a brighter financial future!

Modern Services

While our history is rich with tradition, we embrace modern conveniences. Our branch offers essential services such as ATM access and drive-thru banking for easy transactions. For those who prefer convenience from home, we provide robust online services that include person-to-person payments and mobile applications.

Our Journey

From our humble beginnings, Goldenwest has evolved to meet the changing needs of our members. We started with a mission to provide accessible financial services, and today we offer a wide array of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our dedicated team has worked tirelessly to enhance our services through digital advancements like online banking and mobile payments while ensuring ADA compliance for all members.

Branch Location & Accessibility

Accessibility and Convenience

At Goldenwest, we prioritize accessibility for all our members. Our branch is designed with ADA-compliant features including ramps and designated parking spots that make it easy for everyone to access our services. Plus, we offer ample parking space right outside the building for your convenience.

Get in Touch

We'd love for you to visit us! If you have any questions or need assistance before stopping by, feel free to give us a call at 435-753-4080. At Goldenwest, we're here to support your financial journey every step of the way!

Operating Hours

We understand that life gets busy! That's why our lobby is open from 9 AM to 6 PM on weekdays and from 10 AM to 2 PM on Saturdays. Whether you need help with checking accounts or want to discuss loan options, our friendly staff is ready to assist you during these hours.

Services Offered

Goldenwest is proud to provide a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash on the go? We also have an ATM available at the branch for quick withdrawals and balance checks. If you prefer drive-thru banking, we've got that covered too just pull up and let us help with your transactions without leaving your vehicle!

Member Eligibility

At Goldenwest, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that looks out for each other. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the areas we serve. We strive to make banking accessible and inclusive, which is why we welcome individuals from diverse backgrounds to experience the benefits of membership. Becoming a member at Goldenwest means gaining access to exceptional financial services tailored just for you, including personal banking options, loans, and rewards credit cards. The process is simple and straightforward! You can learn more about the specific eligibility criteria by visiting our website at http://www.gwcu.org/membership. When you're ready to open an account, just head over to http://www.gwcu.org/loans/apply. If you have any questions or need assistance, feel free to give us a call at (435) 753-4080. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine your dream of opening a new location or upgrading your equipment becoming a reality. With our commercial lending programs, we've funded over $852 in loans for our members, empowering businesses to grow and succeed. For those outside our membership, we proudly support the community with an additional $1 in non-member commercial loans, offering flexible financing solutions that fit various business models.

Merchant Services

In addition to loans, our merchant services simplify everyday transactions. Picture this: you're at a busy market and need a quick way to process payments. Our services allow for seamless credit card transactions so you can focus on what matters growing your business. Visit us at 890 S Main St Smithfield Ut 84335 in Smithfield, UT, or call us at (435) 753-4080 to discover how we can help your business reach new heights!

Supporting Economic Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. We know how vital it is to have flexible financing options when running a business, so let us help you grow with confidence.

Convenient Access

We prioritize convenience for all our members. With our ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals, accessing your money is simple and quick. Plus, whether it's day or night, you'll appreciate having easy access to cash through our ATMs.

Credit Cards

Our Credit Cards with Rewards program offers an excellent way to earn points on everyday purchases. Imagine using rewards from your spending to treat yourself later! It's like getting paid just for using your card.

Home Financing

When it comes to buying a home, we understand how important it is to have reliable support. Our Mortgage Loans & Refinancing options allow you to secure the best deal for your future home or lower your current mortgage payments. You can trust us to guide you through this significant investment.

Join Us Today!

At Goldenwest, we strive to make banking accessible and friendly for everyone in the community. If you're ready to explore these services or need more information, feel free to contact us at (435) 753-4080 or visit us online at Usu Div - Smithfield Br. Together, let's work towards achieving your financial goals!

Personal Banking Solutions

For those looking to manage day-to-day finances, we offer Personal Banking options that include checking and savings accounts. Whether you're saving for a vacation or managing monthly expenses, our accounts come with features designed for ease and convenience. Imagine easily accessing your funds through our online and mobile banking services perfect for on-the-go transactions!

Personal Loans

If you're facing unexpected expenses or planning a major purchase, consider our Personal Loans & Debt Consolidation services. This option can provide the financial relief you need while simplifying your payments into one easy monthly bill.

Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services can help you get behind the wheel without breaking the bank. With competitive rates, financing your dream vehicle has never been easier. Picture driving off the lot with a manageable payment plan that fits your budget.

Digital & Online Banking

At Goldenwest, we understand that your time is valuable. That's why our digital and online banking services are designed to offer you convenience and security, so you can manage your finances from anywhere, at any time. Whether you're at home or on the go, our user-friendly platform ensures that banking is just a click away. With our online banking services, you can check your account balances, pay bills, and transfer money with ease. You'll love the flexibility of accessing your accounts 24/7, giving you control over your finances when it suits you best. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast. Managing statements has never been easier! Enjoy the benefits of e-statements with Yes available for all members. Not only do they help reduce paper clutter, but they also allow you to keep track of your financial history securely online. For those who prefer managing their accounts on their smartphones, our mobile application is here to help. With features like mobile payments through Yes, making transactions is as easy as tapping your phone. Imagine being able to pay for groceries or dinner without pulling out your wallet! While we prioritize convenience, we also prioritize security. Though we don't currently offer electronic signature authorization with No, rest assured that our online systems are designed with robust security measures to protect your personal information. In today's fast-paced world, having access to efficient banking options is essential. Our digital banking tools empower you to take charge of your finances while ensuring peace of mind every step of the way. Visit us at https://www.gwcu.org/ and discover how easy managing your money can be!

Financial Strength

Growing Trust Among Members

Our strong performance is underscored by the trust of our growing member base. Total Share Accounts stand at 595,185, showing that more people are choosing Goldenwest for their financial needs. Additionally, net shares available for lending and investments are at $1,537,143, illustrating our capacity to provide valuable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 890 S Main St Smithfield Ut 84335 or call (435) 753-4080 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is significant as well; with $34,558 in used auto loans and $2,624,868,974 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $15,918,708, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options tailored for you.

Business Financing

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand your business. Whether you're looking to invest in new equipment or expand your workforce, we've got loan solutions designed to support your business ambitions. If you're considering refinancing any of these loans, or if you're unsure about eligibility options, we're here to help! Visit us at 890 S Main St Smithfield Ut 84335 or give us a call at (435) 753-4080 for personalized assistance from our knowledgeable staff. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Goldenwest, we're committed to making your borrowing experience as straightforward and beneficial as possible.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amounting to $1,147,188,636 provide easy access to funds whenever you need them. This can be particularly useful for managing unexpected expenses or planning for large purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home without unnecessary stress.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. These cards come with benefits that can suit your lifestyle while giving you the purchasing power you need.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are comparing credible options without worrying about scams or false claims. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every user receives the same level of access to loan offers regardless of which lender pays more for visibility. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With changing interest rates, having access to real-time data is essential for securing the best possible deal. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how effective the platform can be in assisting borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers without hidden fees or misleading information. By adhering to these standards, LendMesh guarantees that the loan options presented are both accurate and trustworthy.

GOLDENWEST FEDERAL CREDIT UNION - Smithfield, UT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Smithfield, UT (84335)

Introduction

Branch History & Mission

Community Commitment

Join Us

Modern Services

Our Journey

Branch Location & Accessibility

Accessibility and Convenience

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Supporting Economic Growth

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Home Financing

Join Us Today!

Personal Banking Solutions

Personal Loans

Vehicle Financing

Digital & Online Banking

Financial Strength

Growing Trust Among Members

Investment in Growth

Member-Centric Savings Solutions

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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