Personal Loans in Smithfield, UT

Looking for a loan in Smithfield, UT but worried about your credit? You’re not alone. Compare personalized loan offers from trusted local lenders who understand your situation and can help you get the funds you need—quickly and without the usual credit hurdles.

Whether it’s an unexpected bill or a new opportunity, Smithfield neighbors are here to support you. Explore flexible personal loan options designed to fit your life, with fast approvals and friendly service that makes borrowing simple and stress-free.

Filters

Lender
APR
Term
Amount
Link
Info
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
chevronfcu
9.39 - 11.99 %
1 - 5 Yrs
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
ngfcu
9.49 - 17.5 %
2 Yrs
cafcu
9.99 - 13.99 %
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
dfcu
12.14 - 12.99 %
2 - 5 Yrs
americafirst
12.49 - 16.49 %
1 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Chevron has a personal loan with an APR of 9.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has an APR of 11.99% , also unchanged from 7, 30, and 60 days ago. Both rates have remained steady during these periods.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Deseret First has a Signature loan with an APR of 12.14% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Smithfield, UT

Lender NameBranch AddressOffice ServicesLender Snapshot
GOLDENWEST FEDERAL CREDIT UNION
890 S MAIN ST SMITHFIELD UT 84335
ATM
Drive-Thru
P2P
E-Statements
Assets: $3,386,924,532
Deposits: $296,597,567
Net Worth: $444,742,290
Employees: 765
Members: 193,174
AMERICA FIRST FEDERAL CREDIT UNION
850 S MAIN ST SMITHFIELD UT 84335
ATM
P2P
E-Statements
E-Signature
Assets: $21,352,783,826
Deposits: $2,179,824,396
Net Worth: $2,277,865,463
Employees: 3368
Members: 1,470,249

🏘️ All the Lenders Available in Cache County, UT

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Why compare Personal Loans in Smithfield, UT on LendMesh

If you’re in Smithfield, UT and looking to get a loan with no credit, taking the time to compare multiple lenders on LendMesh can help you find better deals and more affordable options. Exploring different offers allows you to choose the financing that fits your needs without rushing into the first option that comes your way. Keep browsing and comparing to secure the best loan terms for your situation.

For even more convenience, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—say 4% or 5%—and you’ll receive notifications when offers drop below that threshold. Along with weekly or monthly updates featuring expert insights and curated loan deals, this service helps Smithfield borrowers stay informed and ready to act when the right opportunity appears.

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