Affordable Auto Loans & Quick Personal Loans | America First Smithfield UT Credit Union

Introduction

Community Commitment

We believe in making a positive impact in the Smithfield community and beyond. Our experienced team of 3368 employees, led by CEO Thayne Shaffer and Board President Linda Carver, is dedicated to helping you achieve your financial goals. Whether you're looking for checking accounts, auto loans, or mortgage refinancing options, we're here to assist you every step of the way.

Your Financial Partner

With a total loan portfolio exceeding 917,592, America First is more than just a credit union; we're your trusted partner in navigating life's financial challenges. We offer various services including personal banking, business loans, and online banking features designed for your convenience. Plus, with $178,755,078 in cash on hand and robust member business loan balances of about $1,336,834,974, we have the resources to support your aspirations. For any inquiries or assistance you may need, feel free to reach out to us at (435) 792-7500 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. While members can visit us at our branch location in Smithfield for friendly service and expert guidance, official correspondence should be sent to the same address as well. Join us at America First today! Together we can build a brighter financial future for you and our community. For more information about our services or to explore membership options, visit us online at americafirst.com.

Branch History & Mission

America First has a rich history rooted in community service and financial empowerment. Established in 1939, our Smithfield branch has been a beacon of support for the local residents of Smithfield, Utah. Located at 850 S Main St, we proudly serve our members with dedication and care. Over the years, we have grown significantly, now boasting a membership base of over 1.4 million individuals who trust us to help them achieve their financial goals. Our mission is clear: to provide exceptional financial services while uplifting our community. We believe that everyone deserves access to quality banking solutions that are tailored to their unique needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are committed to delivering products that make a real difference in our members' lives. While members can visit us at 850 S Main St for all their banking needs, official correspondence should be sent to the same address as it serves both purposes. Our operating hours are convenient, opening Monday through Friday from 9 am to 6 pm and on Saturday from 9 am to 5 pm. We also offer ATM services for added convenience, ensuring that you have access to your funds whenever you need them. As we continue to grow, we remain focused on digital advancements that enhance your banking experience. Our commitment to accessibility includes ADA compliance and user-friendly online platforms that allow you to manage your accounts with ease. Additionally, we are proud of our community outreach efforts, which include partnerships with local organizations aimed at fostering economic growth and support for those in need. At America First in Smithfield, we understand that banking is not just about transactions; it's about building relationships. Our team is dedicated to providing personalized service and guidance every step of the way. We invite you to join our community and experience firsthand the benefits of being a member of America First. Together, let's build a brighter financial future! If you have any questions or would like more information about our services, feel free to contact us at 435-792-7500.

Branch Location & Accessibility

Accessibility Features

At America First, we prioritize your comfort and convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking space to ensure that everyone can easily access our services. Whether you're visiting us for personal banking or exploring loan options, you can count on a welcoming environment.

Call to Action

We invite you to visit us at America First today! If you have any questions or would like more information about our services, feel free to give us a call at 435-792-7500. We look forward to helping you achieve your financial goals!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are set to fit your busy schedule. Join us Monday through Friday from 9 AM to 6 PM, and on Saturday from 9 AM to 5 PM. Our dedicated team is ready to assist you during these hours, ensuring you have all the support you need.

Services Offered

At America First, we offer a wide range of banking services tailored just for you. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we've got your financial needs covered. Plus, enjoy the convenience of ATM services right at our location for quick cash withdrawals and balance checks. While we currently do not have drive-thru banking available at this branch, our staff is always eager to help you inside.

Member Eligibility

Joining the community at America First means becoming part of a family that truly cares about your financial well-being. If you're wondering how to become a member, it's easier than you might think! At America First, we welcome individuals who live, work, worship, or attend school in our local area. This openness ensures that our services are tailored to meet the needs of our community members. You can find more detailed eligibility information on our website. Once you've confirmed your eligibility, opening an account is a breeze! Just give us a call at (435) 792-7500 or stop by our branch located at 850 S Main St Smithfield Ut 84335 during business hours. Our friendly team is ready to assist you every step of the way, making sure your experience is smooth and welcoming. We can't wait for you to join us and enjoy all the benefits that come with being part of America First!

Business Banking & Commercial Services

Merchant Services That Empower

In today's fast-paced marketplace, having the right tools can make all the difference. Our merchant services at America First allow you to accept payments easily and efficiently, giving you more time to focus on what truly matters your business. Imagine being able to process payments from your customers seamlessly, whether they're shopping online or in-store. This means happier customers and smoother operations for you. Ready to take your business to new heights? Contact us today at (435) 792-7500 or visit us at 850 S Main St Smithfield Ut 84335 in Smithfield, UT!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility Matters

At America First, we are dedicated to making banking accessible for everyone. Our lobby hours from Monday through Saturday are designed with your schedule in mind: open weekdays from 9 AM to 6 PM and Saturdays from 9 AM to 5 PM. If you have any questions or need assistance, feel free to reach out at (435) 792-7500. We invite you to explore all that we have to offer at Smithfield Lee's Market. Whether you're looking for personal banking solutions or business support, our team is ready to assist you on your financial journey. Visit us today!

Business Banking Solutions

For business owners, we offer specialized services that cater to your commercial needs. Our business banking options, including merchant services and business loans, are designed to help your venture thrive.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we've invested in robust online and mobile banking solutions. From checking balances to transferring funds with just a few taps, managing your money has never been easier. Additionally, our ATM services ensure that cash is always within reach, whether you're withdrawing funds or checking your balance.

Loans Tailored for You

Life can throw unexpected expenses your way, which is where our personal loans and debt consolidation services come in handy. We strive to provide solutions that empower you financially, helping you manage your debts effectively. Plus, with our attractive credit card rewards, you can earn while you spend.

Personal Banking Services

Whether you're looking to manage your daily expenses or save for future goals, our personal banking options have you covered. We offer checking and savings accounts that are designed to fit different lifestyles. Need a vehicle? Our auto loans and vehicle financing make it easier for you to get behind the wheel without breaking the bank. If you're considering purchasing a home, our mortgage loans and refinancing options provide competitive rates and flexible terms.

Digital & Online Banking

Key Features

Managing your money has never been easier with features like electronic signature authorization, allowing you to sign documents digitally without hassle. Plus, with e-statements available, you can easily keep track of your finances without the clutter of paper statements. If you're always on the move, you'll love our mobile application, which makes banking at your fingertips a reality. It's user-friendly and packed with useful tools for real-time account management. Want to send money to a friend? Our person-to-person transfers make it simple and quick.

Security First

We prioritize your security. Our mobile payments feature ensures that your transactions are safe and secure every time you shop or pay bills using your phone. You can trust that your information is protected while enjoying the convenience of modern banking. In short, America First offers digital and online banking solutions that not only save you time but also provide peace of mind. We're here to help you manage your finances effortlessly check out everything we have to offer today!

Financial Strength

At America First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is strong and reliable is vital. That's why we are proud to share the strength of our financial position with you. With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your future is backed by $111,310 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $316,583 in used auto loans and $15,267,227,347 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $86,108,911, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees. Our dedicated team is always ready to assist you with knowledge and care. Net Shares (Funds available for lending and investments): $34,785,848. Total Share Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 850 S Main St Smithfield Ut 84335 or call (435) 792-7500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand. We understand that each business has its own needs; that's why we work closely with you to find the right financial solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our knowledgeable team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans or need help assessing your eligibility for our products, we are here to assist you. Our team can walk you through various refinancing options that may save you money and improve your financial situation. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're ready to apply for a loan or just want more information about how we can help you meet your financial objectives, don't hesitate to reach out! Contact us today at 435-792-7500, or visit our website at America First for more details about our loan offerings and services.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can help you earn while you spend.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key benefits to its users: - Verified Data: Loan offers come exclusively from legitimate financial institutions. This commitment to sourcing ensures that every option presented is trustworthy. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This guarantees unbiased results, allowing users to make decisions based solely on their needs. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions. This feature helps them make informed choices quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the platform.

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the offers they see are fair and transparent. By relying on verified financial institutions, LendMesh ensures that all loan comparisons are accurate and reflect current market conditions.

AMERICA FIRST FEDERAL CREDIT UNION - Smithfield, UT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Smithfield, UT (84335)

Introduction

Community Commitment

Your Financial Partner

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Empower

Tailored Financing Solutions

Comprehensive List Of Services

Accessibility Matters

Business Banking Solutions

Digital Banking Convenience

Loans Tailored for You

Personal Banking Services

Digital & Online Banking

Key Features

Security First

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Call to Action

Ensuring Accurate Loan Comparisons

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