AMERICA FIRST FEDERAL CREDIT UNION

America First has a rich history rooted in community service and financial empowerment. Established in 1939, our Smithfield branch has been a beacon of support for the local residents of Smithfield, Utah. Located at 850 S Main St, we proudly serve our members with dedication and care. Over the years, we have grown significantly, now boasting a membership base of over 1.4 million individuals who trust us to help them achieve their financial goals. Our mission is clear: to provide exceptional financial services while uplifting our community. We believe that everyone deserves access to quality banking solutions that are tailored to their unique needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are committed to delivering products that make a real difference in our members' lives. While members can visit us at 850 S Main St for all their banking needs, official correspondence should be sent to the same address as it serves both purposes. Our operating hours are convenient, opening Monday through Friday from 9 am to 6 pm and on Saturday from 9 am to 5 pm. We also offer ATM services for added convenience, ensuring that you have access to your funds whenever you need them. As we continue to grow, we remain focused on digital advancements that enhance your banking experience. Our commitment to accessibility includes ADA compliance and user-friendly online platforms that allow you to manage your accounts with ease. Additionally, we are proud of our community outreach efforts, which include partnerships with local organizations aimed at fostering economic growth and support for those in need. At America First in Smithfield, we understand that banking is not just about transactions; it's about building relationships. Our team is dedicated to providing personalized service and guidance every step of the way. We invite you to join our community and experience firsthand the benefits of being a member of America First. Together, let's build a brighter financial future! If you have any questions or would like more information about our services, feel free to contact us at 435-792-7500.

Joining the community at America First means becoming part of a family that truly cares about your financial well-being. If you're wondering how to become a member, it's easier than you might think! At America First, we welcome individuals who live, work, worship, or attend school in our local area. This openness ensures that our services are tailored to meet the needs of our community members. You can find more detailed eligibility information on our website at . Once you've confirmed your eligibility, opening an account is a breeze! Just give us a call at (435) 792-7500 or stop by our branch located at 850 S Main St Smithfield Ut 84335 during business hours. Our friendly team is ready to assist you every step of the way, making sure your experience is smooth and welcoming. We can't wait for you to join us and enjoy all the benefits that come with being part of America First!

At America First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is strong and reliable is vital. That's why we are proud to share the strength of our financial position with you. With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your future is backed by $111,310 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $316,583 in used auto loans and $15,267,227,347 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $167,577,866, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees. Our dedicated team is always ready to assist you with knowledge and care. Net Shares (Funds available for lending and investments): $34,785,848. Total Share Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 850 S Main St Smithfield Ut 84335 or call (435) 792-7500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.