Personal Loans in El Paso, TX 79901

Looking for a personal loan in El Paso, TX? Whether you need to consolidate debt or cover unexpected costs, comparing local offers can help you find the best rates and terms that fit your good credit profile.

El Paso lenders like Firstlight, Evolve, and GECU credit unions are committed to serving our community with quick approvals and flexible repayment plans. Start comparing today to borrow confidently from trusted neighbors who care about your financial success.

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APR

Term

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7.99 - 11.99 %

1 - 7 Yrs

∞

8.05 - 18 %

5.1 - 7 Yrs

∞

8.24 - 12.24 %

1 - 5 Yrs

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.54 - 12.54 %

10 Yrs

25,000 - $40,000

∞

8.64 - 10.99 %

6 Yrs

∞

8.74 - 10.74 %

1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 - 10.99 %

1.1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Amoco has a Credit builder and mender loan with a 4.9% APR, which has stayed the same over the past 7 and 30 days. Their Personal loan has a 10.05% APR, also unchanged from 7, 30, 60, and 90 days ago. Chartway's Signature loan has an APR of 8.24% , which is unchanged from 7, 30, 60, and 90 days ago. The Line of credit loan also holds steady at 12.24% APR across the same time periods.

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Jsc has a Debt consolidation loan and a Personal line of credit, both with an APR of 8.54% today. These rates have stayed the same compared to 7, 30, and 60 days ago. The Personal loan also has a steady APR of 8.54% , unchanged from the past 90 days.

Together's Personal loan has an APR of 8.64% today, unchanged from it was 7, 30, and 60 days ago. The rate has stayed steady over the past two months. Firefighters First has a Signature loan with an APR of 8.74% . This rate has stayed the same compared to 7, 30, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Resource One's personal loans with an APR of 8.99% , which has stayed the same over the past 7 and 30 days. Their home improvement personal loans have a fixed APR of 9.49% , also unchanged from a week and a month ago. Both rates have been steady during this time.

🏦 All Local Lenders in El Paso, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
FIRSTLIGHT FEDERAL CREDIT UNION	207 E MILLS AVE EL PASO TX 79901	⏰ M-Th 9:00 am - 5:00 pm Friday 9:00 am - 6:00 pm Saturday 9:00 am - 3:00 pm Video Tellers M - F 8:00 am - 8:00 pm Video Tellers Saturday 9:00 am - 3:00 pm 📞 9155621172 📠 9157454110	ATM Services Only Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,599,326,350 Deposits: $46,122,707 Net Worth: $160,060,041 Employees: 351 Members: 100,989
EVOLVE FEDERAL CREDIT UNION	909 MYRTLE AVE EL PASO TX 79901	⏰ 9:30 to 5:30 M-F 📞 9155996827 📠 9155931798	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $324,871,742 Deposits: $15,636,791 Net Worth: $36,502,047 Employees: 76 Members: 14,667
GECU FEDERAL CREDIT UNION	218 N CAMPBELL ST STE 100 EL PASO TX 79901	⏰ Mon-Fri: 9 am - 5 pmSat: Closed 📞 9157789221	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $4,343,428,267 Deposits: $92,051,037 Net Worth: $536,807,272 Employees: 967 Members: 434,559

🏘️ All the Lenders Available in El Paso County, TX

✅FIRSTLIGHT FEDERAL CREDIT UNION

✅EVOLVE FEDERAL CREDIT UNION

✅GECU FEDERAL CREDIT UNION

✅RAIZ FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅NUSENDA FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅WHITE SANDS FEDERAL CREDIT UNION

✅SECURITY SERVICE FEDERAL CREDIT UNION

✅MOUNTAIN STAR FEDERAL CREDIT UNION

✅UNIFY FINANCIAL FEDERAL CREDIT UNION

✅ONE SOURCE FEDERAL CREDIT UNION

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If you’re searching for personal loans for good credit in El Paso, TX, take your time comparing lenders on LendMesh. Exploring multiple options helps you discover better deals and lower rates that fit your needs, so you can secure financing that works for your budget without feeling rushed. Remember, the smartest borrowers shop around before committing to any loan.

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