FirstLight Credit Union El Paso TX | Easy ATM Access & Withdrawals

Introduction

Welcome to Firstlight, your trusted financial partner located at 207 E Mills Ave, El Paso, TX 79901. Established in 1955, we have proudly served our community for decades, helping over 100,000 members achieve their financial goals. As a member-focused credit union, we believe in building strong relationships based on trust and reliability. At Firstlight, our commitment to you goes beyond just banking. With total assets exceeding $1.5 billion, we provide a wide range of financial services tailored to meet your needs. Whether you're looking for loans or deposit options, our offerings are designed to help you thrive financially. Currently, we manage approximately $46 million in total deposits and have facilitated 51,756 loans, ensuring that we are here for you at every step of your financial journey. Our leadership team, including CEO Margarita Salazar and Board President Joshua Orozco, is dedicated to fostering a supportive environment for our members. We understand that each individual's needs are unique, and we strive to create solutions that cater specifically to you. While members can visit us at 207 E Mills Ave, official correspondence should be sent to our mailing address at 9983 Kenworthy St, El Paso, TX 79924. We invite you to explore our services further by visiting us online at Firstlight or by calling us directly at 915-562-1172. Let us help you take the next step toward a brighter financial future!

Branch History & Mission

Welcome to Firstlight, a credit union with a rich history and a strong commitment to serving the El Paso community. Established in 1955, Firstlight has grown from its humble beginnings to become a trusted financial partner for over 100,000 members. Located at 207 E Mills Ave, El Paso, TX 79901, our branch is easily accessible and proud to be part of this vibrant city. Over the years, Firstlight has achieved significant milestones. From our initial focus on providing essential financial services to expanding our offerings to meet the diverse needs of our members, we have continuously adapted and evolved. As of now, we proudly hold total assets of approximately $1,599,326,350, reflecting our solid foundation and growth in the community. At the heart of Firstlight's mission is a deep dedication to supporting our members' financial well-being while fostering community development. Our mission statement emphasizes our commitment to delivering exceptional financial services that empower individuals and families. We strive not only to help you achieve your financial goals but also to make a positive impact within El Paso through various community outreach initiatives. While members can visit us at 207 E Mills Ave, official correspondence should be sent to 9983 Kenworthy St, El Paso, TX 79924. We are here for you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM; Fridays from 9:00 AM to 6:00 PM; and Saturdays from 9:00 AM to 3:00 PM. Additionally, we offer video teller services for those who need assistance outside regular hours. We understand that convenience matters in today's fast-paced world. That's why we provide ATM access for easy withdrawals and balance checks. While we currently do not have drive-thru service or shared service centers, we are committed to ensuring that your banking experience is as smooth as possible through digital advancements like online banking and mobile payments. Firstlight values partnerships that enhance our community's strength and resilience. Through various programs and events, we aim to give back and support local initiatives that uplift those around us. Join us at Firstlight and experience firsthand the benefits of being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at (915) 562-1172.

Branch Location & Accessibility

Accessibility Features

At Firstlight, we prioritize accessibility for all our members. Our branch is equipped with features that comply with ADA standards, ensuring everyone can access our services comfortably. Parking is readily available nearby, making your visit hassle-free.

Call to Action

We invite you to come by Firstlight today! Whether you're looking for banking solutions or simply want to chat about how we can support your financial journey, we're here for you. If you have any questions before your visit, feel free to give us a call at 915-562-1172. We look forward to seeing you soon!

Operating Hours

We understand that life can be busy! That's why we offer flexible operating hours to fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. For those who prefer extended service options, our video tellers are available on weekdays until 8:00 PM and on Saturdays until 3:00 PM.

Services Offered

While we currently focus on providing essential ATM services like withdrawals and balance checks our team is here to guide you through any questions or concerns you may have about your account or our offerings. Though we don't have drive-thru banking at this location, our friendly staff is always ready to assist you in person.

Member Eligibility

Joining the Firstlight family is like stepping into a community that truly cares about its members. If you're looking to become a member, you'll find that eligibility is open to anyone who lives, works, or worships in the El Paso area. This means that whether you're a local resident, an employee at one of the many businesses nearby, or someone who simply loves this vibrant community, you're welcome here. At Firstlight, we pride ourselves on offering personalized service and competitive financial products that help our members thrive. To learn more about the specific eligibility requirements, feel free to check out our detailed guide. When you're ready to take the next step and open your account, we make it easy! You can visit us at our branch located at 207 E Mills Ave El Paso Tx 79901, or simply start the process online through this link: https://loans.firstlightfcu.org/products/portal. If you have any questions or need assistance, don't hesitate to give us a call at (915) 562-1172. We're excited to welcome you to our community!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $591 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $371,473,765, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your day-to-day operations without the hassle of complicated payment systems. Our merchant services allow you to accept payments effortlessly, whether in-store or online. This means more time focusing on what truly matters growing your business. When you partner with us at Firstlight located at 207 E Mills Ave El Paso Tx 79901, you gain access to tools and resources designed specifically for businesses like yours. Let's work together to turn your vision into reality! For inquiries, feel free to call us at (915) 562-1172.

Comprehensive List Of Services

Banking Made Easy

One of the highlights of banking with us is our ATM Services. Whether you're looking to make quick cash withdrawals or check your account balance, our ATMs are designed for your convenience. Imagine you're out shopping and need some cash; with just a few taps on the ATM screen, you can access your funds quickly and easily. This service ensures that you have 24/7 access to your money, giving you peace of mind no matter where you are.

Digital Banking Convenience

We also embrace digital solutions that make banking simpler for everyone. With features like online banking and mobile applications, managing your finances has never been easier. You can pay bills, transfer money between accounts, or even make person-to-person payments right from your smartphone! This way, whether you're at home or on the go, you're always connected to your finances.

Join Us Today!

At Firstlight, we are dedicated to ensuring that every member feels valued and well-served. If you're looking for straightforward banking services combined with personal attention and modern conveniences, look no further! For more information about how we can assist you or if you'd like to discuss your specific financial needs, don't hesitate to reach out at (915) 562-1172 or visit us at our branch in El Paso, TX. We're excited to help you on your financial journey!

Personalized Assistance When You Need It

In addition to our ATM services, we offer personalized assistance through our friendly staff during lobby hours. We understand that sometimes, face-to-face interaction is important, especially when discussing loans or opening new accounts. Our team is available from Monday to Thursday 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until 3:00 PM to answer any questions you may have about our offerings.

Digital & Online Banking

Accessibility and Support

With 24/7 online banking services, you have access to your accounts whenever you need it. Whether it's early morning or late at night, we've got you covered. Our user-friendly interface makes navigating your accounts a breeze, so you can focus on what matters most without any hassle. At Firstlight, we are committed to providing secure and accessible digital banking solutions tailored for our members. Join us today and take full advantage of our innovative services!

Key Features

Visit us at https://www.firstlightfcu.org/ to explore our comprehensive online banking platform. You can check balances, transfer funds, and pay bills effortlessly. Our services include electronic statements, allowing you to stay organized while reducing paper clutter. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Mobile Banking Experience

For those who prefer banking on their mobile devices, our mobile application is designed for your convenience. Make payments quickly with our mobile payments feature, and send money easily through person-to-person transfers. No need to worry about rushing to the bank; manage everything right from your smartphone.

Financial Strength

Member-Focused Savings

Members' savings are secured through $367,242,231 in share certificates and $254,089,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,897,725 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 349 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $156,226,779 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is further highlighted by our lending capacity; with $13,036 in used auto loans and $1,319,838,284 in total loans and leases, we support members' financial goals across various sectors.

Solid Foundation

With a net worth of $160,060,041, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share and Deposit Accounts: 200,203, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,724,636. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firstlight is your trusted partner. Visit us at 207 E Mills Ave El Paso Tx 79901 or call (915) 562-1172 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $291,240,705 in used vehicle loans and $183,838,403 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, ensuring you can find the financing that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $371,473,765 provide the capital needed to grow and expand. We understand that running a business comes with its own set of financial demands; that's why we're dedicated to supporting our local entrepreneurs.

Credit Lines and Unsecured Loans

For those looking for flexible borrowing options, we offer credit lines totaling $502,374,660. This can be an excellent way to manage larger purchases or consolidate debt. Additionally, we provide flexible terms on unsecured credit card loans, with a total of $60,766,488 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,740,926, make buying or refinancing simple. We know that purchasing a home is one of the most significant investments you'll make, and we're here to help you navigate the process smoothly.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is ready to assist you. We can help determine the best solutions tailored specifically to your financial situation. For more information about our loan offerings or to discuss your financial needs further, don't hesitate to reach out! You can contact us at (915) 562-1172 or visit us at 207 E Mills Ave El Paso Tx 79901. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Firstlight help you pave your path toward achieving your financial aspirations today!

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their specific needs.

FIRSTLIGHT FEDERAL CREDIT UNION - El Paso, TX

Type of Loan Offerings

Personal Loans

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Loan rates in El Paso, TX (79901)