Evolve Credit Union El Paso TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Evolve, your trusted partner in financial well-being located at 909 Myrtle Ave, El Paso, TX 79901. Since our establishment in 1936, we have proudly served our community with a commitment to member satisfaction and financial empowerment. With a robust membership of over 14,667 individuals, we aim to provide personalized service that meets the unique needs of each member. At Evolve, we understand that financial decisions can be daunting, which is why we offer a range of services designed to simplify banking for you. Our total assets stand at an impressive $324,871,742, ensuring that your money is in safe hands. We also boast total deposits of $15,636,791, reflecting the trust our members place in us. Under the leadership of our dedicated CEO, Kenneth Walters, and Board President, Ginger Raya, we strive to foster a welcoming environment where everyone feels valued. Our team of 76 employees is here to assist you with everything from personal banking and auto loans to business services and online banking solutions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 909 Myrtle, El Paso, TX 79901. If you have any questions or would like more information about our services, feel free to reach out at (915) 599-6827 or visit our website at Evolve FCU. Join us today and experience a credit union that truly cares about your financial journey!

Branch History & Mission

Community Engagement

Evolve understands that true success goes beyond financial metrics. It involves building lasting relationships within the community. Through partnerships with local organizations and schools, Evolve strives to create opportunities for education and growth. These initiatives not only support individual members but also uplift the entire El Paso community.

Join Us

As we look toward the future, Evolve remains dedicated to enhancing member experiences and expanding our service offerings. We invite you to become part of our family! Discover how Evolve can help you reach your financial aspirations while being a part of something bigger supporting your community every step of the way. For more information or to start your journey with us today, please call us at 915-599-6827 or visit our website at Evolve FCU. Your future starts here!

Mission Statement

Evolve's mission is simple yet profound: to empower members through accessible financial services while actively contributing to the betterment of the community. This mission is reflected in every aspect of their operations. Whether it's providing guidance on managing finances or supporting local charities through various outreach programs, Evolve is deeply committed to making a difference. Members enjoy convenient access to services with features like online and mobile banking. Additionally, Evolve offers ATM availability and drive-thru banking for those who prefer face-to-face interactions without leaving their vehicles. The branch operates from 9:30 AM to 5:30 PM on weekdays, ensuring flexibility for busy schedules. While members can visit us at 909 Myrtle Ave for all their banking needs, official correspondence should be sent to the same address: 909 Myrtle, El Paso, TX 79901.

Branch Location & Accessibility

Welcome to Evolve, your friendly neighborhood credit union located at 909 Myrtle Ave in the heart of El Paso, TX! Our Downtown branch is designed with your convenience in mind, making it easy for you to manage your banking needs. Whether you're visiting us for a quick transaction or seeking advice on a loan, our welcoming atmosphere and helpful staff are here to assist you. Located near local landmarks, our branch is easy to find and access. We offer ample parking for your convenience, and our facility is fully ADA compliant, ensuring that everyone can enjoy our services comfortably. If you need to send official correspondence, please note that you can also reach us at our mailing address: 909 Myrtle, El Paso, TX 79901. At Evolve, we're committed to providing exceptional service. Our lobby hours are from 9:30 AM to 5:30 PM, Monday through Friday. We know life can be busy, so we've made it easier for you by offering drive-thru banking for quick deposits and withdrawals without leaving your car. Additionally, you'll find an ATM available for your cash needs anytime. Feel free to call us at 915-599-6827 if you have any questions or need assistance before your visit. We're excited to help you with personal banking, auto loans, mortgages, credit cards, and more! Come see us today and discover how Evolve can support your financial journey.

Member Eligibility

At Evolve, we believe that everyone deserves a chance to join our supportive community. Becoming a member is as easy as connecting with us if you live, work, worship, or attend school in our local area. We're here to welcome individuals and families from all walks of life, ensuring that you can take advantage of the many benefits we offer. From personalized banking services to competitive loan rates, being part of Evolve means more than just having an account; it's about belonging to a community that cares. If you're interested in opening an account and becoming a member, we invite you to explore the details on our eligibility criteria at https://www.evolvefcu.org/assets/files/1lwxidlt. For your convenience, you can start the application process online by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad9s70d9igvvva_auxet-h9bmkqk9qnxytbnbj8uxz8wq2-oj8-twpe4r-5kpkckcqw. If you have any questions or need assistance along the way, feel free to call us at (915) 599-6827. Join us at our branch located at 909 Myrtle Ave El Paso Tx 79901, and let's embark on this journey together!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business with ease accepting payments quickly and securely while keeping track of transactions effortlessly. Our merchant services provide just that. They are tailored to meet the needs of businesses big and small, ensuring you can focus on what you do best serving your customers. Whether you're looking for funding options or reliable payment processing solutions, Evolve at 909 Myrtle Ave El Paso Tx 79901 in El Paso, TX is here to help. Reach out to us at (915) 599-6827 and let's explore how we can support your business journey together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

If you're a business owner, you'll appreciate our dedicated business banking services, including merchant services and business loans. We understand that running a business requires financial support, and we aim to provide solutions that help you thrive.

Convenient Access to Your Funds

Accessing your funds is simple with our convenient ATM and cash withdrawal services, along with basic drive-thru banking for deposits, withdrawals, and simple transactions. Our goal is to ensure that banking is easy and accessible whether you're on the move or prefer visiting us in person. At Evolve, we are committed to making your banking experience as smooth as possible. With features like mobile payments, e-statements, and the ability for person-to-person transfers, you have everything you need right at your fingertips. We invite you to explore how our comprehensive list of services can meet your financial needs today! For more information or assistance, don't hesitate to reach out at (915) 599-6827 or visit us online at our website. We look forward to serving you!

Financial Support When You Need It

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether you need funds for an emergency or want to simplify your payments by consolidating debts, we are here to help you navigate these challenges with ease. Don't forget about our credit cards with rewards! They not only provide purchasing power but also offer great benefits that can enhance your shopping experience.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming at times. That's why we offer various checking and savings accounts designed to fit different lifestyles. Imagine having the flexibility to access your funds through our user-friendly online and mobile banking options, making it easier than ever to manage your money on the go. For those considering larger purchases, our auto loans and vehicle financing options make buying a car straightforward and stress-free. With competitive rates and personalized service, you can drive away in your new vehicle with confidence. Additionally, if you're looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to help you secure the best deal possible.

Digital & Online Banking

Eco-Friendly Choices

Stay organized and help the environment by opting for e-statements. With e-statements available at Evolve, you can access your financial documents digitally, reducing paper waste while keeping everything neat and tidy. At Evolve, we prioritize your security with user-friendly features that protect your information. Whether you're using our online services or mobile app, rest assured that your financial data is safe with us. Embrace the ease of digital banking today and discover how Evolve can simplify your financial journey!

Key Services

With our online banking platform, accessible through https://www.evolvefcu.org/, you can easily check balances, pay bills, and transfer funds all from the comfort of your home or on the go. Our 24/7 online banking services ensure that your financial needs are met whenever you need them. Need to send money to a friend? Our person-to-person transfers make it quick and hassle-free. Plus, with the option for electronic signature authorization, signing documents has never been easier or more secure.

Mobile Access

For those who prefer managing their accounts on their smartphones, our mobile application is available for download, offering all the features you love about online banking right at your fingertips. You can also take advantage of mobile payments, making purchases as simple as a tap on your phone.

Financial Strength

Commitment to Operational Efficiency

Our $-$155,620 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 29,821, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,273,925 reinforces our ability to help you achieve your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Evolve is your trusted partner. Visit us at 909 Myrtle Ave El Paso Tx 79901 or call (915) 599-6827 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $50,978,229 in share certificates and $30,709,226 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,452,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $36,502,047 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $3,224 in used auto loans and $211,530,280 in total loans and leases.

Strong Capital Foundation

With a net worth of $36,502,047, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $66,232,214 in used vehicle loans and $12,287,273 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to your budget and needs.

Credit Lines and Unsecured Loans

For those needing extra flexibility, our credit lines total $46,755,858 and are designed to give you access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $3,545,217 in loans helping members manage their finances effectively. If you're considering refinancing any existing loans or want to learn more about eligibility options, feel free to reach out. We're dedicated to finding solutions that work for you. To learn more about our loan offerings or to apply today, visit us at 909 Myrtle Ave El Paso Tx 79901 in El Paso, TX, or give us a call at (915) 599-6827. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,444, make buying or refinancing simple. We know that purchasing a home can be daunting, so our experienced staff is ready to help you navigate your options.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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EVOLVE FEDERAL CREDIT UNION - El Paso, TX

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