GECU El Paso TX Credit Union | Affordable Auto Loans & Mortgage Rates

Introduction

Welcome to Gecu, your trusted partner in personal and community banking since 1932. Located at 218 N Campbell St Ste 100, El Paso, TX 79901, our branch is dedicated to serving the needs of over 434,559 members in the El Paso area. With total assets exceeding $4.34 billion, we take pride in offering a robust range of financial services designed to help you achieve your goals. At Gecu, we believe that financial health is vital for our community's well-being. That's why we provide various services, from checking and savings accounts to auto loans and business financing. Our commitment is reflected in our impressive total deposits of $92,051,037 and a net worth of $536,807,272, ensuring that your money is safe and sound with us. Our leadership team, led by CEO Crystal Long and Board President Greg Watters, is passionate about creating a welcoming environment where members can thrive. Together with our dedicated staff of 967 employees, we strive to deliver personalized service that meets your individual needs. While members can visit us at our physical location on Campbell Street, official correspondence should be sent to our mailing address: PO Box 20998, El Paso, TX 79998. Whether you're looking for personal loans or need assistance with mortgages and credit cards, our friendly team is here to help. For any inquiries or further assistance, feel free to reach out at (915) 778-9221. Explore how Gecu can support you today! Visit us online at gecu.com to learn more about our services and discover the benefits of being part of our credit union family.

Branch History & Mission

Join Us

Come visit us today at 218 N Campbell St Ste 100 El Paso Tx 79901 or reach out via phone at (915) 778-9221. Together, let's build a brighter financial future!

Our Journey

Our story began with a simple mission: to provide exceptional financial services that empower our community. Over the years, we have embraced changes and advancements while staying true to our commitment to you. From introducing online banking options to ensuring ADA compliance for all our facilities, we focus on making banking easier for everyone. We understand the importance of convenience, which is why we offer ATM availability right here at the branch and provide essential services like personal checking and savings accounts, auto loans, mortgages, and business banking solutions. Additionally, although we do not have drive-thru services at this location, our team is always ready to assist you during our operating hours: Monday through Friday from 9 am to 5 pm.

Our Mission

At Gecu, we believe that banking should be about more than just transactions; it's about building relationships and supporting our community. Our mission is clear: we are dedicated to providing reliable financial products that enhance your quality of life while actively participating in local outreach initiatives. We partner with various organizations to give back, whether it's through educational programs or community events aimed at fostering growth and support within El Paso. We are proud of our achievements but even prouder of the trust placed in us by our members. As we continue to grow together, we invite you to join us on this journey. Experience firsthand how Gecu can help you manage your finances with confidence and ease.

Branch Location & Accessibility

Welcome to Gecu, your trusted credit union located at 218 N Campbell St Ste 100 in the heart of El Paso, TX. Our branch is easily accessible and designed with your convenience in mind. Whether you're popping in for a quick transaction or need assistance with a financial service, our friendly team is here to help! Nestled close to local landmarks, you can find us near the bustling downtown area, making it easy to stop by while you're out and about. Parking is readily available for our members, ensuring that your visit is as hassle-free as possible. We also prioritize accessibility for everyone, featuring ADA-compliant entrances and pathways. At Gecu, we are proud to offer a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you during our operating hours from Monday to Friday, 9 AM to 5 PM. While we're closed on Saturdays, we're just a phone call away at 915-778-9221 for any questions or concerns you may have. If you prefer self-service options, you'll be pleased to know that we have an ATM available for quick withdrawals and balance checks. Unfortunately, we do not have drive-thru banking at this location; however, our lobby is open and welcoming for all your banking needs. While members can visit us at 218 N Campbell St Ste 100 for their banking needs, official correspondence should be sent to our mailing address at PO Box 20998, El Paso, TX 79998. We invite you to come in today and discover how Gecu can support your financial journey!

Member Eligibility

At Gecu, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family. If you're looking to become a member, you'll be pleased to know that eligibility is straightforward and welcoming. Whether you live, work, or attend school in the area, you are likely to qualify for membership. We also extend our arms to immediate family members of current members, making it even easier for loved ones to join our credit union family. Once you've confirmed your eligibility, opening an account is simple! Just visit us at our branch located at 218 N Campbell St Ste 100 El Paso Tx 79901 or give us a call at (915) 778-9221 for guidance. We're here to help you every step of the way as you unlock the benefits of being a member of Gecu. For detailed and up-to-date eligibility criteria, please check out our resource. Welcome aboard!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $223,731,465, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions and enhance cash flow. Picture a bustling storefront where customers enjoy quick, efficient payment options. Our services allow you to accept various payment methods seamlessly, ensuring a smooth experience for both you and your clients. Located at 218 N Campbell St Ste 100 El Paso Tx 79901 in El Paso, TX, we're here to empower your business every step of the way. Reach out today at (915) 778-9221 to discover how we can partner with you for success!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, provide the tools needed to help your venture thrive. We know running a business can be demanding, so we aim to make banking straightforward and supportive.

Convenient Access Anytime

Accessing your accounts has never been easier with our comprehensive ATM services available 24/7 for cash withdrawals and balance checks. You can find us ready to serve you at various ATM locations throughout the area. Our commitment extends beyond traditional hours; with services like mobile payments and person-to-person transfers, managing your money is simple no matter where life takes you. In addition to all these offerings, we're proud to have a friendly team ready to help answer any questions you might have. Just give us a call at (915) 778-9221, and we'll be happy to assist. At Gecu, we're dedicated not just to providing financial products but also building lasting relationships with our members. Come visit us at 218 N Campbell St Ste 100 El Paso Tx 79901 in El Paso, TX or explore more about what we offer by visiting us online at Campbell. Let's work together toward your financial success!

Personal Banking Made Easy

Our personal banking services are designed with you in mind. We provide checking and savings accounts that help you manage your day-to-day expenses while also saving for those special moments. Imagine easily tracking your spending and watching your savings grow all from the comfort of home through our online and mobile banking platforms. When it comes to financing, we know that life can bring unexpected surprises. That's why we offer auto loans and vehicle financing to help you get on the road quickly. Whether you're purchasing a new ride or refinancing an existing loan, we've got flexible options just for you. Plus, if you're considering buying a home, our mortgage loans and refinancing options can pave the way to owning your dream house.

Support for Your Financial Goals

For those looking to consolidate debt or tackle personal projects, our personal loans are here to assist you in achieving your goals without breaking the bank. If credit cards are more your style, check out our credit cards with rewards, which allow you to earn points on every purchase just another way we support our members!

Digital & Online Banking

Access Your Account Anytime

With our 24/7 online banking services available at https://www.gecu.com, you can check your balances, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it easy to share funds quickly and securely. You'll appreciate how simple it is to manage your accounts in real-time.

Mobile Convenience at Your Fingertips

Our mobile application brings all these features right to your smartphone, allowing you to handle banking tasks while you're out and about. Plus, if you prefer using mobile payments, we support that too! Making purchases has never been easier just tap your phone and go.

Stay Organized with E-Statements

Tired of clutter? Sign up for e-statements and enjoy the ease of accessing your financial documents electronically. Not only does this help keep things tidy, but it's also environmentally friendly! And for added convenience, we provide electronic signature authorization so you can sign documents digitally without any hassle. At Gecu, we're committed to providing services that fit your lifestyle while ensuring that your information is safe. Embrace the ease of digital banking today!

Financial Strength

At Gecu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, ensuring that you can trust us with your savings and loans. With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $74,943,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $483,997,603 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $51,050 in used auto loans and a total of $3,285,883,363 in loans and leases. Our success is reflected in our net income of $15,709,361, which shows our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 45 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In summary, our net shares amount to $18,790,618, providing ample funds available for lending and investments. With a total of 708,171 share accounts, we have built a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 218 N Campbell St Ste 100 El Paso Tx 79901 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,095,679,771 in used vehicle loans and $785,703,359 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used car, we've got flexible terms that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $223,731,465 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are dedicated to providing tailored solutions that support your entrepreneurial ambitions. If you're interested in refinancing any existing loans or exploring eligibility options for any of our products, please don't hesitate to contact us at (915) 778-9221. Our team is ready to assist you during our operating hours from Monday to Friday, 9 AM - 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Gecu, we're committed to supporting your financial journey with transparent and accessible lending options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,234,060, make buying or refinancing simple. We provide personalized assistance to guide you through every step of the process, ensuring you find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $308,918,311 in loans helping members manage their finances effectively. Enjoy the freedom of making purchases without worrying about collateral.

Loan Aggregator

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GECU FEDERAL CREDIT UNION - El Paso, TX

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