Personal Loans in Austin, TX

Looking for personal loans with the lowest interest rates in Austin, TX? Compare offers from trusted local lenders to find affordable options that fit your budget and goals. It’s simpler than you think to get the funds you need without the hassle.

Whether it’s for debt consolidation, home improvements, or unexpected expenses, Austin residents can discover flexible loan terms and quick approvals. Start comparing today and take control of your financial future with confidence and hometown support.

Filters

Lender
APR
Term
Amount
Link
Info
cafcu
9.99 - 13.99 %
fccu
9.99 - 17.99 %
2 - 7 Yrs
rallycu
9.99 - 18 %
5 Yrs
rbfcu
10 - 12.15 %
2 - 5 Yrs
truitycu
10.25 - 11.75 %
1 - 6 Yrs
bankwithrave
10.25 - 17.25 %
5 Yrs
texasbaycu
10.49 - 14.99 %
2.1 - 7 Yrs
firstmarkcu
10.49 - 18 %
1 - 5 Yrs
$50,000
bfcu
10.5 - 17.15 %
1 - 5 Yrs
nusenda
10.5 - 20 %
0.1 - 5 Yrs
$20,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. First Community has a Personal loan with an APR of 9.99% , which has stayed the same over the past 7, 30, and 60 days but is lower than 90 days ago. Their Debt consolidation loan has an APR of 11.49% , also unchanged from the last 7, 30, and 60 days, and down from 90 days ago.

Rally's personal loan rates for signature and line of credit loans are 9.99% APR today, down from 12.5% seven days ago. There is no data for 30 or more days ago for comparison. Randolph Brooks has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 11.2% APR, also unchanged during these time periods. Truity's Advantage personal 65 loan has a fixed APR of 10.25% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal 30 loan carries an APR of 11.75% , also unchanged during those time frames.

Rave Financial's Personal loan has an APR of 10.25% today, down from 12% thirty, sixty, and ninety days ago, and unchanged from seven days ago. The Flexible line of credit (variable) has a steady APR of 11.75% , with no change over the past seven, sixty, or ninety days. Texas Bay's Signature loans have a 10.49% APR today, which is unchanged from 7 and 30 days ago but higher than 90 days ago when the rate was 9.99% . The rate has stayed steady over the past month after increasing from earlier in the year.

Firstmark's the Do something special! personal loan with an APR of 10.49% . This rate has stayed the same over the past 7 and 30 days. Barksdale has a Personal line of credit with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature loan has a fixed APR of 11.9% , also unchanged during those periods. Nusenda has a Personal loan with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a 13% APR, also unchanged during these periods. The Personal assistance loan carries a 20% APR, with no change from a week to three months ago.

🏦 All Local Lenders in Austin, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
UNIVERSITY FEDERAL CREDIT UNION
4611 GUADALUPE ST AUSTIN TX 78751
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,100,757,196
Deposits: $210,923,091
Net Worth: $372,973,611
Employees: 770
Members: 391,419

🏘️ All the Lenders Available in Travis County, TX

Compare other loan types in Austin, TX

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