Personal Loans in Austin, TX

Looking for personal loans with the lowest interest rates in Austin, TX? Compare offers from trusted local lenders to find affordable options that fit your budget and goals. It’s simpler than you think to get the funds you need without the hassle.

Whether it’s for debt consolidation, home improvements, or unexpected expenses, Austin residents can discover flexible loan terms and quick approvals. Start comparing today and take control of your financial future with confidence and hometown support.

Filters

Lender
APR
Term
Amount
Link
Info
ngfcu
9.49 - 17.5 %
2 Yrs
shellfcu
9.49 - 17.99 %
7 Yrs
houstonfcu
9.5 - 10.5 %
6 Yrs
2,500 - $85,000
crcu
9.74 - 14 %
1 - 6 Yrs
smartcu
9.74 - 16.99 %
7 Yrs
5pointcu
9.75 - 16 %
3 - 7 Yrs
advancial
9.9 %
atfcu
9.9 %
5 Yrs
fecca
9.99 - 10.99 %
figfcu
9.99 - 11.74 %
1 - 5 Yrs
$40,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. Shell has a Signature personal loan with an APR of 9.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time.

Houston has a Loan special with an APR of 9.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Signature loans have a 10.5% APR and have also remained steady during that time. Community Resource's personal or signature loans with an APR of 9.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their debt consolidation loans have a fixed APR of 10.99% , also unchanged during these periods. Smart Financial's Personal & signature loans have a 9.74% APR today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. The Revolving line of credit has a 11.99% APR now, steady over the past 90 days except for a lower rate 90 days ago.

Fivepoint's Debt consolidation loans and Signature loans with an APR of 9.75% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain consistent pricing over the past three months. Advancial's Signature loan and True line of credit both have an APR of 9.9% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Austin Telco's Signature loans have a fixed APR of 9.9% today. This rate has not changed compared to 7 or 30 days ago.

The Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 10.99% , also unchanged during these time frames. Farmers Insurance has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature line of credit has a 10.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Austin, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
UNIVERSITY FEDERAL CREDIT UNION
4611 GUADALUPE ST AUSTIN TX 78751
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,100,757,196
Deposits: $210,923,091
Net Worth: $372,973,611
Employees: 770
Members: 391,419

🏘️ All the Lenders Available in Travis County, TX

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