Personal Loans in Waco, TX 76712

Looking for a personal loan in Woodway, TX with good credit? Compare offers from trusted local lenders to find low rates and terms that fit your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you deserve a loan that works for you.

Take a moment to explore personalized loan options right here in Woodway. Local credit unions understand our community and offer fast approvals with flexible repayment plans. Start comparing today to secure the best deal and keep your finances on track.

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13.5 - 13.99 %

$50,000

∞

13.74 %

4 - 6 Yrs

$7,499.99

∞

14 - 17.75 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Skyone's Personal line of credit has an APR of 13.5% today, which is up from 13% seven and 30 days ago. The Personal loan rate is 13.99% and has stayed the same over the past 90 days. Intouch has a personal loan with an APR of 13.74% today. There's no change in the rate compared to 7 and 30 days ago. Truwest's Personal line of credit has a 4.87% APR today, which is lower than the 14% rate from 7, 30, and 60 days ago. This rate change shows a significant drop compared to the past two months.

🏦 All Local Lenders in Waco, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
HEART O' TEXAS FEDERAL CREDIT UNION	7500 IMPERIAL DRIVE WACO TX 76712	⏰ Mon. - Thurs. 9:00 a. m. - 5:00 p.m. Friday 9:00 - 5:30 p. m. 📞 2547511622 📠 2547511141	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $60,212,853 Deposits: $1,336,516 Net Worth: $4,005,043 Employees: 24 Members: 5,752
FIRST CENTRAL CREDIT UNION	9101 CHAPEL RD WACO TX 76712	⏰ Drivethru 7:30am-6pm M-F 📞 2547769333 📠 2547412212	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $168,681,567 Deposits: $12,723,279 Net Worth: $26,118,117 Employees: 72 Members: 19,844
TEXELL CREDIT UNION	1221 HEWITT DR WACO TX 76712	⏰ Drive throughMonday-Friday 7:30 am to 6 pmSaturday 9:00 am to 1:00 pmLobbyMonday-Thursday 9:00 am to 5:00 pmFriday 9:00 am to 6:00 pmSaturday 9:00 am to 1:00 pm 📞 2547731604	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru E-Statements E-Signature	Assets: $752,749,321 Deposits: $60,148,570 Net Worth: $70,751,615 Employees: 210 Members: 52,535
GENCO FEDERAL CREDIT UNION	105 ARCHWAY DR WOODWAY TX 76712	⏰ 9-5 Monday-Thursday 9-6 Friday 9-1 Saturday 📞 2547769550 📠 2547764633	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $444,066,893 Deposits: $55,963,796 Net Worth: $56,824,780 Employees: 99 Members: 39,428

🏘️ All the Lenders Available in McLennan County, TX

✅EDUCATORS 67611 CREDIT UNION

✅GENCO FEDERAL CREDIT UNION

✅ROCKET FEDERAL CREDIT UNION

✅WACO FEDERAL CREDIT UNION

✅HEART O TEXAS CREDIT UNION

✅MEMBERS CHOICE OF CENTRAL TEXAS FEDERAL CREDIT UNION

✅FIRST CENTRAL CREDIT UNION

✅MCLENNAN COUNTY EMPLOYEES FEDERAL CREDIT UNION

✅HIGHWAY DISTRICT 9 CREDIT UNION

✅1ST UNIVERSITY CREDIT UNION

✅ACADIANA MEDICAL FEDERAL CREDIT UNION

✅SOUTHERN TEACHERS PARENTS CREDIT UNION

✅LINKAGE CREDIT UNION

✅TEXELL CREDIT UNION

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