Genco Credit Union Woodway TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Genco, your trusted financial partner located at 105 Archway Dr, Woodway, TX 76712. Established in 1953, our credit union has grown to serve over 39,428 members, making us a cornerstone of the Woodway community. With total assets exceeding $444 million and deposits reaching $55,963,796, we are committed to providing our members with exceptional financial services tailored to their needs. At Genco, we believe in the power of community and strive to make a positive impact through our various offerings. Whether you're looking for auto loans, personal loans, or even business banking solutions, we've got you covered. Our dedicated team of 99 employees, led by CEO Neil Ling and Board President Robert Black, is here to ensure that your banking experience is as smooth and rewarding as possible. As part of our commitment to member satisfaction, we offer a range of services including online and mobile banking for easy account management. We also have an ATM available for your convenience. If you're considering joining us or have any questions about our services, don't hesitate to reach out at (254) 776-9550. We invite you to explore our website at gencofcu.org for more information or stop by our branch today! Your financial well-being is our priority, and we look forward to serving you.

Branch History & Mission

Community Focus

At Genco, we strive to create a welcoming environment where everyone feels valued. Our operating hours reflect this commitment; we are open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday until 1 PM to accommodate your busy schedule. We also offer ATM services for added convenience. While members can visit us at our Woodway location for personal service, official correspondence should be sent to our mailing address if different. In addition to traditional banking services like checking accounts and auto loans, we embrace modern solutions with online banking options and mobile payments available for those on the go.

Join Us

As we look to the future, Genco remains dedicated to enhancing the financial well-being of our community. We invite you to experience the benefits of membership with us. Discover how we can help you achieve your financial goals today! To learn more about joining our family or to open an account, please visit us online at Genco Credit Union or give us a call at (254) 776-9550. Together, let's build a brighter future!

Our Journey

From its humble beginnings, Genco has seen remarkable growth. With total assets now reaching an impressive $444,066,893, we have made substantial strides in providing financial services that make a real difference in our members' lives. Over the years, we've embraced technological advancements while maintaining a strong focus on personal service. We understand that banking is not just about numbers; it's about people and relationships. Our mission at Genco is clear: we aim to empower our members by providing high-quality financial products and services that enhance their lives. We believe in fostering financial literacy and supporting our community through outreach programs and partnerships. Whether it's helping families finance their first homes or offering guidance on managing debt, we are here every step of the way.

Branch Location & Accessibility

Accessibility Features

At Genco, we prioritize accessibility for all our members. Our branch is equipped with features that comply with ADA standards, ensuring that everyone can access our services comfortably. There's ample parking available right outside the entrance, so you won't have to worry about finding a spot when you visit.

Get in Touch

Ready to experience personalized banking? We invite you to visit us at Genco or give us a call at 254-776-9550. We look forward to serving you and helping you achieve your financial goals!

Operating Hours

Our doors are open to serve you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you're coming in for personal banking needs or looking for assistance with loans and credit cards, we're here to help when it fits your schedule.

Services Offered

At Genco, we offer a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is ready to guide you through every step. Plus, we provide ATM services for quick cash withdrawals and balance checks because we know life can get busy! While we don't currently have a drive-thru option at this location, our friendly team is always ready inside the branch to assist you promptly. If you're looking for shared services, please note that this branch does not participate in shared service centers.

Member Eligibility

Joining the Genco family is more than just opening a bank account; it's about becoming part of a caring community that supports your financial journey. At Genco, we welcome individuals who live, work, worship, or attend school in McLennan County. This means if you're in the area, you're likely eligible to join us! Becoming a member not only opens the door to a variety of financial services tailored just for you but also connects you with people who are dedicated to helping each other thrive. For detailed eligibility criteria, feel free to check out our page at gencofcu.org. When you're ready to take the next step, opening an account is simple and straightforward. You can easily start your application online by visiting this link or give us a call at 254-776-9550 if you have any questions. We're located at 105 Archway Dr, Woodway, TX 76712, and we'd love to see you here!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $912,598, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment solutions is crucial. Our merchant services help streamline your transactions, making it easy for customers to pay while you focus on what you do best running your business. Visit us at 105 Archway Dr Woodway Tx 76712 in Woodway, TX, or call us at (254) 776-9550 to discover how our business banking services can empower your entrepreneurial journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our accessible ATM & Cash Withdrawal Services ensure you can easily access your funds when needed. With ATMs conveniently located throughout the area, withdrawing cash or checking balances has never been easier. At Genco, we prioritize making banking easy and accessible for everyone in our community. If you have any questions or want to learn more about how we can serve you better, don't hesitate to reach out! Call us at (254) 776-9550, visit us at 105 Archway Dr Woodway Tx 76712, or explore our website at Woodway. Let's take this journey together!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing services can help turn that dream into reality. With competitive rates and flexible terms, you'll be on the road in no time. Imagine driving off in that car you've always wanted with an affordable monthly payment that fits your budget.

Business Banking

For entrepreneurs and small business owners, our Business Banking solutions include essential tools like Merchant Services & Business Loans. We support local businesses by providing access to capital and resources needed to grow. Think about how much easier it will be to manage your cash flow and expand operations with our dedicated business banking services.

Credit Cards with Rewards

Our Credit Cards with Rewards program offers more than just purchasing power; it rewards you for spending! Earn points on everyday purchases that can be redeemed for travel, merchandise, and more. Imagine shopping with a credit card that not only meets your needs but also gives back!

Mortgage Loans & Refinancing

If you're looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options provide you with the tools to secure your investment. We work closely with you to find the best mortgage solution that meets your needs, so you can enjoy peace of mind as you settle into your new home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. From checking balances and transferring funds to paying bills and applying for loans all at your fingertips through our user-friendly platform.

Personal Banking

When it comes to managing your money, having the right accounts can make all the difference. At Genco, we offer various Personal Banking options including Checking & Savings Accounts tailored for individuals and families alike. Whether you're saving for a vacation, planning for college, or just need a reliable checking account for daily expenses, we have you covered.

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're looking to simplify your finances, our Personal Loans & Debt Consolidation services can help ease financial burdens. Picture consolidating multiple debts into one manageable loan with lower monthly payments making it easier for you to take control of your finances.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services include electronic signature authorization, making it simple and safe to sign documents without needing to visit the branch. You can also enjoy e-statements, which help you keep track of your financial activity without the clutter of paper statements. If you're always on the go, our mobile application offers features like mobile payments and person-to-person transfers, so you can send money or make purchases directly from your phone.

Security You Can Trust

We prioritize your security with advanced encryption protocols to protect your personal information. The user-friendly interface ensures that all members can navigate their accounts easily. Whether you're a tech-savvy individual or new to online banking, you'll find our services straightforward and accessible. Managing your finances in real-time has never been easier. With our robust digital banking features at Genco, you have everything you need right at your fingertips. Experience the freedom of banking on your terms!

Financial Strength

At Genco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial foundation that allows us to support you in achieving your financial goals. With a net worth of $56,824,780, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,279 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $83,504,561 in share certificates and $34,641,987 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is reflected in our $56,709,337 in undivided earnings. This enables us to introduce innovative banking tools and stronger lending options while enhancing security measures to serve you better. With $6,184 in used auto loans and $221,224,571 in total loans and leases, our lending capacity supports your financial aspirations across various sectors. While our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 90 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 69,515, shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genco is your trusted partner. Visit us at 105 Archway Dr Woodway Tx 76712 or call (254) 776-9550 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $121,852,490 in used vehicle loans and $52,224,791 in new vehicle loans, helping our members get on the road smoothly.

Business Loans

For business owners looking to grow and expand their operations, our outstanding commercial loans amounting to $912,598 provide the capital necessary for success. We also provide various refinancing options tailored to fit different situations. If you're considering refinancing your current auto loan or mortgage to save on interest rates or monthly payments, we're here to help. Feel free to explore all our offerings through our website at gencofcu.org. For more information on eligibility and how you can become a member of Genco Credit Union, visit this link. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed with you in mind. We provide Junior Lien 1-4 Family Residential Properties loans totaling $1,490,593, making buying or refinancing simple and accessible.

Unsecured Credit Cards

Managing finances effectively is crucial for everyone. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,739,680 in loans available to assist our members.

Loan Aggregator

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Genco