Texell Credit Union Waco TX | Quick Personal Loans & Auto Financing

Introduction

Welcome to Texell, your trusted financial partner located at 1221 Hewitt Dr, Waco, TX 76712. Since our establishment in 1948, we have been dedicated to serving our community and helping our members achieve their financial goals. With a strong membership of over 52,535 individuals and total assets exceeding $752 million, we pride ourselves on being a reliable resource for personal banking, auto loans, mortgages, and much more. At Texell, we understand that every member's journey is unique. Whether you're looking to purchase your first car or need assistance with business financing, we're here to help. Our commitment to you is reflected in our total deposits of $60,148,570 and a robust net worth of $70,751,615. We ensure that your money is not only safe but also working hard for you. Under the leadership of our CEO, Tony Hale, and Board President Kenneth Gaby, our team of 210 employees is focused on providing exceptional service tailored to your needs. We offer various convenient services including online banking and drive-thru options for those on the go. While members can visit us at 1221 Hewitt Dr, official correspondence should be sent to our mailing address: PO Box 983, Temple, TX 76503. We invite you to explore how Texell can enhance your financial well-being. For any questions or to learn more about what we offer, please don't hesitate to reach out at (254) 773-1604. Your financial future starts here!

Branch History & Mission

Welcome to Texell, a credit union with a rich history and a steadfast commitment to serving the Waco community since 1948. Located at 1221 Hewitt Dr, Waco, TX 76712, our branch has grown alongside our members, evolving into a trusted financial partner for over 52,000 individuals. From our humble beginnings, Texell was founded on the principle of helping members achieve their financial goals. Over the decades, we have expanded our services and adapted to meet the changing needs of our community. Our total assets now stand at an impressive $752,749,321, reflecting our stability and growth over the years. Our mission is simple yet powerful: we strive to provide exceptional financial services while fostering strong community ties. We believe that everyone deserves access to quality banking options that empower them financially. Whether it's personal banking solutions like checking and savings accounts or more specialized services such as auto loans and mortgages, we are here to support our members every step of the way. While members can visit us at our branch location in Waco, official correspondence should be sent to PO Box 983, Temple, TX 76503 if needed. We invite you to explore the many ways Texell can serve you from online banking options to our convenient drive-thru service available Monday through Saturday. At Texell, we value technology and accessibility. Our digital advancements ensure that you can manage your finances with ease from anywhere. We take pride in being ADA compliant and providing customer-centric initiatives that cater to your needs. Community engagement is at the heart of what we do. Through various partnerships and outreach programs, we work tirelessly to give back and uplift those around us. It's this spirit of cooperation and dedication that drives us forward. Join us today and become part of a credit union that prioritizes your financial well-being while staying committed to making a positive impact in the community. Experience firsthand why so many choose Texell as their trusted financial partner! For more information or assistance, feel free to reach out at 254-773-1604 or visit us online at Texell.

Branch Location & Accessibility

Welcome to Texell, your friendly neighborhood credit union located at 1221 Hewitt Dr in Waco, TX. Our branch is conveniently situated near notable landmarks, making it easy for you to stop by for all your banking needs. Whether you're heading to the nearby shopping centers or just passing through, we're here to help you manage your finances with ease. While members can visit us at our physical location, official correspondence should be sent to PO Box 983, Temple, TX 76503. We understand how important accessibility is for our members, which is why our branch is equipped with ADA-compliant features including ramps and designated parking spaces. Our operating hours are designed with your busy schedule in mind. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 6:00 PM. For those who prefer a quicker service option, our drive-thru is open Monday through Friday from 7:30 AM to 6 PM and on Saturdays from 9:00 AM to 1:00 PM. At Texell, we offer a range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you with friendly service every step of the way. Although we currently do not have ATM services available, our drive-thru provides basic transactions like deposits and withdrawals. If you have any questions or need assistance, don't hesitate to give us a call at 254-773-1604. We look forward to welcoming you soon!

Member Eligibility

At Texell, we believe in creating a warm and welcoming community for our members. Joining us is easy, and we love to invite everyone to experience the benefits of membership. To be eligible, you simply need to live, work, worship, or attend school in the areas we serve. This means that if you're part of our vibrant local community, you're likely already qualified! For a detailed look at eligibility criteria and to ensure you meet all requirements, feel free to check out our resource at http://www.texell.org/learn/membership. Once you're ready to take the next step towards becoming a member of Texell, opening an account is straightforward. You can find all the information you need about the account opening process at https://lms-dmz-tex311989250.temenoscloudna.com/akcelerant.origination.web.dmz/default/products. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (254) 773-1604. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Running a business involves many moving parts, and managing payments shouldn't be a hassle. Our merchant services simplify transactions so you can focus on what you do best growing your business. From processing credit card payments to managing online sales, we provide tools that make it easier for you to serve your customers effectively. Located at 1221 Hewitt Dr Waco Tx 76712 in Waco, TX, we're here to partner with you every step of the way. Reach out today at (254) 773-1604 to learn how our business banking solutions can help you thrive!

Tailored Loan Options

Imagine having the financial backing to turn your ideas into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $83 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $101,314,501, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored business banking solutions including merchant services and business loans. Running a business is no small feat, but with our support, you can focus more on growth and less on financial worries.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms let you manage your finances anytime, anywhere. With features like mobile payments and e-statements, accessing your accounts has never been easier. Plus, if you need cash or want to make transactions quickly, our basic drive-thru banking service is available for deposits and withdrawals without leaving your car.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that make managing your money easy and efficient. Imagine having a checking account that fits your spending habits while allowing you to save for those special moments like a family vacation or a new home. When it comes to financing, our auto loans and vehicle financing options can help you get behind the wheel of your dream car without breaking the bank. We also provide mortgage loans and refinancing solutions, ensuring that owning a home is within reach. For those unexpected expenses or projects, consider our personal loans and debt consolidation options, which can provide relief during tough times.

Reach Out Today!

At Texell, we're committed to providing comprehensive financial services that make sense for you and your lifestyle. With friendly staff ready to assist at every turn and accessible solutions designed for convenience, we are here to help you succeed financially. If you'd like more information about any of these services or need assistance, don't hesitate to call us at (254) 773-1604. Visit us today at 1221 Hewitt Dr Waco Tx 76712 and discover how we can support your financial goals!

Rewarding Credit Options

We believe that using credit should come with rewards. That's why our credit cards with rewards allow you to earn points on your everyday purchases, turning your spending into benefits. This means every time you shop, you're one step closer to redeeming exciting rewards.

Digital & Online Banking

Key Services

Our online banking service provides 24/7 access to your account. You can check balances, transfer funds, and pay bills right from the comfort of your home or on the go. Plus, if you prefer to manage your finances from your smartphone, our mobile application is available to keep everything at your fingertips. For those who like going paperless, we offer e-statements so you can view and download your financial statements securely online. This not only helps you stay organized but also supports environmentally friendly practices. And with electronic signature authorization, signing documents has never been easier or more secure.

Security and User Experience

Your security is important to us. Our online banking system uses advanced encryption technology to protect your information. We also provide mobile payments for a seamless shopping experience without needing cash or cards. While person-to-person transfers are not currently available, we continually assess our services to enhance member satisfaction. Whether you're at home or on the move, Texell ensures that managing your money is straightforward and safe. Embrace the convenience of modern banking with us! For more details about our digital services, visit us at https://www.texell.org/ today.

Financial Strength

At Texell, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to provide exceptional service and support to our community. With a net worth of $70,751,615, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $241,498,268 in share certificates and $59,941,918 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,727, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $65,813,315 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $9,796 in used auto loans and $600,476,677 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $2,761,774, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $787,134. Total Share Accounts: 103,948, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texell is your trusted partner. Visit us at 1221 Hewitt Dr Waco Tx 76712 or call (254) 773-1604 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,102,065 in used vehicle loans and $43,399,657 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms that can fit any budget. Plus, if you're interested in refinancing an existing auto loan, we can help you explore your options.

Business Loans

For business owners, our outstanding commercial loans totaling $101,314,501 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is ready to assist you in finding the right financing solutions. Our branch is conveniently located at 1221 Hewitt Dr Waco Tx 76712, Waco, TX, making it easy for you to visit us and discuss your financial needs. You can reach us at (254) 773-1604 during our operating hours for any inquiries or assistance. The performance insights and financial data presented here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all our loan offerings today and take a step towards achieving your financial aspirations with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,703,935, make buying or refinancing simple. We guide you through every step of the process so that you can focus on making your house a home.

Unsecured Credit Cards

Managing day-to-day expenses is easier with our flexible unsecured credit card loans, with a total of $42,787,532 in loans available to help our members effectively manage their finances. With competitive interest rates and no annual fees, it's a smart choice for those looking to build or improve their credit.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers are fair and transparent.

TEXELL CREDIT UNION - Waco, TX

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