Personal Loans in Waco, TX

Looking for a personal loan in Woodway, TX with good credit? Compare offers from trusted local lenders to find low rates and terms that fit your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you deserve a loan that works for you.

Take a moment to explore personalized loan options right here in Woodway. Local credit unions understand our community and offer fast approvals with flexible repayment plans. Start comparing today to secure the best deal and keep your finances on track.

Filters

Lender
APR
Term
Amount
Link
Info
velocitycu
10.74 - 11.49 %
5 Yrs
20,000 - $40,000
∞
ecu
10.9 - 19.9 %
5 Yrs
∞
rrcu
11.3 - 13.3 %
∞
techcu
11.49 - 27.49 %
2 - 6 Yrs
$50,000
∞
meriwest
11.5 - 16.84 %
1 - 5 Yrs
2,500 - $40,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
gtfcu
12.99 %
0.1 - 5 Yrs
2,500 - $10,000
∞
unitedfcu
12.99 %
5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Velocity has a personal loan with an APR of 10.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 11.49% , also unchanged during these periods. Educators's an unsecured personal loan with an APR of 10.9% , which has stayed the same over the past 7 and 30 days. Their credit rebuilder loan and rapid relief loan both have an APR of 19.9% , also unchanged from a week and a month ago. Red River Employees has a Money line / line of credit with an APR of 11.3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured personal loans have an APR of 13.3% , also unchanged during those periods.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Greater Texas's both the Helping hand loan and Personal loan with an APR of 12.99% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loans maintain a consistent rate of 12.99% over this period.

United has a fixed rate signature personal loan with an APR of 12.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Waco, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
HEART O' TEXAS FEDERAL CREDIT UNION
7500 IMPERIAL DRIVE WACO TX 76712
ATM
Drive-Thru
P2P
E-Statements
Assets: $60,212,853
Deposits: $1,336,516
Net Worth: $4,005,043
Employees: 24
Members: 5,752
FIRST CENTRAL CREDIT UNION
9101 CHAPEL RD WACO TX 76712
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $168,681,567
Deposits: $12,723,279
Net Worth: $26,118,117
Employees: 72
Members: 19,844
TEXELL CREDIT UNION
1221 HEWITT DR WACO TX 76712
Drive-Thru
E-Statements
E-Signature
Assets: $752,749,321
Deposits: $60,148,570
Net Worth: $70,751,615
Employees: 210
Members: 52,535
GENCO FEDERAL CREDIT UNION
105 ARCHWAY DR WOODWAY TX 76712
ATM
P2P
E-Statements
E-Signature
Assets: $444,066,893
Deposits: $55,963,796
Net Worth: $56,824,780
Employees: 99
Members: 39,428

🏘️ All the Lenders Available in McLennan County, TX

✅EDUCATORS 67611 CREDIT UNION
✅GENCO FEDERAL CREDIT UNION
✅ROCKET FEDERAL CREDIT UNION
✅WACO FEDERAL CREDIT UNION
✅HEART O TEXAS CREDIT UNION
✅MEMBERS CHOICE OF CENTRAL TEXAS FEDERAL CREDIT UNION
✅FIRST CENTRAL CREDIT UNION
✅MCLENNAN COUNTY EMPLOYEES FEDERAL CREDIT UNION
✅HIGHWAY DISTRICT 9 CREDIT UNION
✅1ST UNIVERSITY CREDIT UNION
✅ACADIANA MEDICAL FEDERAL CREDIT UNION
✅SOUTHERN TEACHERS PARENTS CREDIT UNION
✅LINKAGE CREDIT UNION
✅TEXELL CREDIT UNION

Compare other loan types in Waco, TX

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