1ST UNIVERSITY CREDIT UNION

Welcome to 1st-university, a trusted financial institution that has proudly served our community since 1956. Located in the heart of Waco, TX, we are dedicated to empowering our members through exceptional financial services and a commitment to community support. Under the leadership of CEO Kevin Hood and Board President Randy Wood, our mission is to provide accessible banking solutions that cater to the diverse needs of our membership, including military families and local residents alike.

At 1st-university, your peace of mind is our priority, which is why we are insured by the NCUA since 4/11/1991 0:00. We leverage modern banking tools to enhance your experience, offering robust features such as online banking, a user-friendly mobile application, e-statements for convenience, and secure electronic signature authorization. Whether you’re looking for personal loans, auto financing, or simply a place to manage your savings, we stand ready with innovative solutions tailored just for you. For more information about our services or to get in touch, visit us at https://www.culink.net/ or contact us via fax at (254) 752-0552. Join us as we continue to build a financially secure future together!

At 1st University, we understand that financial needs vary from person to person, which is why we offer a comprehensive range of services designed to help our members manage their everyday banking needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans and vehicle financing, or even mortgage loans and refinancing, we've got you covered. Our business banking solutions include merchant services and business loans to support small businesses in the community. With our online banking platform and mobile app, managing your finances has never been easier. You can access your accounts anytime, anywhere, making it simple to track your spending, pay bills, or transfer funds with just a few taps on your phone.

In addition to traditional banking services, we provide innovative tools such as e-statements and e-signatures for a seamless digital experience. While we currently do not support person-to-person transfers, our mobile payments feature ensures that transactions are quick and secure. Our commitment to accessibility means that becoming a member is straightforward; you can learn more about eligibility by visiting http://www.culink.net/open-an-account . If you're in the market for a loan or want to compare rates, our partners at https://www.lendmesh.com/loans/personal_loans can assist you in finding the best options tailored to your financial goals. We invite you to reach out for personalized support at (254) 752-0552—we're here to help you achieve your financial milestones with confidence and ease.

1st University Credit Union stands as a beacon of financial stability and community trust. With a Total Membership of 1,829, our institution embodies the spirit of cooperation and mutual assistance, ensuring that each member is valued and supported. Our commitment to excellence is reflected in our impressive Total Assets, which amount to 17,496,080, showcasing our strong financial foundation.

In addition to our robust asset base, we proudly report a Net Worth of 1,812,290, underlining our capacity for sustainable growth and resilience. This financial strength is further evidenced by a healthy Net Worth Ratio of 1,036, ensuring that we maintain a solid buffer against uncertainties while prioritizing member interests.

The sound management of resources is highlighted by our Total Deposits, currently at 961,935, indicating the trust placed in us by our members. Furthermore, we have successfully managed a diverse portfolio with Total Loans and Leases totaling 655, including a notable Credit Card Loan Volume of 254 and an Auto Loan Volume of 298. This diversification allows us to meet various financial needs while promoting economic well-being within our community.

Our dedicated team, consisting of 10 employees, works tirelessly to deliver high-quality service and support to all members. In an ever-changing financial landscape, we have maintained a positive Net Income of 26,034, which reinforces our operational efficiency and commitment to providing valuable services without compromising on quality.

At 1st University Credit Union, we believe in transparency and accountability. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , ensuring that you can trust the figures we present.

If you're considering your options for loans or other financial services, we invite you to explore how 1st University Credit Union can assist you in achieving your financial goals. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.