As we continue this journey together, we invite you to become part of the 1st University family. Experience the personalized service and community support that sets us apart. Visit us today or give us a call at 254-752-2797 to learn more about how we can help you achieve your financial dreams!
At 1st University, our mission is clear: to provide exceptional financial services while actively supporting our community. We believe that everyone deserves access to affordable banking solutions that empower them to thrive. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we are dedicated to meeting the diverse needs of our members. We understand that convenience is key in today's fast-paced world. That's why we offer online and mobile banking services, making it easier than ever for you to manage your finances on-the-go. With ATM availability at our branch and shared service centers nearby, accessing your money is straightforward and hassle-free. In addition to providing financial products, we take pride in giving back to the community through various outreach initiatives and partnerships with local organizations. We believe that a strong community benefits everyone and are committed to playing our part. While members can visit us at 24 La Salle Ave Unit C for all their banking needs, official correspondence should be sent to the same address for consistency.
At 1st University, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can navigate our space comfortably. There's ample parking available right outside, so you won't have to worry about finding a spot during your visit. While members can visit us at 24 La Salle Ave Unit C, official correspondence should be sent to the same address for consistency.
We understand that life can get busy! That's why our lobby hours are designed to fit into your schedule open Monday through Friday from 7:30 AM to 5:30 PM. Whether you're looking to open a new account or need assistance with loans, our friendly staff is ready to help. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Plus, we offer convenient online and mobile banking services so you can manage your finances on the go. And don't forget our ATM is available for cash withdrawals and balance checks whenever you need it!
We invite you to stop by or give us a call at 254-752-2797 with any questions you may have. At 1st University Credit Union, we are dedicated to providing exceptional service tailored just for you. Experience the ease of banking with us today!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs.
Imagine processing payments effortlessly while keeping your cash flow steady. Our merchant services allow you to accept a variety of payment methods easily. This means you can focus on what truly matters: growing your business and serving your customers without the hassle of complicated transactions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Whether you're just starting or looking to expand, 1st University is here to help you succeed every step of the way.
If you're a business owner, you'll appreciate our Business Banking services which include merchant services and business loans. We understand the unique challenges businesses face and offer tailored financial solutions to help you thrive.
To make banking easier than ever, we offer robust Online & Mobile Banking options. Manage your accounts anytime from anywhere with features like mobile payments and electronic statements. Plus, with an ATM conveniently located at our branch, accessing cash is straightforward just withdraw or check balances at your convenience.
For those who love rewards, our Credit Cards with Rewards program allows you to earn points on everyday purchases. Picture yourself earning cash back or travel rewards just by using your card for regular expenses.
Owning a home is a significant milestone, and at 1st University, we support you every step of the way with our Mortgage Loans & Refinancing options. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, our team is here to guide you through the process.
For those managing their day-to-day finances, our Personal Banking options include both checking and savings accounts. Imagine having an account that not only keeps your money safe but also helps it grow through competitive interest rates. Our accounts are designed to fit various lifestyles, ensuring that everyone can find the perfect match.
Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services provide quick access to funds when you need them most. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, we've got you covered.
As part of our commitment to accessibility, we also support basic shared branch transactions for partner credit union members. This means deposits and withdrawals can be made even if you're away from home! If you have any questions about these services or want to explore how they can benefit you personally, don't hesitate to reach out! Call us at (254) 752-2797, visit us in person at 24 La Salle Ave Unit C Waco Tx 76706, or check out more details on our website: 1st University Credit Union. We're excited to help you achieve your financial goals!
If you're considering buying a new car or refinancing an existing vehicle, look no further than our Auto Loans & Vehicle Financing services. With flexible terms and competitive rates, we make it easy for you to drive off in the vehicle of your dreams without stretching your budget.
With our online banking platform, accessible at https://www.culink.net/, you can check your balance, pay bills, and transfer funds all from the comfort of your home or on the go. Our 24/7 online banking services ensure that you have control over your finances at any hour. Whether you're making a quick payment or reviewing your account statements, everything is just a click away.
For those who prefer banking on their mobile devices, our mobile application is here for you! You can conveniently make mobile payments, giving you a seamless way to handle transactions right from your smartphone. And if you're looking to send money to friends or family, our person-to-person transfer feature allows for easy money sharing although please note that this service is currently not available at 1st University. In today's fast-paced world, having access to real-time account management through digital banking is essential. With features like mobile payments and e-statements, managing your finances has never been easier. Join us at 1st University and experience the convenience of modern banking tailored just for you!
Your security is our top priority. We use advanced encryption technologies to keep your information safe while you bank online. Plus, our electronic signature authorization feature makes it simple to sign documents electronically, saving you time and hassle. With e-statements available, you can easily keep track of your financial history without the clutter of paper statements.
Total Share and Deposit Accounts stand at 2,573, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $161,163. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st University is your trusted partner. Visit us at 24 La Salle Ave Unit C Waco Tx 76706 or call (254) 752-2797 to learn more about how we can help you achieve your financial goals.
With $1,786,256 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $149 in used auto loans and $13,735,304 in total loans and leases.
Members' savings are secured through $2,940,369 in share certificates and $380,025 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $8,692 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $1,812,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.36% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,696,492 in used vehicle loans and $1,655,284 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle simple and affordable.
Our total credit lines amount to $4,500,000, giving you access to additional funds when you need them most. This flexibility allows you to cover unexpected expenses or pursue opportunities without hassle.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $859,103, make buying or refinancing straightforward. We aim to simplify the process so you can focus on making your house a home.
If you're considering refinancing any of your existing loans, we have options available that can potentially lower your monthly payments or help you pay off debt faster. Reach out to our team for more details about eligibility requirements and how we can assist you in this process. For more information on our loan products and how they can fit into your financial plans, please visit us online at 1st University Credit Union or contact us directly at (254) 752-2797. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial aspirations!
We also offer flexible terms on unsecured credit card loans, with a total of $23,691 in loans helping members manage their finances effectively. These cards provide a reliable way to handle everyday expenses while building your credit history.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, allowing them to make informed decisions without hidden surprises.