As the first university established in Texas, 1st University proudly serves members across the entire state with a commitment to empowering communities through accessible and comprehensive financial services. Membership opens the door to a wide range of benefits tailored to meet your everyday banking and long-term financial goals. Whether you’re managing personal finances or growing your business, 1st University supports you with convenient statewide ATM and cash withdrawal services—including basic ATM access for withdrawals and balance checks—as well as shared branch transactions for partner credit union members.

Explore competitive auto loans and vehicle financing designed to get you on the road with confidence, alongside mortgage loans and refinancing options that make homeownership more attainable. Personal banking is simplified with checking and savings accounts, credit cards offering rewarding perks, flexible personal loans for debt consolidation, plus robust online and mobile banking platforms that keep your finances at your fingertips anytime, anywhere.

Business members benefit from tailored merchant services and business loan solutions crafted to fuel growth across Texas. Beyond banking, 1st University actively invests in community programs that strengthen neighborhoods statewide. Experience the value of membership where Texas pride meets trusted financial partnership—designed just for you.