1ST UNIVERSITY CREDIT UNION - Waco, TX

Welcome to 1st University, your trusted financial partner located at 2100 River St, Waco, TX 76706. Since our establishment in 1956, we have been dedicated to serving our community with personalized financial solutions and a commitment to member satisfaction. With a strong membership base of 1,829 individuals and total assets exceeding $17,496,080, we pride ourselves on being a cornerstone of financial stability and support in the Waco area. At 1st University, we believe that banking should be about more than just numbers. Our mission is to empower members through accessible financial services tailored to their unique needs. Whether you're looking for loans, savings options, or expert advice, our friendly team is here to guide you every step of the way. Our CEO, Kevin Hood, and Board President, Randy Wood, lead our dedicated staff of 10 employees who are passionate about making a difference in our members' lives. While you can easily visit us at our branch location for all your banking needs, please note that official correspondence should be directed to the same address as we currently do not have a separate mailing address. Feel free to reach out at (254) 710-1414 during our business hours from Monday to Friday, 8:00 AM - 6:00 PM. With total loans amounting to 655 and deposits reaching $961,935, our focus on responsible lending and solid growth ensures that we remain well-positioned to support our members' financial goals. We invite you to explore how joining our credit union can lead to greater financial well-being and community connection. Discover more about what we offer by visiting us online at culink.net, or better yet come see us in person! Your journey towards smarter banking starts here with 1st University!

Welcome to 1st University, your friendly neighborhood credit union located at 2100 River St, Waco, TX 76706. Our branch is conveniently situated near local landmarks that make it easy for you to stop by and handle your banking needs. Whether you're visiting us after a stroll through the nearby parks or heading back from a day of shopping, we're here to serve you. At 1st University, we understand the importance of accessibility. Our branch is equipped with features that ensure everyone can visit us comfortably. We have dedicated parking spaces and ADA-compliant ramps to make your experience smooth and hassle-free. We're open Monday through Friday from 8:00 AM to 6:00 PM, providing ample time for you to come in before or after work. While we don't offer ATM services or drive-thru banking at this location, our friendly staff is always ready to assist you with all your banking needs inside the branch. If you need to reach us, feel free to give us a call at 254-710-1414. While members can visit us at our physical address for transactions and inquiries, please remember that official correspondence should be sent directly to our mailing address if it differs. We invite you to come by and discover how 1st University can support your financial journey. Your satisfaction is our priority, and we look forward to welcoming you soon!

At 1st University, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're interested in joining us, you'll be glad to know that eligibility is straightforward and welcoming. Generally, anyone who lives, works, or attends school in the area can become a member. We love to see our community thrive and are dedicated to offering you the support you need. To get started on your journey with us at 1st University, simply check out our eligibility details at http://www.culink.net/open-an-account . Once you're ready, opening an account is easy! Just visit us online through this link: https://www.mobicint.net/bue/login/loanapp or give us a call at (254) 710-1414 if you have any questions. We're excited to help you take this important step towards better financial health right here at 2100 River St Waco Tx 76706!

At 1st University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on the solid foundation of our financial strength, and we are proud to showcase our robust position in the community. With a net worth of $1,812,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,036 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,940,369 in share certificates and $380,025 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,786,256 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $149 in used auto loans and $13,735,304 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $26,034, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $161,163. Total Share Accounts: 2,573, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st University is your trusted partner. Visit us at 2100 River St Waco Tx 76706 or call (254) 710-1414 to learn more about how we can help you achieve your financial goals.