Personal Loans in Waco, TX

Looking for a personal loan in Woodway, TX with good credit? Compare offers from trusted local lenders to find low rates and terms that fit your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you deserve a loan that works for you.

Take a moment to explore personalized loan options right here in Woodway. Local credit unions understand our community and offer fast approvals with flexible repayment plans. Start comparing today to secure the best deal and keep your finances on track.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
etpcu
6.75 - 18 %
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
bvscu
7 - 18 %
5 Yrs
tdecu
7.14 - 9.74 %
1 - 7 Yrs
10,000 - $50,000
myncu
7.14 - 18 %
3.1 - 4 Yrs
soarion
7.69 - 8.19 %
5 Yrs
abileneteachersfcu
7.75 - 17.99 %
0.1 - 5 Yrs
$15,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

East Texas Professional's personal loans with an APR of 8.95% , which has stayed the same over the past 7 and 30 days. Their credit builder loans have a 6% APR, also unchanged from one week and one month ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Brazos Valley Schools has a Summer/holiday loan with an APR of 7% , which has stayed the same over the past 7 and 30 days. Their Signature loan and Line of credit both have an APR of 9% , also unchanged from one week and one month ago.

Texas Dow Employees has a Personal loan with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash $tash line of credit has a steady APR of 9.74% during the same periods. Both rates have not changed recently. Neighborhood's unsecured personal loans with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal loans plus have a fixed APR of 9.49% , also unchanged during these periods. Both loan types provide consistent rates without recent increases or decreases.

Soarion's Signature loan has an APR of 7.69% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Abilene Teachers has a personal secured loan with a 2% APR, unchanged from both 7 and 30 days ago. Their personal signature loan has a 9.7% APR today, up from 7.75% thirty days ago but steady compared to 7 days ago. The credit builder loan remains at 4.25% APR with no change over the past week.

🏦 All Local Lenders in Waco, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
HEART O' TEXAS FEDERAL CREDIT UNION
7500 IMPERIAL DRIVE WACO TX 76712
ATM
Drive-Thru
P2P
E-Statements
Assets: $60,212,853
Deposits: $1,336,516
Net Worth: $4,005,043
Employees: 24
Members: 5,752
FIRST CENTRAL CREDIT UNION
9101 CHAPEL RD WACO TX 76712
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $168,681,567
Deposits: $12,723,279
Net Worth: $26,118,117
Employees: 72
Members: 19,844
TEXELL CREDIT UNION
1221 HEWITT DR WACO TX 76712
Drive-Thru
E-Statements
E-Signature
Assets: $752,749,321
Deposits: $60,148,570
Net Worth: $70,751,615
Employees: 210
Members: 52,535
GENCO FEDERAL CREDIT UNION
105 ARCHWAY DR WOODWAY TX 76712
ATM
P2P
E-Statements
E-Signature
Assets: $444,066,893
Deposits: $55,963,796
Net Worth: $56,824,780
Employees: 99
Members: 39,428

🏘️ All the Lenders Available in McLennan County, TX

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