Personal Loans in Decatur, IL

Looking for personal loan rates in Decatur, IL? Compare offers from trusted local lenders to find the best deal that fits your needs. Whether it’s for home improvements, debt consolidation, or unexpected costs, you can secure a loan with flexible terms and clear repayment plans.

Decatur borrowers trust credit unions and banks that offer competitive rates and quick approvals. Start your comparison today to see how easy it is to get affordable financing while supporting local lenders who care about the community’s financial well-being.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
msufcu
7 - 28 %
1.6 - 15 Yrs
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
firstcommunity
8.25 - 10.45 %
5 Yrs
∞
statefarmfcu
8.49 - 9.49 %
5 Yrs
$50,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Michigan State University has a Green & white loan with an APR of 7% , unchanged from 90 days ago. The Signature loan has a rate of 11.5% , which has also stayed the same over the past three months. Both loans provide fixed rates that have not shifted recently.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. First Community's personal loans like The wedding loan (signature loan) with an APR of 8.25% and the Member's choice (signature loan) at 10.45% . These rates have stayed the same over the past 7, 30, 60, and 90 days. The Vacation/holiday loan also holds steady at 9% APR.

State Farm's personal installment loan has an APR of 8.49% , which hasn't changed in the past 7, 30, 60, or 90 days. The line of credit loan rate is 9.49% , remaining steady compared to 7 days ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Decatur, IL

Lender NameBranch AddressOffice ServicesLender Snapshot
DECATUR POLICEMEN CREDIT UNION
707 W SOUTH SIDE DR DECATUR IL 62521
P2P
Assets: $5,136,960
Deposits: $661,933
Net Worth: $719,382
Employees: 3
Members: 396
LAND OF LINCOLN CREDIT UNION
4850 E PROSPERITY PLACE DECATUR IL 62521
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $470,088,144
Deposits: $21,009,860
Net Worth: $44,746,556
Employees: 150
Members: 38,708
DECATUR EARTHMOVER CREDIT UNION
4855 ALDI DR DECATUR IL 62521
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $292,870,039
Deposits: $12,312,828
Net Worth: $34,850,245
Employees: 106
Members: 21,278
STALEY CREDIT UNION
440 N 22ND ST DECATUR IL 62521
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $208,781,098
Deposits: $14,774,857
Net Worth: $22,415,907
Employees: 50
Members: 18,012
UNITED EQUITY CREDIT UNION
3695 E WILLIAM STREET RD DECATUR IL 62521
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $70,637,576
Deposits: $4,097,043
Net Worth: $10,585,336
Employees: 23
Members: 6,581

🏘️ All the Lenders Available in Macon County, IL

✅DECATUR POLICEMEN CREDIT UNION
✅LAND OF LINCOLN CREDIT UNION
✅DECATUR EARTHMOVER CREDIT UNION
✅STALEY CREDIT UNION
✅UNITED EQUITY CREDIT UNION
✅DECATUR POSTAL CREDIT UNION
✅1ST MIDAMERICA CREDIT UNION
✅IBEW LOCAL 146 CREDIT UNION
✅CITIZENS EQUITY FIRST CREDIT UNION

Compare other loan types in Decatur, IL

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