United Equity is not just a place for transactions; it's a hub for community engagement. We actively seek opportunities to give back through local initiatives that support education, health, and welfare in Decatur. Our shared service center ensures that even if you're a member of another participating credit union, you can access essential services right here with us. Join us at United Equity today! Experience the difference that comes from being part of a credit union focused on your financial success while investing in the community's well-being. Together, we can create a brighter future for all! For more information or assistance, feel free to reach out at (217) 422-3966 during our operating hours: Monday - Friday from 8:30 AM - 5:00 PM. We look forward to welcoming you into our family!
At United Equity, our mission extends beyond just offering financial products; we strive to enhance the lives of those in our community. We believe that everyone deserves access to quality banking services tailored to their unique circumstances. This belief drives us to offer a range of services including checking and savings accounts, auto loans, mortgage financing, and more. We also prioritize community support through various outreach programs and partnerships that foster growth and development within Decatur. For your convenience, we provide modern banking features such as online and mobile banking options, allowing you to manage your finances anytime and anywhere. Additionally, we are proud to offer ATM availability and drive-thru banking services for quick transactions. If you need further assistance or wish to send official correspondence, please note that our mailing address is 1130 E Pershing Rd, Decatur, IL 62526.
If you have questions or would like more information about what we can do for you, don't hesitate to reach out! Call us at 217-422-3966 or stop by during our operating hours. At United Equity, we're dedicated to helping you achieve your financial dreams. Come visit us today!
Our branch is situated near popular local spots, ensuring that your visit is both pleasant and efficient. Just a short drive from the bustling downtown area, you can find us easily when you're out running errands or exploring the city. We provide ample parking for our members and ensure that our facilities are ADA-compliant, featuring ramps and accessible entrances for those who need them.
We understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:00 PM. During these hours, our friendly staff is ready to assist with personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. If you prefer banking on-the-go, take advantage of our online and mobile banking options. For those who enjoy a little extra convenience, we also offer drive-thru banking services perfect for quick deposits or withdrawals without leaving your vehicle. And if you're part of a partner credit union, our shared service center allows you to perform basic transactions right here at our location.
In addition to loans, our merchant services provide practical tools for managing daily transactions. Picture this: you run a bustling café in Decatur. With our payment processing solutions, you can accept credit card payments quickly and securely, allowing you to focus on what matters most delighting your customers with great food and service. When you're ready to take the next step in growing your business, visit us at 3695 E William Street Rd, Decatur, IL 62521 or give us a call at 217-422-3966. Together, we can build a brighter future for your business!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we have yet to fund specific commercial loans for our members or non-members, we're eager to explore financing solutions tailored to your needs as we grow together. Imagine accessing funds that allow you to expand operations, hire new staff, or invest in essential equipment. These possibilities can turn your business dreams into reality.
For small business owners, United Equity offers tailored solutions to help your business thrive. Our merchant services simplify payment processing so you can focus on what really matters: growing your business. Additionally, we provide business loans designed to support your operational needs or expansion plans.
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With just a few clicks or taps on your smartphone, you can check balances, transfer funds, and even make person-to-person payments seamlessly. Our ATM services allow easy cash withdrawals and balance checks whenever you need them.
When visiting us in person, enjoy basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. We also participate in shared branch transactions, allowing members from partner credit unions to access their accounts conveniently at our location. At United Equity, we are committed to being more than just a financial institution; we are here to support you every step of the way on your financial journey. Explore our comprehensive list of services and see how we can help meet your needs today! If you're ready to take the next step or have questions about any of our offerings, don't hesitate to reach out or visit us at 3695 E William Street Rd Decatur Il 62521! We look forward to serving you soon!
We understand that managing finances can be overwhelming, which is why we offer a variety of personal banking options tailored to simplify your life. Whether you're looking to open a checking or savings account, we have products designed to help you save and manage your money effectively. For those in need of financing for a vehicle, our auto loans provide competitive rates and flexible terms, making it easier for you to get on the road. If home ownership is your dream, our mortgage loans and refinancing options are here to assist you in making that dream come true. We also provide personal loans for various needs, including debt consolidation, helping you regain control over your financial situation. And don't forget about our credit cards with rewards perfect for everyday purchases while earning benefits along the way.
We know life gets busy, which is why our mobile payments feature allows you to make purchases directly from your phone. Imagine leaving your wallet at home but still being able to pay with ease! Our services are designed to fit seamlessly into your lifestyle. Whether you're a tech-savvy individual or someone who prefers simplicity, our digital banking options cater to all needs. Experience real-time account management with just a few taps on your device. At United Equity, we're committed to providing accessible and straightforward banking solutions that empower you to take control of your finances confidently. Explore all these great features today by visiting us online at https://www.uecu.com/. Join the future of banking with United Equity where convenience meets reliability!
With our 24/7 online banking services, you can check your balance, pay bills, and transfer funds without any hassle. Our user-friendly mobile application is available for download, making it even easier to manage your finances while you're out and about. You'll appreciate the ability to make person-to-person transfers quickly and securely, so sending money to friends or family has never been simpler. Security is a top priority for us at United Equity. We utilize electronic signature authorization, ensuring that your transactions are safe and verified. Plus, with e-statements available, you can keep track of your financial activity in a secure digital format helping you stay organized and reduce paper clutter.
With $10,175,713 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,536 in used auto loans and $45,683,732 in total loans and leases. Our operational efficiency shines through with a reported net income of $298,669, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 14 full-time employees and 9 part-time employees who are always ready to assist you with a knowledgeable, committed team.
We proudly serve a strong community with a total of 10,442 share and deposit accounts. This reflects the trust that our growing member base places in us to manage their finances responsibly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Equity is your trusted partner. Visit us at 3695 E William Street Rd Decatur Il 62521 or call (217) 422-3966 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Members' savings are secured through $10,398,792 in share certificates and $4,996,411 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs over traditional banking practices. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $10,585,336, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
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