Staley Credit Union Decatur IL | Best Auto Loans & Business Banking

Introduction

Welcome to Staley, your trusted partner in financial wellness located at 440 N 22Nd St, Decatur, IL 62521. Since our establishment in 1930, we have dedicated ourselves to serving our community and helping our members achieve their financial goals. With a total membership of over 18,000 and assets exceeding $208 million, we pride ourselves on being a reliable resource for all your banking needs. At Staley, we understand that each member has unique financial needs. That's why we offer a comprehensive range of services, from personal checking and savings accounts to auto loans, mortgages, and business banking solutions. Whether you're looking to buy your first car or need help with refinancing your home, we are here to guide you every step of the way. Our leadership team is committed to fostering a welcoming environment. Under the guidance of CEO Kimberly Ervin and Board President James Slade, our dedicated staff of 50 employees works tirelessly to ensure that you receive personalized service tailored to your needs. We also make it easy for you to access your accounts anytime with online and mobile banking services. If you ever need assistance or have questions about our offerings, don't hesitate to reach out! You can contact us at (217) 423-9767 during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 12 noon. We invite you to visit us at our branch or explore more about what we offer by visiting our website at www.staleycu.com. Join us today and experience the Staley difference where community matters and your financial success is our priority!

Branch History & Mission

At Staley, we are proud of our rich history that dates back to 1930. Our journey began with a simple mission: to provide financial services that empower our members and strengthen our community. Located at 440 N 22Nd St in Decatur, IL, we have grown from a small credit union into a thriving institution with over 18,000 members and total assets exceeding $208 million. Over the years, we've embraced change and innovation while staying true to our core values. From the early days of serving local families to today's modern banking solutions, Staley has continuously evolved. We have adapted to meet the needs of our members, offering a range of products including personal banking, auto loans, mortgages, and business services. Our mission is clear: we strive to improve the financial well-being of our members by providing affordable financial services with a personal touch. We believe in building lasting relationships and supporting our community through outreach programs and partnerships. Each member is not just a number; they are part of the Staley family. While members can visit us at 440 N 22Nd St Decatur Il 62521, official correspondence should be sent to the same address as there is no separate mailing address provided. Our operating hours are designed for your convenience: Monday through Friday from 8 am to 5 pm and Saturdays from 8 am to noon. Additionally, we offer ATM availability and drive-thru banking for easy access to your finances. At Staley, we are committed to ensuring that all members have equal access to our services. We prioritize digital advancements and ADA compliance so that everyone can benefit from online and mobile banking options. Whether you prefer banking at home or visiting us in person, we make it easy. Join us as we continue our commitment to serve Decatur and the surrounding communities. Experience the difference that comes from being part of a credit union that truly cares about its members. For more information or to become a member today, call us at (217) 423-9767 or visit our website at Staley. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Staley Credit Union, we prioritize accessibility. Our branch includes features such as ADA-compliant entrances and ramps, making it easy for everyone to visit us. Additionally, ample parking is available nearby, ensuring you can park easily while you take care of your banking.

Call-to-Action

Ready to experience exceptional service? We invite you to visit us at our Decatur branch or give us a call at 217-423-9767. Join the Staley family today and let us help you reach your financial goals!

Nearby Landmarks

As you visit us, you'll find that we are close to several well-known spots in Decatur. Whether you're coming from downtown or just passing through, our branch is easy to find and access. We want your experience with us to be as convenient as possible.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Friday from 8 AM to 5 PM and even on Saturday from 8 AM to 12 noon. Whether you have a quick question or need assistance with more complex transactions, our friendly staff is here to help during these hours.

Services Offered

Staley Credit Union provides a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle, adding an extra layer of convenience.

Member Eligibility

Joining the Staley community means stepping into a world of support and financial empowerment. At Staley, we believe that everyone deserves access to quality financial services, and becoming a member is both simple and welcoming. If you're located in the Decatur area or even just nearby, you're likely eligible for membership! We proudly serve individuals who live or work in our community, as well as their family members. This inclusive approach ensures that you can benefit from our personalized banking solutions tailored to your unique needs. To learn more about the specific eligibility requirements, feel free to check out our detailed guide. Once you find that you qualify, opening an account is straightforward and hassle-free. You can reach out to us at 217-423-9767 for any questions, or simply visit us at 440 N 22Nd St, Decatur, IL 62521. We're excited to welcome you into the Staley family and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer merchant services designed to simplify your daily operations. Picture this: accepting payments easily from customers while managing transactions effortlessly online. Our services help you focus on what you do best growing your business. Visit us at 440 N 22Nd St Decatur Il 62521, Decatur, IL, or call us at (217) 423-9767 to learn how we can help take your business to the next level!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick deposits and withdrawals along with shared branch transactions for members of partner credit unions. This means even if you're away from home, you can still manage your finances seamlessly. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 217-423-9767 during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 12 noon. At Staley, we're not just about transactions; we're about building relationships. Visit us today at 440 N 22Nd St, Decatur or explore more about our services at Staley's Website. Let us help you achieve your financial goals!

Business Banking Support

For local entrepreneurs, we offer business banking solutions that include merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to help your business thrive.

Credit Cards with Rewards

Who doesn't love rewards? With our credit cards offering various perks, you can earn points while making everyday purchases. It's an excellent way to get more from your spending.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why Staley provides robust online and mobile banking features. You can check balances, transfer funds, and pay bills right from your phone or computer. Plus, our ATM and cash withdrawal services ensure that you can access your cash whenever you need it.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services can help make your dream a reality. We provide guidance throughout the process, ensuring you find a mortgage solution that suits your financial situation. If you're facing debt challenges, consider our personal loans and debt consolidation services to regain control over your finances.

Personal Banking Solutions

For those managing their day-to-day finances, our personal banking options include checking and savings accounts that fit your lifestyle. Imagine having a checking account with no monthly fees or a savings account that helps you grow your money over time this is just part of what we offer. If you're planning to purchase a vehicle, our auto loans and vehicle financing options are designed to get you on the road quickly and affordably. We understand how important it is to have reliable transportation.

Digital & Online Banking

Key Features

We offer electronic signature authorization, allowing you to sign documents digitally no need for paper or trips to the branch. This feature saves you time and adds an extra layer of convenience. Additionally, e-statements are available, so you can view your account statements electronically without the clutter of paper. For those who love mobile technology, our mobile application provides all the functionalities of online banking right in your pocket. You can make mobile payments easily and even set up person-to-person transfers to send money to friends or family instantly. These features ensure that you have real-time access to your money whenever you need it. At Staley, we prioritize security in all our digital transactions. Our systems are equipped with advanced security measures to protect your personal information while making it easy for you to bank confidently. Join us at Staley and experience how our digital and online banking services can enhance your banking experience. Visit us at https://www.staleycu.com/ today!

Financial Strength

At Staley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to transparency and strength is reflected in our robust financial metrics, reassuring you that your assets are well-managed. With a net worth of $22,415,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.74% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $32,595,708 in share certificates and $22,397,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is evident with $22,399,157 in undivided earnings. We reinvest these earnings into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $3,032 in used auto loans and $146,939,722 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our operational efficiency is reflected in our $605,296, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 8 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and care. Our net shares (funds available for lending and investments) amount to $15,405, while we boast a total of 35,758 accounts indicating a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Staley is your trusted partner. Visit us at 440 N 22Nd St Decatur Il 62521 or call (217) 423-9767 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $46,511,227 in used vehicle loans and $21,628,815 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, we have flexible terms that can fit your budget.

Credit Lines and More

In addition to these offerings, our total credit lines amount to $43,824,600, providing additional financial flexibility for members who may need access to revolving credit for various expenses. If you're interested in any of our loan products or would like more information about refinancing or eligibility options available at Staley, please don't hesitate to contact us. Our team is dedicated to helping you navigate your financial journey. For performance insights and financial data referenced here, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Take the first step towards achieving your financial goals with Staley today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $5,988,821, allowing you to invest in your dream home or secure a better rate on your existing mortgage. If you're considering refinancing, we can discuss eligibility options tailored for you.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $8,269,082 in unsecured credit card loans already helping members manage their finances effectively, you can access funds when you need them without collateral requirements.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By focusing on transparency and accuracy, LendMesh empowers users to make informed financial decisions without the confusion often associated with loan shopping. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to trust the information they receive. LendMesh offers several benefits designed to build user confidence: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh provides unbiased results. Every lender is listed based solely on the loan terms they offer. - Real-Time Rate Comparisons: With access to up-to-date loan rates from multiple institutions, users can quickly find the best options available, helping them save both time and money. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

STALEY CREDIT UNION - Decatur, IL

Compare Loan Rates Near You

Loan rates in Decatur, IL (62521)