Personal Loans in Grand Rapids, MI

Looking to move from a personal loan to a home loan in Grand Rapids, MI? Compare local offers to find flexible terms and low rates that fit your budget. Our community-focused lenders make borrowing simple and transparent—no surprises, just support.

Whether you’re tackling home improvements or managing expenses, Grand Rapids residents can discover tailored loan options with trusted local credit unions. Start comparing today to secure the right loan for your goals and enjoy fast approvals with friendly service.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
msufcu
7 - 28 %
1.6 - 15 Yrs
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
dowcreditunion
8 - 10.94 %
3.1 - 6 Yrs
∞
trueccu
8.24 %
6 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Michigan State University has a Green & white loan with an APR of 7% , unchanged from 90 days ago. The Signature loan has a rate of 11.5% , which has also stayed the same over the past three months. Both loans provide fixed rates that have not shifted recently.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Dow's personal loans with an APR of 8% for non–rebate loans and 10% for rebate–eligible loans. Rates for both types have stayed the same compared to 7, 30, and 60 days ago but are lower than 90 days ago.

True Community's Signature loan has a fixed APR of 8.24% today, unchanged from 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.74% . State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

🏦 All Local Lenders in Grand Rapids, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
MICHIGAN FIRST CREDIT UNION
50 LOUIS ST NW GRAND RAPIDS MI 49503
ATM
P2P
E-Statements
Assets: $1,456,336,933
Deposits: $92,717,185
Net Worth: $215,571,682
Employees: 490
Members: 165,037
BLOOM CREDIT UNION
401 HALL ST SW GRAND RAPIDS MI 49503
P2P
E-Statements
E-Signature
Assets: $193,113,978
Deposits: $14,790,884
Net Worth: $19,960,705
Employees: 46
Members: 13,361
WEST MICHIGAN CREDIT UNION
1720 MICHIGAN ST NE GRAND RAPIDS MI 49503
P2P
E-Statements
E-Signature
Assets: $260,454,888
Deposits: $27,078,129
Net Worth: $53,083,778
Employees: 68.0
Members: 17,537
LAKE MICHIGAN CREDIT UNION
260 JEFFERSON AVE SE GRAND RAPIDS MI 49503
ATM
P2P
E-Statements
E-Signature
Assets: $14,380,227,851
Deposits: $1,216,867,746
Net Worth: $1,637,578,402
Employees: 1678
Members: 496,820
LAKE MICHIGAN CREDIT UNION
342 MICHIGAN ST NE GRAND RAPIDS MI 49503
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $14,380,227,851
Deposits: $1,216,867,746
Net Worth: $1,637,578,402
Employees: 1678
Members: 496,820

🏘️ All the Lenders Available in Kent County, MI

✅INTANDEM CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅MICHIGAN FIRST CREDIT UNION
✅COMMUNITY WEST CREDIT UNION
✅RIVER VALLEY 62123 CREDIT UNION
✅TRICITIES CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION
✅ARBOR FINANCIAL CREDIT UNION
✅PFCU CREDIT UNION
✅COMPASS 62040 CREDIT UNION
✅ADVENTURE CREDIT UNION
✅NORTH CENTRAL AREA CREDIT UNION
✅CONSUMERS 62172 CREDIT UNION
✅MEIJER CREDIT UNION
✅BLOOM CREDIT UNION
✅WEST MICHIGAN CREDIT UNION
✅DFCU FINANCIAL CREDIT UNION
✅HONOR CREDIT UNION
✅LATVIAN HERITAGE CREDIT UNION
✅KELLOGG COMMUNITY CREDIT UNION
✅KENOWA COMMUNITY FEDERAL CREDIT UNION
✅AAC CREDIT UNION
✅CREDIT UNION ONE CREDIT UNION
✅MEMBERS FIRST 62076 CREDIT UNION
✅1166 FEDERAL CREDIT UNION
✅RIO BLANCO SCHOOLS FEDERAL CREDIT UNION
✅MAUI TEACHERS FEDERAL CREDIT UNION
✅A T T EMPLOYEES PITTSBURGH CREDIT UNION
✅PITTSBURGH FEDERAL CREDIT UNION
✅AEROQUIP CREDIT UNION
✅TOTAL COMMUNITY CREDIT UNION
✅PREFERRED CREDIT UNION
✅COLUMBIA CREDIT UNION
✅STRAITS AREA FEDERAL CREDIT UNION
✅ALLEGHENY CENTRAL FEDERAL CREDIT UNION
✅BLUEOX CREDIT UNION
✅GR CONSUMERS CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
✅TRUNORTH FEDERAL CREDIT UNION
✅COUNTY CITY CREDIT UNION
✅UNITED 6288 CREDIT UNION

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