North Central Credit Union | Auto Loans, ATMs & Mobile Banking

North Central Area CU

North Central Area Credit Union, founded in 1956, is a nationally focused financial cooperative dedicated to delivering comprehensive banking solutions tailored for diverse member needs. With total assets surpassing $236 million and a strong net worth of over $25 million, North Central Area serves more than 20,000 members with trusted financial expertise under the leadership of CEO Mark Richter.

Members enjoy access to a wide range of services including competitive auto loans and vehicle financing designed to simplify your next car purchase or refinance. Homebuyers benefit from personalized mortgage loans and refinancing options that support your path to homeownership. Everyday banking is made easy with checking and savings accounts, credit cards featuring rewards programs, personal loans, and debt consolidation solutions crafted to help manage your finances effectively.

For business owners, North Central Area offers merchant services and business loans aimed at fostering growth and operational success. Convenient ATM and cash withdrawal services complement their basic drive-thru and shared branch transactions, ensuring seamless access to funds nationwide. Robust online and mobile banking platforms provide secure, anytime access to your accounts.

Join North Central Area Credit Union today to experience nationwide reach combined with personalized service that empowers your financial future. Visit https://ncacu.org/ to learn more about membership benefits.

Introduction

At north-central-area, established in 1956, we are dedicated to providing exceptional financial services that empower our members and enrich the communities we serve. Led by CEO Mark Richter and Board President Stephen Witt, our mission is to prioritize the needs of our members, ensuring their financial well-being while fostering a sense of belonging. Our headquarters in Houghton Lake, MI serves as a hub for innovation and community engagement, reflecting our commitment to excellence and service.

As an NCUA-insured institution since 7/1/1974 0:00, we offer a range of modern banking tools designed to enhance your financial experience. With features like online banking, a mobile app for on-the-go transactions, person-to-person transfers, e-statements, mobile payments, and e-signature authorization, we ensure that managing your finances is both secure and convenient. At north-central-area, trust and accessibility are at the heart of what we do, and we're proud to support our members with personalized services tailored to their unique needs. For more information about our offerings, visit us at https://ncacu.org/ or reach out via fax at (989) 919-5128.

Financial Services

At north-central-area, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to specialized products such as auto loans, mortgages, and credit cards with rewards, we are dedicated to helping you navigate your financial journey. Our business banking solutions provide essential support for small business owners, including merchant services and business loans that empower you to grow your enterprise. With our online banking platform and mobile application, managing your finances has never been easier; you can conduct transactions, check balances, and access e-statements at your convenience.

In addition to these core offerings, our digital tools enhance your banking experience with features like person-to-person transfers and mobile payments, allowing you to send money quickly and securely. Whether you're planning for significant life milestones or simply managing your day-to-day expenses, our services are tailored to support you every step of the way. Interested individuals can find out more about membership qualifications at , ensuring that everyone has access to our valuable resources. For those looking to explore loan options or compare rates, our partners at https://www.lendmesh.com/loans/vehicle_loans can assist in finding the best fit for your needs. If you have any questions or require personalized assistance, feel free to reach out via fax at (989) 919-5128—we're here to help you achieve your financial goals!

Financial Highlights

In today's ever-evolving financial landscape, finding a trusted partner for your banking needs is crucial. north-central-area stands out as a reliable and valuable financial institution, deeply rooted in the north-central area since 1956. With a robust total membership of 20,309, we take pride in serving our community and ensuring that our members’ needs are met with utmost dedication.

Our impressive total assets amount to 236,360,943, reflecting our solid financial foundation and commitment to your financial well-being. The net worth of 25,341,774 demonstrates our stability and resilience, while a net income of 2,355,148 highlights our ability to thrive even in challenging economic conditions. We understand the importance of security and trust; hence, our total deposits of 18,022,516 signify the confidence that our members place in us.

With a focus on providing accessible lending options, we have facilitated 13,153 loans and leases, empowering our members to achieve their personal and business goals. Our commitment to service excellence is further underscored by our dedicated workforce of 62 employees who are always ready to assist you in navigating your financial journey.

We maintain a healthy net worth ratio of 1,071, showcasing our effective management practices. Additionally, with a credit card loan volume of 2,051 and an auto loan volume reaching 9,066, we cater to diverse financial needs while also supporting local businesses through our commercial loans totaling 9. Our strategic approach enables us to manage total borrowings effectively at just 2,500,000, ensuring that we remain agile and responsive to market demands.

At north-central-area, transparency is one of our core values, and we believe in keeping you informed about your financial options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. We invite you to explore how we can help you achieve your financial aspirations.

Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.

North Central Area CU

Introduction

Financial Services

Financial Highlights

Branch services Offered States

Branch Details

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Join Our Community