North Central Area Credit Union Grandville MI | Best Auto Loans & Business Banking

Introduction

Welcome to North Central Area, your trusted financial partner located at 3140 Ivanrest Ave SW, Grandville, MI 49418. Established in 1956, we have proudly served our community for over six decades, helping more than 20,309 members achieve their financial goals. As a member-focused credit union, we are committed to providing reliable services tailored to the needs of our members and their families. At North Central Area, we understand that financial wellness is not just about transactions; it's about building relationships and supporting one another. With total assets exceeding $236 million, and a strong net worth of $25,341,774, we are well-positioned to offer a range of services from personal banking options like checking and savings accounts to auto loans and mortgages. Our total loans and leases amount to 13,153, showcasing our dedication to empowering our members through accessible financing solutions. While you can visit us at our Grandville location for personalized service, please note that official correspondence should be sent to the same address: 3140 Ivanrest Ave SW, Grandville, MI 49418. Our dedicated team, led by CEO Mark Richter and Board President Stephen Witt, works tirelessly to ensure you receive the best support possible. We invite you to take advantage of our various services designed for both personal and business needs. Whether you're looking for a new vehicle loan or seeking advice on debt consolidation, we're here to help with cash in hand amounting to $1,236,230 ready for your financial needs. Feel free to reach out at (616) 532-9067 during our operating hours Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM or visit our website at ncacu.org for more information. Let us be part of your journey towards financial success!

Branch History & Mission

Welcome to the heart of our community! The North Central Area, known as the Grandville Branch, has been serving the residents of Grandville, MI, since its doors first opened in 1956. Located at 3140 Ivanrest Ave SW, this branch has a rich history rooted in service and dedication to its members. Over the years, we have grown from a small credit union into a trusted financial partner for over 20,000 members. With total assets amounting to an impressive $236,360,943, we continue to provide robust financial solutions tailored to meet the diverse needs of our community. Our mission is clear: we aim to empower our members by offering exceptional financial services while fostering a spirit of community support. At North Central Area, we believe that everyone deserves access to quality financial products that help them achieve their goals. Whether it's providing personal banking options like checking and savings accounts or assisting with auto loans and mortgages, our commitment remains unwavering. We strive not just for financial growth but also for the well-being of every member. In addition to traditional banking services, we are proud to offer digital advancements that enhance convenience for our members. While our physical branch features a drive-thru for quick transactions and shared service center options for partnered credit union members, we also prioritize accessibility through online and mobile banking platforms. Our operating hours 9 am to 5 pm Monday through Thursday and 9 am to 5:30 pm on Fridays make it easy for members to visit us when it suits them best. While you can reach us at our branch address in Grandville, official correspondence should be directed to the same address: 3140 Ivanrest Ave SW, Grandville, MI 49418. If you have any questions or need assistance, feel free to call us at 616-532-9067. At North Central Area, we're more than just a credit union; we're part of your journey towards financial success. Join us today and experience the benefits of being part of a community-focused institution dedicated to helping you thrive!

Branch Location & Accessibility

Banking Services Tailored to You

At the Grandville Branch, we offer a range of personal and business banking services. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you with all your financial needs. Need to make a quick deposit or withdrawal? Our drive-thru service makes it easy for you to bank on the go! Additionally, we proudly participate in shared services, allowing you access to essential transactions at partner credit unions across the area. Even if you're not able to visit us directly, we're committed to ensuring you have convenient banking options wherever you are.

Easy Access and Parking

When you visit us, you'll find ample parking available right outside the branch. We prioritize accessibility, ensuring that our facilities meet ADA standards with features like ramps and designated parking spots for individuals with disabilities. This way, everyone can feel welcome and comfortable during their visit.

Operating Hours That Work for You

We understand that life can be busy, which is why our operating hours are designed with your schedule in mind. Our lobby is open Monday through Thursday from 9 AM to 5 PM and extends until 5:30 PM on Fridays. This gives you flexibility in choosing a time that works best for your banking needs.

Stay Connected

If you have any questions or need assistance before your visit, don't hesitate to reach out! You can give us a call at 616-532-9067. We look forward to welcoming you into our branch soon! Whether you're here for personal finance advice or business banking solutions, the North Central Area Grandville Branch is ready to serve you with a smile.

Member Eligibility

At North Central Area, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you're living, working, or attending school in the area around 3140 Ivanrest Ave Sw Grandville Mi 49418, you're likely eligible to join us. We cherish our members and offer an array of benefits, including competitive rates on loans, personalized financial advice, and a range of services designed to help you thrive. To get started, just visit our website for detailed eligibility criteria at . Once you confirm your eligibility, opening an account is straightforward check out the easy steps outlined here: https://loans.itsme247.com/135/home/start. If you have any questions or need assistance, feel free to call us at (616) 532-9067. We're excited to welcome you into the North Central Area family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $638,327, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services simplify transactions for business owners, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we provide the tools you need to enhance customer experience and streamline operations. Visit us at 3140 Ivanrest Ave Sw Grandville Mi 49418 in Grandville, MI, or call us at (616) 532-9067 to discover how our business banking solutions can help your enterprise thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new vehicle? Our auto loans and vehicle financing options provide competitive rates to help you hit the road without breaking the bank. Picture yourself driving off in that dream car with manageable monthly payments tailored just for you.

Business Banking Services

Entrepreneurs will find value in our business banking services, including merchant services and business loans. We understand that running a business is challenging, and having the right financial partner can make all the difference.

Convenient Access Points

Our branch also provides essential services like ATM access, cash withdrawal services, and basic drive-thru banking for quick transactions. You can easily deposit or withdraw cash without stepping inside when you're on the go.

Credit Cards with Rewards

For those who love earning while spending, our credit cards with rewards offer benefits tailored to suit your lifestyle. Whether you're traveling or shopping locally, every swipe earns you points towards exciting rewards.

Mortgage Loans & Refinancing

When it comes to finding the right home, every detail matters. Our mortgage loans and refinancing options are designed to make homeownership attainable. We guide you through the process, ensuring you understand every step so whether you're a first-time buyer or looking to refinance for better rates, we've got you covered.

Personal Banking Solutions

Managing your money shouldn't feel like a chore. That's why we offer checking and savings accounts that fit seamlessly into your lifestyle. With online and mobile banking options, you can check your balances, transfer funds, and pay bills from anywhere perfect for busy schedules. Imagine being able to deposit checks using your smartphone while waiting in line or making a quick transfer during your lunch break!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help you regain control over your finances. Imagine consolidating multiple debts into one easy-to-manage payment; it's not just smart it's empowering!

Shared Branch Transactions

As part of our commitment to convenience, we offer basic shared branch transactions for members of partner credit unions. This means if you're traveling or away from home, accessing your funds is just as easy as visiting us at North Central Area. With all these offerings at Grandville Branch, we're here to simplify your financial journey. For any questions or further information about how we can assist you today, feel free to call us at (616) 532-9067 or visit us in person. Your financial well-being is our priority!

Digital & Online Banking

Key Features

Our 24/7 online banking services mean you can check your balances, transfer funds, and pay bills anytime you want. You don't have to wait for business hours; your bank is always open! Plus, with our electronic signature authorization, signing documents is quick and hassle-free. There's no need to visit the branch just sign electronically from the comfort of your home. If you prefer going paperless, our e-statements are available for easy access. You can view your statements online whenever needed, helping you keep track of your finances without cluttering your mailbox.

Mobile Banking Made Easy

With our mobile application, banking is literally at your fingertips. Whether you're making person-to-person transfers or using mobile payments, you have the flexibility to handle transactions on the go. Imagine splitting a dinner bill with friends or paying for groceries right from your phone it's that simple! At North Central Area, security is paramount. Our online banking services incorporate robust security measures, so you can feel safe while managing your money. We prioritize protecting your personal information while offering a user-friendly experience. No matter where life takes you, our digital banking tools ensure that you stay connected to your finances. For more information on how to get started or to explore all our features, visit us at https://ncacu.org/ today!

Financial Strength

Growing Member Base

Total Share Accounts: 42,607, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $347,456 further strengthens our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Central Area is your trusted partner. Visit us at 3140 Ivanrest Ave Sw Grandville Mi 49418 or call (616) 532-9067 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,355,148 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $14,219,455 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity; with $4,533 in used auto loans and $156,717,830 in total loans and leases, we are here to help you achieve your dreams.

Secure Savings Options

Members' savings are secured through $52,953,883 in share certificates and $28,573,809 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $539,412, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $25,341,774, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in refinancing options or would like to check your eligibility for any of our loan products, don't hesitate to reach out. You can contact us at (616) 532-9067 for more information or visit us at our branch located at 3140 Ivanrest Ave Sw Grandville Mi 49418 in Grandville, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At North Central Area, we're committed to supporting your financial journey with the right tools and resources.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,544,823 in used vehicle loans and $7,722,268 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring that you can find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $638,327 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve cash flow, we have tailored solutions that can help you succeed.

Credit Card Loans

For those seeking flexibility, we also offer unsecured credit card loans. With a total of $6,585,266 in loans helping members manage their finances effectively, our credit cards come with rewarding features that can enhance your purchasing power while keeping your spending in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,806,996, make buying or refinancing simple. We offer various mortgage products tailored to suit different needs. Our team is here to guide you through the process, making it straightforward and stress-free.

Loan Aggregator

Call to Action

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