NORTH CENTRAL AREA CREDIT UNION - Standish, MI

Welcome to North Central Area, your trusted financial partner located at 212 Court St S, Standish, MI 48658. Since our establishment in 1956, we have proudly served our community with a commitment to providing quality financial services tailored to meet the needs of our members. With over 20,309 members and assets totaling $236,360,943, we strive to create a welcoming environment where you can achieve your financial goals. At North Central Area, we understand that every member's journey is unique. Whether you're looking for a new car loan among our 13,153 total loans or seeking guidance on mortgage options, our experienced team is here to assist you. Under the leadership of CEO Mark Richter and Board President Stephen Witt, we have built a strong foundation based on trust and reliability. While you can visit us at our Standish branch for all your banking needs, please note that official correspondence should be sent to the same address: 212 Court St S, Standish, MI 48658. We offer a variety of services including personal banking, auto loans, and business banking solutions all designed with your convenience in mind. We are proud to maintain a net worth of $25,341,774 and cash in hand amounting to $1,236,230, ensuring we are well-equipped to serve you effectively. Our dedicated team of 62 employees works diligently to provide exceptional service across all our offerings. Ready to take the next step? Feel free to call us at 989-846-9553 or visit our website at ncacu.org for more information. We look forward to helping you navigate your financial journey!

Welcome to the North Central Area, a cornerstone of financial support in Standish, Michigan. Established in 1956, our branch has been a trusted partner for the community for over six decades. Located at 212 Court St S, Standish, MI 48658, we pride ourselves on our history of growth and commitment to our members. Since opening our doors, we have continually adapted to meet the needs of our growing membership, which now exceeds 20,309 individuals. Over the years, we've expanded our services and offerings to ensure that we provide comprehensive financial solutions that cater to every aspect of our members' lives. Today, with total assets exceeding $236,360,943, we stand strong as a pillar of financial stability and trust. Our mission is clear: to deliver exceptional financial services while fostering a spirit of community support. We believe in empowering our members through education and providing them with the tools they need to achieve their financial goals. Whether it's through personal banking options like checking and savings accounts or facilitating auto loans and mortgages, we are dedicated to enhancing the lives of those we serve. While members can visit us at 212 Court St S, official correspondence should be sent to the same address as there is no difference between our branch and mailing addresses. Our operating hours are designed with convenience in mind open from 9 AM to 5 PM Monday through Thursday, and until 5:30 PM on Fridays. Additionally, we offer both ATM availability and drive-thru banking for those who prefer quick transactions without stepping inside. As part of our commitment to accessibility and inclusivity, we strive to ensure all our services are ADA compliant. We've also embraced digital advancements like online banking and mobile payments to enhance your experience further. Our shared service center allows members from partnered credit unions to enjoy basic transaction services right here at our branch. Community outreach is close to our heart. We actively engage with local organizations and initiatives that uplift the Standish area, reinforcing our belief that supporting each other leads to stronger communities. We invite you to join us at North Central Area where you will not only find a variety of financial products but also a team ready to support you every step of the way. Experience firsthand how we can help you reach your financial dreams. For any inquiries or assistance, feel free to call us at 989-846-9553 or visit us online at ncacu.org. Join us today!

Joining the family at North Central Area is more than just opening an account; it's about becoming part of a supportive community that looks out for each other. If you live, work, or worship in the area, you're likely already eligible to become a member! Our doors are open to individuals who meet certain criteria, which you can learn more about by visiting our eligibility page at . Once you confirm your eligibility, starting your journey with us is simple and welcoming. At North Central Area, we believe in making banking accessible and beneficial for everyone. With various personal banking options like checking and savings accounts, auto loans, and even credit cards that offer rewards, you'll find services designed to help you thrive financially. To open your account today, head over to https://loans.itsme247.com/135/home/start or give us a call at (989) 846-9553 if you have any questions. We can't wait to welcome you into our community at 212 Court St S, Standish, MI 48658!

At North Central Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency and reliability, which is why we're proud to share our financial strength with you. With a net worth of $25,341,774, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $52,953,883 in share certificates and $28,573,809 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $539,412, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you is backed by $14,219,455 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $4,533 in used auto loans and $156,717,830 in total loans and leases, our lending capacity supports your financial goals across various sectors. We're also proud to report a robust $2,355,148, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team consists of 56 full-time employees and 6 part-time employees who are always ready to assist you with knowledgeable service. Net Shares (funds available for lending and investments) stand at $347,456, showcasing our commitment to fostering member success. Additionally, we have a thriving community with a total of 42,607 share accounts, demonstrating the trust placed in us by our growing member base. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Central Area is your trusted partner. Visit us at 212 Court St S Standish Mi 48658 or call (989) 846-9553 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*